Homes for Sale Under 450K in Panama City, FL

2,436 Homes for Sale

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Panama City, FL Housing Market Overview

Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

85

Inventory

2,436

Aug 2021Mar 2024Mar 2026

Median Home Price

$292,900Down 0.12%

In Mar 2026 · YoY

Aug 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
2,436 Up 0.10%
Newly Listed Homes
127 Up 0.63%
Months of Supply
4.6 Up 0.20%

Housing Demand

Homes Sold
65 Down 0.00%
Sale-to-List Ratio
96.8% Down 0.50%
Homes Sold Above List
10.8% Up 4.32%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Panama City Market Report
No. of Homes
Prices
Days on Market
Homes for Sale Miami
12,187
$580,000
79
Homes for Sale Palm Beach
11,869
$3,000,000
133
Homes for Sale Sarasota
7,765
$505,500
87
Homes for Sale Lehigh Acres
6,249
$309,990
84
Homes for Sale Cape Coral
6,019
$385,000
79
Homes for Sale Naples
5,952
$619,500
100
Homes for Sale Jacksonville
5,870
$310,000
56
Homes for Sale Fort Myers
5,514
$335,000
92
Homes for Sale Port Charlotte
4,937
$320,000
89
Homes for Sale Orlando
4,798
$408,000
63
Homes for Sale Ocala
4,369
$286,025
91
Homes for Sale Kissimmee
4,237
$357,990
78
Homes for Sale Tampa
3,832
$450,000
62
Homes for Sale Punta Gorda
3,455
$360,000
94
Homes for Sale North Port
3,180
$319,900
-
Homes for Sale Fort Lauderdale
2,790
$550,000
80
Homes for Sale Hernando
2,693
$340,000
-
Homes for Sale Palm Bay
2,616
$329,995
70
Homes for Sale Bradenton
2,528
$429,000
80
Homes for Sale Seminole
2,494
$445,000
-
  • mls-imgIDX Logo
    Based on information from Central Panhandle Association of REALTORS® MLS through Sep 23, 2026, 2:00 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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Panama City, FL Housing Marketlink qauare
Homes Available icon

2,436

Homes Available

Median List Price icon

$ 292,900

Median List Price

Avg on Market icon

85 Days

Avg on Market

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