3D Tour
9860 S Thomas Dr #825, Panama City, FL 32408
Overstreet Realty
Skip to Main Content 
3D Tour 
Hot
11712 Sand Castle Ln, Panama City Beach, FL 324073D Tour
New Construction
3143 Sawgrass St, Panama City, FL 324093D Tour
New Construction
4905 Rosemary St, Panama City, FL 32404 New Construction
New Construction
4897 Rosemary St, Panama City, FL 32404 New Construction
7526 Preserve Dr, Panama City, FL 32404 
Price Drop: $500
131 Tiller Dr, Panama City, FL 32404
4116 Appalachee St #B, Panama City, FL 32408
3321 Treasure Cir, Panama City Beach, FL 32408
6574 Atkins Rd, Panama City, FL 324043D Tour
181 Damon Cir, Panama City, FL 32407
Hot
Price Drop: $20K
404 Wisteria St, Panama City Beach, FL 32407 New Construction
5220 Salvation St, Panama City, FL 32404 
6083 E Hwy 98 Bus, Panama City, FL 32404
6599 Atkins Rd, Panama City, FL 32404
6464 Bellavia Ln, Panama City, FL 32404New Construction
5129 Salvation St, Panama City, FL 32404 Price Drop: $12K
1701 Hickory Ave, Panama City, FL 32405 
1032 Jenks Ave, Panama City, FL 324013D Tour
605 Arrow St, Panama City, FL 32404 
7105 Massachusetts St, Panama City, FL 32404
321 Lagoon Ln, Panama City, FL 32408
108 Linda Marie Ln, Panama City Beach, FL 32407Hot
3712 Tiki Dr, Panama City, FL 32408
11921 Caruso Dr, Panama City, FL 32404
Do Real Estate on the Go!
Homes for Sale Under 400K in Panama City, FL
2,026 Homes for Sale
Sort by:
3D TourBuilding 50 Units Available
Unit #825
15100 Front Beach Rd #1131, Panama City Beach, FL 32413
Counts Real Estate Group Inc
Building 33 Units Available
Unit #1131
Hot$329,900
Views: 21
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,269sqft
Single family home for sale
Angie Eddy & Co Realty Llc
3D Tour9900 S Thomas Dr #2126, Panama City, FL 32408
Coldwell Banker Realty
Building 62 Units Available
Unit #2126
New Construction$329,900
Views: 4
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,960sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
3D Tour15617 Front Beach Rd #231 A&B, Panama City Beach, FL 32413
Coastal Palms Real Estate
Building 7 Units Available
Unit #231 A&B
9900 S Thomas Dr #1702, Panama City Beach, FL 32408
Anchor Realty Florida
New Construction$329,900
Views: 5
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,799sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
New Construction15100 Front Beach Rd #616, Panama City Beach, FL 32413
Keller Williams Success Realty
8743 Thomas Dr #209, Panama City, FL 32408
Alikhver Realty
Building 21 Units Available
Unit #209
New Construction$329,900
Views: 10
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,799sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
New Construction$329,610
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,820sqft
Single family home for sale
Adams Homes Realty, Inc.
Price Drop: $500$329,500
Views: 9
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,787sqft
Sale Pending
Empire Real Estate Of Florida Llc
23223 Front Beach Rd #A-737, Panama City Beach, FL 32413
Top Producers Real Estate Group
Building 22 Units Available
Unit #A-737
$329,000
Views: 14
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,114sqft
Townhouse for sale
Gulf Life Real Estate Inc
9900 S Thomas Dr #1715, Panama City, FL 32408
Miller & Associates Realty
8730 S Thomas Dr #213, Panama City, FL 32408
Compass Florida, Llc
Building 3 Units Available
Unit #213
$329,000
Views: 7
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,596sqft
Single family home for sale
Pineapple Properties
$329,000
Views: 10
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,976sqft
Single family home for sale
Anchor Realty Florida
3D Tour8743 Thomas Dr #412, Panama City, FL 32408
Exp Realty, Llc
9900 S Thomas Dr #1513, Panama City, FL 32408
The Travare Brokerage Firm
$329,000
Views: 13
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,332sqft
Townhouse for sale
Pineapple Properties
9900 S Thomas Dr #115, Panama City, FL 32408
Christies International Real Estate Emerald Coast
Hot7904 Surf Dr #16, Panama City Beach, FL 32408
Coastal Heritage Real Estate Llc
Building 1 Unit Available
Unit #16
15413 Front Beach Rd #519, Panama City Beach, FL 32413
Keller Williams Realty Emerald
Building 3 Units Available
Unit #519
Price Drop: $20K$329,000
Views: 10
Bedrooms: 3Bds
Bathrooms: 1Ba
Area: 888sqft
Single family home for sale
Beachy Beach Real Estate
New Construction$328,811
Views: 6
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,717sqft
Single family home for sale
Adams Homes Realty, Inc.
$328,500
Views: 4
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,414sqft
Townhouse for sale
Century 21 Commander Realty
$327,000
Views: 2
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,976sqft
Single family home for sale
Counts Real Estate Group
$325,900
Views: 6
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,830sqft
Single family home for sale
Keller Williams Success Realty
New Construction$325,710
Views: 5
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,817sqft
Single family home for sale
Adams Homes Realty, Inc.
Price Drop: $12K$325,000
Views: 2
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,450sqft
Single family home for sale
Local Insight Realty
17214 Front Beach Rd #31, Panama City Beach, FL 32413
Realty One Group Emerald Coast
Building 7 Units Available
Unit #31
$325,000
Views: 7
Bedrooms: 3Bds
Bathrooms: 1Ba
Area: 1,496sqft
Single family home for sale
Keller Williams Success Realty
3D Tour$325,000
Views: 2
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,351sqft
Single family home for sale
Overstreet Realty
$325,000
Views: 6
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,593sqft
Sale Pending
Exp Realty Llc
$325,000
Views: 10
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 586sqft
Single family home for sale
Sims Resort Realty, Inc
$325,000
Views: 2
Bedrooms: 2Bds
Bathrooms: 3Ba
Area: 1,072sqft
Townhouse for sale
Counts Real Estate Group Inc
Hot8743 Thomas Dr #1408, Panama City, FL 32408
Fun Quest Vacation Rentals Corp
$325,000
Views: 7
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,500sqft
Single family home for sale
Coldwell Banker Realty
8700 Front Beach Rd #7203, Panama City Beach, FL 32407
Local Insight Realty
Building 18 Units Available
Unit #7203
$325,000
Views: 4
Bedrooms: 12Bds
Bathrooms: 5Ba
Area: 6,788sqft
Single family home for sale
Counts Real Estate Group Inc
Showing 547 - 588 of 2,026 homes for sale in Panama City, FL
Don't miss out on new listings — and get instant email alerts!
- Real Estate
- Homes For Sale
- Florida
- Panama City
- Homes Under $400k
Do Real Estate on the Go!
Find your dream home, receive real-time updates, and many more!
Panama City, FL Housing Market Overview
Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
85
Inventory
296
Sep 2021Mar 2024Mar 2026
Median Home Price
$292,900Down 0.12%
In Mar 2026 · YoY
Sep 2021Mar 2024Mar 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 296 Up 0.10%
- Newly Listed Homes
- 127 Up 0.63%
- Months of Supply
- 4.6 Up 0.20%
Housing Demand
- Homes Sold
- 65 Down 0.00%
- Sale-to-List Ratio
- 96.8% Down 0.50%
- Homes Sold Above List
- 10.8% Up 4.32%
30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.
View Full Panama City Market Report
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 9:45 PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Click to see all homes
2,026
Homes Available
$ 292,900
Median List Price
85 Days
Avg on Market