New Construction
$365,900
Views: 16
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,443sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
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New Construction343 Robinson Blf Rd, Panama City Beach, FL 32407 
New Construction
4320 Windsong Cir, Panama City, FL 32404
Price Drop: $10K
517 Cvs Villa St, Panama City Beach, FL 32407
8419 Elizabeth Ave, Panama City, FL 32408
161 Treasure Palm Dr, Panama City, FL 32408
New Construction
3116 Douglas Rd, Panama City, FL 32405 
3775 Cedar Park Ln, Panama City, FL 32404
3822 Heartwood St, Panama City, FL 32404
3927 Alva Thomas Rd, Panama City, FL 32404
1211 Tuscany Rd, Panama City, FL 32405
0 W Park St, Panama City, FL 32404New Construction
7229 Shady Oak Wy, Panama City, FL 32409 New Construction
7228 Shady Oak Way, Panama City, FL 32409 
New Construction
3146 Sawgrass St, Panama City, FL 32409 
3D Tour
New Construction
7195 Big Buck Blvd, Panama City, FL 32409 3D Tour
8011 Blanche Dr, Panama City, FL 32404
4426 Bylsma Cir, Panama City, FL 32404
0 Lynn St, Panama City Beach, FL 324133D Tour
171 Lake Merial Blvd, Panama City, FL 32409
4421 Mill Byp Rd, Panama City, FL 32404
Price Drop: $15K
7300 Rodgers Dr, Panama City, FL 32404 
3D Tour
6215 Thomas Dr #123, Panama City, FL 32408
New Construction
7122 William Pitsenbarger Rd, Panama City, FL 32404 
New Construction
7110 William Pitsenbarger Rd, Panama City, FL 32404 
Hot
800 Cason Cir, Panama City, FL 32405
New Construction
7146 William Pitsenbarger Rd, Panama City, FL 32404 
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Homes for Sale Under 400K in Panama City, FL
2,030 Homes for Sale
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New ConstructionNew Construction$365,380
Views: 1
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 2,005sqft
Single family home for sale
Adams Homes Realty, Inc.
Price Drop: $10K$365,000
Views: 6
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,672sqft
Single family home for sale
Blue Bird Woliver Realty
9902 S Thomas Dr #2132, Panama City, FL 32408
Coastal Palms Real Estate
Building 29 Units Available
Unit #2132
$365,000
Views: 15
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 864sqft
Single family home for sale
Lpt Realty Llc
23223 Front Beach Rd #305, Panama City Beach, FL 32413
Realjoy Realty Llc
Building 22 Units Available
Unit #305
$365,000
Views: 7
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,544sqft
Sale Pending
Christies International Real Estate Emerald Coast
9860 S Thomas Dr #927, Panama City Beach, FL 32408
Realty One Group Emerald Coast
Building 50 Units Available
Unit #927
New Construction$365,000
Views: 17
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,622sqft
Single family home for sale
Coastal Choice Realty Llc
$365,000
Views: 4
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,885sqft
Single family home for sale
Empire Real Estate Of Florida Llc
$365,000
Views: 9
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,724sqft
Single family home for sale
Coldwell Banker Realty
$365,000
Views: 6
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,259sqft
Single family home for sale
Coldwell Banker Realty
$365,000
Views: 10
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,920sqft
Single family home for sale
World Impact Real Estate
$365,000
Views: 12
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.43acre lot
Land for sale
Counts Real Estate Group Inc
New Construction$364,900
Views: 13
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,968sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
New Construction$364,900
Views: 15
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,968sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
9900 S Thomas Dr #1219, Panama City Beach, FL 32408
Christies International Real Estate Emerald Coast
Building 62 Units Available
Unit #1219
New Construction$364,900
Views: 8
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,960sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
3D Tour23223 Front Beach Rd #B3-407, Panama City Beach, FL 32413
Real Broker Llc
9860 S Thomas Dr #1926, Panama City, FL 32408
Coldwell Banker Realty
New Construction$362,900
Views: 3
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,275sqft
Single family home for sale
Keller Williams Success Realty
3D Tour9860 S Thomas Dr #809, Panama City Beach, FL 32408
Coldwell Banker Realty
$362,000
Views: 8
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 2,081sqft
Single family home for sale
Exp Realty Llc
$360,000
Views: 2
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,851sqft
Single family home for sale
Chesnut Realty, Inc
$360,000
Views: 3
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.17acre lot
Land for sale
Keller Williams Realty Emerald
3D Tour9900 S Thomas Dr #413, Panama City Beach, FL 32408
Coldwell Banker Realty
9450 S Thomas Dr #1107D, Panama City, FL 32408
Gulf Life Real Estate Inc
Building 22 Units Available
Unit #1107D
$360,000
Views: 10
Bedrooms: --Bds
Bathrooms: --Ba
Area: 0.96acre lot
Land for sale
Grand Palms Realty Llc
$360,000
Views: 1
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 2,052sqft
Single family home for sale
Coldwell Banker Realty
2400 Grandiflora Blvd #1006, Panama City, FL 32408
Coldwell Banker Realty
Building 6 Units Available
Unit #1006
Price Drop: $15K$360,000
Views: 12
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,174sqft
Single family home for sale
Counts Real Estate Group
9900 S Thomas Dr #1718, Panama City Beach, FL 32408
Allison James Estates & Homes
3D Tour6211 Thomas Dr #505, Panama City Beach, FL 32408
Counts Real Estate Group Inc
Building 1 Unit Available
Unit #505
$359,900
Views: 1
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,292sqft
Townhouse for sale
Exp Realty Llc
6213 Thomas Dr #305, Panama City Beach, FL 32408
Savvy Avenue Llc
Building 6 Units Available
Unit #305
New Construction$359,900
Views: 3
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,043sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
9900 S Thomas Dr #1615, Panama City, FL 32408
Counts Real Estate Group Inc
8743 Thomas Dr #423, Panama City, FL 32408
Paradise Realty
Building 21 Units Available
Unit #423
New Construction$359,900
Views: 2
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,043sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
Hot$359,900
Views: 12
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,731sqft
Single family home for sale
Empire Real Estate Of Florida Llc
6422 W Hwy 98 #705, Panama City Beach, FL 32407
Keller Williams Success Realty
Building 8 Units Available
Unit #705
New Construction$359,900
Bedrooms: 5Bds
Bathrooms: 3Ba
Area: 2,043sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
Showing 253 - 294 of 2,030 homes for sale in Panama City, FL
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Panama City, FL Housing Market Overview
Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
85
Inventory
296
Sep 2021Mar 2024Mar 2026
Median Home Price
$292,900Down 0.12%
In Mar 2026 · YoY
Sep 2021Mar 2024Mar 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 296 Up 0.10%
- Newly Listed Homes
- 127 Up 0.63%
- Months of Supply
- 4.6 Up 0.20%
Housing Demand
- Homes Sold
- 65 Down 0.00%
- Sale-to-List Ratio
- 96.8% Down 0.50%
- Homes Sold Above List
- 10.8% Up 4.32%
30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.
View Full Panama City Market Report
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 7:30 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Click to see all homes
2,030
Homes Available
$ 292,900
Median List Price
85 Days
Avg on Market