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Homes for Sale Under 400K in Pensacola, FL

1,418 Homes for Sale

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Showing 1 - 42 of 1,418 homes for sale in Pensacola, FL

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Pensacola, FL Housing Market Overview

Pensacola is a balanced market, giving buyers and sellers room to negotiate. With 3.6 months of supply and homes averaging 90 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

90

Inventory

291

Sep 2021Jun 2024Sep 2026

Median Home Price

$360,000Down 1.37%

In Sep 2026 · YoY

Sep 2021Jun 2024Sep 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
291 Up 115.56%
Newly Listed Homes
329 Down 5.73%
Months of Supply
3.6 Up 140.00%

Housing Demand

Homes Sold
241 Down 8.37%
Sale-to-List Ratio
97% Up 0.27%
Homes Sold Above List
11% Down 3.76%

30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.

View Full Pensacola Market Report
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  • mls-imgIDX Logo
    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by BeachesMLS. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This data is not verified for authenticity or accuracy and may not reflect all real estate activity in the market. Based on information © 2026 BeachesMLS, Inc. All Rights Reserved.
  • mls-img
    Based on information from the Baldwin County Association of REALTORS® through Oct 30, 2026, 4:15 AM. Information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but is not guaranteed accurate by the MLS. Some listings have been excluded from this website.This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Baldwin County Board of REALTORS® Multiple Listing Service. All Rights Reserved.
  • mls-img
    Based on information from the Pensacola Association of REALTORS (alternatively, from the Pensacola MLS) through (date). This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Multiple Listing Service of the Pensacola Association of REALTORS®. All Rights Reserved.
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Homes Available icon

1,418

Homes Available

Median List Price icon

$ 360,000

Median List Price

Avg on Market icon

90 Days

Avg on Market