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Homes for Sale Under 400K in Champaign, IL

355 Homes for Sale

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Price CutPrice Drop: $7K
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Photo 1 of Single family home for sale at 503 S 3rd Street, Fisher, IL 61843 | MLS# 12670939 | Listing updated on 2026-10-29

$342,500

Views: 14

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 2,182sqft

Single family home for sale

503 S 3rd Street, Fisher, IL 61843

MLS ID #12670939, Pathway Realty, Pllc

Photo 1 of Single family home for sale at 3403 Memory Ln, Urbana, IL 61802 | MLS# 12796702 | Listing updated on 2026-11-04

$340,000

Views: 5

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,452sqft

Single family home for sale

3403 Memory Ln, Urbana, IL 61802

MLS ID #12796702, Coldwell Banker R.E. Group

Photo 1 of Single family home for sale at 402 W High St, Urbana, IL 61801 | MLS# 12467756 | Listing updated on 2026-11-04

$340,000

Views: 3

Bedrooms: 5Bds

Bathrooms: 2Ba

Area: 3,042sqft

Single family home for sale

402 W High St, Urbana, IL 61801

MLS ID #12467756, Re/Max Realty Associates-Cha

New
Photo 1 of Multi family home for sale at 401 W Elm St, Urbana, IL 61801 | MLS# 12797549 | Listing updated on 2026-10-30

$340,000

Views: 3

Bedrooms: 7Bds

Bathrooms: 3Ba

Area: 2,604sqft

Multi family home for sale

401 W Elm St, Urbana, IL 61801

MLS ID #12797549, Re/Max Realty Associates-Cha

Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 2303 Galen Dr, Champaign, IL 61821 | MLS# 12763613 | Listing updated on 2026-10-24

$339,900

Views: 18

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 2,328sqft

Single family home for sale

2303 Galen Dr, Champaign, IL 61821

MLS ID #12763613, Nate Evans Group

New
No HOANo HOA
Photo 1 of Single family home for sale at 104 S Point Ct, Philo, IL 61864 | MLS# 12797060 | Listing updated on 2026-10-30

$339,900

Views: 1

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,892sqft

Single family home for sale

104 S Point Ct, Philo, IL 61864

MLS ID #12797060, Keller Williams-Trec

Price CutPrice Drop: $9K
Photo 1 of Single family home for sale at 103 E Center St, Gifford, IL 61847 | MLS# 12749027 | Listing updated on 2026-10-25

$330,000

Views: 16

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,680sqft

Single family home for sale

103 E Center St, Gifford, IL 61847

MLS ID #12749027, Town & Country Realty,Llp

HotHot
Photo 1 of Multi family home for sale at 101 N East St, Mahomet, IL 61853 | MLS# 12778651 | Listing updated on 2026-10-12

$330,000

Views: 12

Bedrooms: 5Bds

Bathrooms: 3Ba

Area: --sqft

Multi family home for sale

101 N East St, Mahomet, IL 61853

MLS ID #12778651, Beycome Brokerage Realty Llc

3D Tour3D Tour
Photo 1 of Single family home for sale at 404 Krebs Dr, Champaign, IL 61822 | MLS# 12786594 | Listing updated on 2026-10-18

$329,999

Views: 2

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 2,113sqft

Single family home for sale

404 Krebs Dr, Champaign, IL 61822

MLS ID #12786594, Re/Max Realty Associates-Cha

Price CutPrice Drop: $50K
Photo 1 of Single family home for sale at 801 W Nevada St, Urbana, IL 61801 | MLS# 12678649 | Listing updated on 2026-11-03

$325,000

Views: 10

Bedrooms: 8Bds

Bathrooms: 4Ba

Area: 3,687sqft

Single family home for sale

801 W Nevada St, Urbana, IL 61801

MLS ID #12678649, Nate Evans Group

Price CutPrice Drop: $10.09K
3D Tour3D Tour
Photo 1 of Single family home for sale at 208 S Meadowhill Ln, Mahomet, IL 61853 | MLS# 12676272 | Listing updated on 2026-10-27

$320,000

Views: 5

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 2,081sqft

Single family home for sale

208 S Meadowhill Ln, Mahomet, IL 61853

MLS ID #12676272, Taylor Realty Associates

Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 1908 Shelly Ct, Urbana, IL 61802 | MLS# 12741556 | Listing updated on 2026-10-20

$315,000

Views: 18

Bedrooms: 5Bds

Bathrooms: 3Ba

Area: 2,683sqft

Single family home for sale

1908 Shelly Ct, Urbana, IL 61802

MLS ID #12741556, Champaign County Realty

Photo 1 of Single family home for sale at 153 Lake Rd, Seymour, IL 61875 | MLS# 12582459 | Listing updated on 2026-10-15

$314,900

Views: 7

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 2,669sqft

Single family home for sale

153 Lake Rd, Seymour, IL 61875

MLS ID #12582459, Landmark Real Estate

HotHot
Price CutPrice Drop: $2K
Photo 1 of Single family home for sale at 1708 Park Hvn Dr, Champaign, IL 61820 | MLS# 12751472 | Listing updated on 2026-10-30

$313,000

Views: 24

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,949sqft

Single family home for sale

1708 Park Hvn Dr, Champaign, IL 61820

MLS ID #12751472, Coldwell Banker R.E. Group

HotHot
Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 408 Park Ln Dr, Champaign, IL 61820 | MLS# 12769127 | Listing updated on 2026-10-28

$299,900

Views: 13

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 2,327sqft

Single family home for sale

408 Park Ln Dr, Champaign, IL 61820

MLS ID #12769127, Coldwell Banker R.E. Group

Showing 43 - 84 of 355 homes for sale in Champaign, IL

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Champaign, IL Housing Market Overview

Champaign is a balanced market, giving buyers and sellers room to negotiate. With 2.7 months of supply and homes averaging 52 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

52

Inventory

154

Oct 2021Jul 2024Oct 2026

Median Home Price

$240,000Up 3.78%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
154 Up 1.99%
Newly Listed Homes
199 Down 31.62%
Months of Supply
2.7 Up 42.11%

Housing Demand

Homes Sold
174 Down 26.89%
Sale-to-List Ratio
98.5% Down 0.46%
Homes Sold Above List
25.3% Down 8.80%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 4, 2026, 11:45 AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 4, 2026, 11:45 AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

355

Homes Available

Median List Price icon

$ 240,000

Median List Price

Avg on Market icon

52 Days

Avg on Market