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Homes for Sale Under 400K in Gary, IN

417 Homes for Sale

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Photo 3 of Multi family home for sale at 521 25 Taney St, Gary, IN 46404 | MLS# 845789 | Listing updated on 2026-09-24Photo 1 of Multi family home for sale at 521 25 Taney St, Gary, IN 46404 | MLS# 845789 | Listing updated on 2026-09-24Photo 2 of Multi family home for sale at 521 25 Taney St, Gary, IN 46404 | MLS# 845789 | Listing updated on 2026-09-24

$400,000

count-img 2

--Bds

4Ba

--sqft

Multi family home for sale

521 25 Taney St, Gary, IN 46404

@Properties/Christie'S Intl Re, Larita Thomas. Listing provided by NIRA

Photo 3 of Land for sale at 7710 Oak Ave, Gary, IN 46403 | MLS# 839931 | Listing updated on 2026-07-26Photo 1 of Land for sale at 7710 Oak Ave, Gary, IN 46403 | MLS# 839931 | Listing updated on 2026-07-26Photo 2 of Land for sale at 7710 Oak Ave, Gary, IN 46403 | MLS# 839931 | Listing updated on 2026-07-26

$399,999

count-img 3

--Bds

--Ba

4,791.6sqft lot

Land for sale

7710 Oak Ave, Gary, IN 46403

@Properties/Christie'S Intl Re, Christina Fieldhouse. Listing provided by NIRA

Photo 3 of Single family home for sale at 551 N Union Pl, Gary, IN 46403 | MLS# 837131 | Listing updated on 2026-07-31Photo 1 of Single family home for sale at 551 N Union Pl, Gary, IN 46403 | MLS# 837131 | Listing updated on 2026-07-31Photo 2 of Single family home for sale at 551 N Union Pl, Gary, IN 46403 | MLS# 837131 | Listing updated on 2026-07-31

$387,900

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3Bds

2Ba

3,484sqft

Single family home for sale

551 N Union Pl, Gary, IN 46403

Kirk & Company Your Home Sold, Lutrell Kirk. Listing provided by NIRA

New13 hours ago
Photo 3 of Single family home for sale at 631 N Miami St, Gary, IN 46403 | MLS# 845912 | Listing updated on 2026-09-29Photo 1 of Single family home for sale at 631 N Miami St, Gary, IN 46403 | MLS# 845912 | Listing updated on 2026-09-29Photo 2 of Single family home for sale at 631 N Miami St, Gary, IN 46403 | MLS# 845912 | Listing updated on 2026-09-29

$384,900

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3Bds

2Ba

2,924sqft

Single family home for sale

631 N Miami St, Gary, IN 46403

Coldwell Banker Real Estate Gr, David Barrick. Listing provided by NIRA

New3 days ago
Photo 3 of Single family home for sale at 7001 Ash Pl, Gary, IN 46403 | MLS# 845959 | Listing updated on 2026-09-26Photo 1 of Single family home for sale at 7001 Ash Pl, Gary, IN 46403 | MLS# 845959 | Listing updated on 2026-09-26Photo 2 of Single family home for sale at 7001 Ash Pl, Gary, IN 46403 | MLS# 845959 | Listing updated on 2026-09-26

$300,000

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4Bds

2Ba

2,442sqft

Single family home for sale

7001 Ash Pl, Gary, IN 46403

Exp Realty, Llc, Brooke Metz. Listing provided by NIRA

New8 hours ago
Photo 3 of Single family home for sale at 420 N Lake St, Gary, IN 46403 | MLS# 846020 | Listing updated on 2026-09-29Photo 1 of Single family home for sale at 420 N Lake St, Gary, IN 46403 | MLS# 846020 | Listing updated on 2026-09-29Photo 2 of Single family home for sale at 420 N Lake St, Gary, IN 46403 | MLS# 846020 | Listing updated on 2026-09-29

$299,000

4Bds

2Ba

2,352sqft

Single family home for sale

420 N Lake St, Gary, IN 46403

@Properties/Christie'S Intl Re, Elizabeth Sheeran. Listing provided by NIRA

Photo 3 of Sale Pending at 286 Gerry St, Gary, IN 46406 | MLS# 845069 | Listing updated on 2026-09-17Photo 1 of Sale Pending at 286 Gerry St, Gary, IN 46406 | MLS# 845069 | Listing updated on 2026-09-17Photo 2 of Sale Pending at 286 Gerry St, Gary, IN 46406 | MLS# 845069 | Listing updated on 2026-09-17

$250,000

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4Bds

3Ba

1,773sqft

Sale Pending

286 Gerry St, Gary, IN 46406

Simplify Your Move! Realty Inc, Manuel Hernandez. Listing provided by NIRA

New35 hours ago
Photo 3 of Single family home for sale at 1125 Clinton St, Gary, IN 46406 | MLS# 846017 | Listing updated on 2026-09-28Photo 1 of Single family home for sale at 1125 Clinton St, Gary, IN 46406 | MLS# 846017 | Listing updated on 2026-09-28Photo 2 of Single family home for sale at 1125 Clinton St, Gary, IN 46406 | MLS# 846017 | Listing updated on 2026-09-28

$243,000

3Bds

2Ba

1,632sqft

Single family home for sale

1125 Clinton St, Gary, IN 46406

Umbrella Real Estate Llc, Jason Greer. Listing provided by NIRA

Photo 3 of Single family home for sale at 7010 Ash Pl, Gary, IN 46403 | MLS# 845050 | Listing updated on 2026-09-19Photo 1 of Single family home for sale at 7010 Ash Pl, Gary, IN 46403 | MLS# 845050 | Listing updated on 2026-09-19Photo 2 of Single family home for sale at 7010 Ash Pl, Gary, IN 46403 | MLS# 845050 | Listing updated on 2026-09-19

$229,900

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3Bds

2Ba

2,322sqft

Single family home for sale

7010 Ash Pl, Gary, IN 46403

The Jaeger Group, Llc, Lakia Hasenjaeger. Listing provided by NIRA

3D Tour3D Tour
Photo 3 of Single family home for sale at 518 Rutledge St, Gary, IN 46404 | MLS# 844797 | Listing updated on 2026-09-23Photo 1 of Single family home for sale at 518 Rutledge St, Gary, IN 46404 | MLS# 844797 | Listing updated on 2026-09-23Photo 2 of Single family home for sale at 518 Rutledge St, Gary, IN 46404 | MLS# 844797 | Listing updated on 2026-09-23

$224,900

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4Bds

3Ba

1,900sqft

Single family home for sale

518 Rutledge St, Gary, IN 46404

Favela Real Estate, Llc, Melissa Yanez. Listing provided by NIRA

New4 days ago
Photo 3 of Single family home for sale at 1964 Bigger St, Gary, IN 46404 | MLS# 845846 | Listing updated on 2026-09-25Photo 1 of Single family home for sale at 1964 Bigger St, Gary, IN 46404 | MLS# 845846 | Listing updated on 2026-09-25Photo 2 of Single family home for sale at 1964 Bigger St, Gary, IN 46404 | MLS# 845846 | Listing updated on 2026-09-25

$219,900

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4Bds

2Ba

1,960sqft

Single family home for sale

1964 Bigger St, Gary, IN 46404

@Properties/Christie'S Intl Re, Elizabeth Sheeran. Listing provided by NIRA

New3 days ago
Photo 3 of Single family home for sale at 805 Buchanan St, Gary, IN 46402 | MLS# 845942 | Listing updated on 2026-09-30Photo 1 of Single family home for sale at 805 Buchanan St, Gary, IN 46402 | MLS# 845942 | Listing updated on 2026-09-30Photo 2 of Single family home for sale at 805 Buchanan St, Gary, IN 46402 | MLS# 845942 | Listing updated on 2026-09-30

$219,900

4Bds

2Ba

2,185sqft

Single family home for sale

805 Buchanan St, Gary, IN 46402

Listing Leaders Affiliated, Rebecca Olson. Listing provided by NIRA

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Gary, IN Housing Market Overview

Gary is a balanced market, giving buyers and sellers room to negotiate. With 4 months of supply and homes averaging 73 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

73

Inventory

307

Aug 2021May 2024Jul 2026

Median Home Price

$129,900Up 22.49%

In Jul 2026 · YoY

Aug 2021May 2024Jul 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
307 Up 31.20%
Newly Listed Homes
68 Up 28.30%
Months of Supply
4 Up 43.28%

Housing Demand

Homes Sold
76 Down 8.43%
Sale-to-List Ratio
97.5% Down 0.82%
Homes Sold Above List
20% Down 28.70%

30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.

View Full Gary Market Report
  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Sep 29, 2026, 3:15 PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Sep 29, 2026, 3:15 PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
  • mls-img
    Based on information provided by the Northwest Indiana REALTORS® Association, Inc. Multiple Listing Service through Sep 29, 2026, 3:16 PM as submitted to and distributed by MLS GRID. Information Deemed Reliable But Not Guaranteed. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. © 2026 Northwest Indiana REALTORS® Association, Inc. Multiple Listing Service. All rights reserved.
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Gary, IN Housing Marketlink qauare
Homes Available icon

417

Homes Available

Median List Price icon

$ 129,900

Median List Price

Avg on Market icon

73 Days

Avg on Market

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