$98,100
--Bds
--Ba
6.54acres lot
Land for sale
MLS ID #22075030, Land Pro Realty
Homes for Sale Under 100K in Spencer, IN
20 Homes for Sale
Sort by:Newest Listings
3D Tour
3D Tour
$90,900
8
--Bds
--Ba
9.09acres lot
Land for sale
Re/Max Select Associates, Inc.
3D Tour
Price Drop: $12.5K
$75,000
--Bds
--Ba
5acres lot
Sale Pending
MLS ID #22075049, Land Pro Realty
$57,500
5
--Bds
--Ba
1.54acres lot
Land for sale
MLS ID #22118229, Re/Max Select Associates, Inc.
$57,500
2
--Bds
--Ba
1.54acres lot
Land for sale
Re/Max Select Associates, Inc.
$54,900
1
--Bds
--Ba
14,898sqft lot
Sale Pending
MLS ID #22070431, Home Team Properties
$54,900
1
--Bds
--Ba
16,117sqft lot
Land for sale
MLS ID #22070410, Home Team Properties
$40,000
3
--Bds
--Ba
10,454sqft lot
Land for sale
MLS ID #22121695, Century 21 Scheetz
$39,900
3
--Bds
--Ba
4.44acres lot
Land for sale
MLS ID #22096145, Carpenter, Realtors®
3D Tour
$39,900
3
--Bds
--Ba
4.44acres lot
Land for sale
Carpenter, Realtors-Bloomington
$29,500
10
--Bds
--Ba
1.27acres lot
Land for sale
MLS ID #21824365, The Stewart Home Group
$25,000
7
--Bds
--Ba
2.9acres lot
Land for sale
MLS ID #21824344, The Stewart Home Group
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Spencer, IN Housing Market Overview
Spencer is a balanced market, giving buyers and sellers room to negotiate. With 7 months of supply and homes averaging 60 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
60
Inventory
20
Aug 2021Dec 2023Jan 2026
Median Home Price
$190,000Down 0.00%
In Jan 2026 · YoY
Aug 2021Dec 2023Jan 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 20 Down 0.00%
- Newly Listed Homes
- 2 Down 0.00%
- Months of Supply
- 7 Down 0.00%
Housing Demand
- Homes Sold
- 1 Down 0.00%
- Sale-to-List Ratio
- 86.8% Down 0.00%
- Homes Sold Above List
- 0% Down 0.00%
30-yr fixed rate 6.23% · Data as of Jan 2026 · Source: Houzeo Research.
View Full Spencer Market ReportNo. of Homes
Prices
No. of Homes
Based on information from MIBOR REALTOR® Association through Sep 13, 2026, 7:45 AM. The Broker Listing Cooperative® listing service's Listing information is deemed reliable but is not guaranteed accurate by the Broker Listing Cooperative® listing service. All data is obtained from various sources and may not have been verified by broker or Broker Listing Cooperative listing service. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.. All Rights Reserved. © 2026 MIBOR REALTOR® Association.
IDX information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Houzeo Corp. holds real estate brokerage licenses in Alabama (License No. 000157023 - 0) and Texas (License No. 9013396)
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§ 442‑H New York Standard Operating Procedure.
New York State Fair Housing Notice.
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Spencer, IN Housing Market
20
Homes Available
$ 190,000
Median List Price
60 Days
Avg on Market
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