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3 Bedroom Homes for Sale in Spencer, IN

30 Homes for Sale

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Photo 3 of Single family home for sale at 48 W Clay St, Spencer, IN 47460 | MLS# 22113506 | Listing updated on 2026-09-17Photo 1 of Single family home for sale at 48 W Clay St, Spencer, IN 47460 | MLS# 22113506 | Listing updated on 2026-09-17Photo 2 of Single family home for sale at 48 W Clay St, Spencer, IN 47460 | MLS# 22113506 | Listing updated on 2026-09-17

$259,500

Views: 14

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,317sqft

Single family home for sale

48 W Clay St, Spencer, IN 47460

MLS ID #22113506, Keith Realty & Auction Group

Photo 3 of Single family home for sale at 186 Ryan Ct, Spencer, IN 47460 | MLS# 22118916 | Listing updated on 2026-09-16Photo 1 of Single family home for sale at 186 Ryan Ct, Spencer, IN 47460 | MLS# 22118916 | Listing updated on 2026-09-16Photo 2 of Single family home for sale at 186 Ryan Ct, Spencer, IN 47460 | MLS# 22118916 | Listing updated on 2026-09-16

$329,900

Views: 14

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 2,464sqft

Single family home for sale

186 Ryan Ct, Spencer, IN 47460

MLS ID #22118916, Keith Realty & Auction Group

3D Tour3D Tour
Photo 3 of Single family home for sale at 534 Paw Rd, Spencer, IN 47460 | MLS# 202630882 | Listing updated on 2026-09-21Photo 1 of Single family home for sale at 534 Paw Rd, Spencer, IN 47460 | MLS# 202630882 | Listing updated on 2026-09-21Photo 2 of Single family home for sale at 534 Paw Rd, Spencer, IN 47460 | MLS# 202630882 | Listing updated on 2026-09-21

$225,000

Views: 6

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,416sqft

Single family home for sale

534 Paw Rd, Spencer, IN 47460

Century 21 Scheetz - Bloomington

Photo 3 of Single family home for sale at 18 Lindsay Ct, Spencer, IN 47460 | MLS# 22109403 | Listing updated on 2026-07-21Photo 1 of Single family home for sale at 18 Lindsay Ct, Spencer, IN 47460 | MLS# 22109403 | Listing updated on 2026-07-21Photo 2 of Single family home for sale at 18 Lindsay Ct, Spencer, IN 47460 | MLS# 22109403 | Listing updated on 2026-07-21

$299,000

Views: 5

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 770sqft

Single family home for sale

18 Lindsay Ct, Spencer, IN 47460

MLS ID #22109403, Keith Realty & Auction Group

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Spencer, IN Housing Market Overview

Spencer is a balanced market, giving buyers and sellers room to negotiate. With 7 months of supply and homes averaging 60 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

60

Inventory

7

Sep 2021Dec 2023Jan 2026

Median Home Price

$190,000Down 0.00%

In Jan 2026 · YoY

Sep 2021Dec 2023Jan 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
7 Down 0.00%
Newly Listed Homes
2 Down 0.00%
Months of Supply
7 Down 0.00%

Housing Demand

Homes Sold
1 Down 0.00%
Sale-to-List Ratio
86.8% Down 0.00%
Homes Sold Above List
0% Down 0.00%

30-yr fixed rate 6.23% · Data as of Jan 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from MIBOR REALTOR® Association through Oct 28, 2026, 6:45 AM. The Broker Listing Cooperative® listing service's Listing information is deemed reliable but is not guaranteed accurate by the Broker Listing Cooperative® listing service. All data is obtained from various sources and may not have been verified by broker or Broker Listing Cooperative listing service. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.. All Rights Reserved. © 2026 MIBOR REALTOR® Association.
  • mls-imgIDX Logo
    IDX information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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Homes Available icon

30

Homes Available

Median List Price icon

$ 190,000

Median List Price

Avg on Market icon

60 Days

Avg on Market