Nevada Homes for Sale Under 400K

9,260 Homes

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No. of Homes
Prices
Homes for Sale in Las Vegas
10,406
$440,000
Homes for Sale in North Las Vegas
1,211
$433,950
No. of Homes
Houses for Sale in Centennial Hills, Las Vegas
941
Houses for Sale in Summerlin West, Las Vegas
241
Houses for Sale in Lake Las Vegas, Henderson
216
Houses for Sale in Anthem, Henderson
153
Houses for Sale in Downtown Las Vegas, Las Vegas
123
Houses for Sale in Sun City Summerlin, Las Vegas
122
Houses for Sale in Inspirada, Henderson
95
Houses for Sale in Cadence, Henderson
90
Houses for Sale in Sun City Anthem, Henderson
85
Houses for Sale in Downtown Reno, Reno
73
Houses for Sale in Lake Las Vegas Southshore Residential, Henderson
70
Houses for Sale in Green Valley South, Henderson
65
Houses for Sale in Providence, Las Vegas
64
Houses for Sale in Foothills At Macdonald Ranch Master, Henderson
56
Houses for Sale in Rancho Oakey, Las Vegas
49
Houses for Sale in Desert Shores, Las Vegas
47
Houses for Sale in The Lakes, Las Vegas
44
Houses for Sale in Green Valley Ranch, Henderson
36
Houses for Sale in Caughlin Ranch, Reno
35
Houses for Sale in Tuscany Master, Henderson
31

Frequently Asked Questions

Where is the cheapest place to buy a house in Nevada?

Carlin is the cheapest place to buy a house in Nevada. The median home price is $184,674, and the cost of living is 9.1% lower than the national average.

Other affordable cities include Ely, West Wendover, Yerington, and Winnemucca, where median home prices are under $320K.

What is the average cost to buy a house in Nevada?

The average cost to buy a house in Nevada is $465,800, showing a 1.6% increase compared to last year. Moreover, the cost of living in Nevada is 1% higher than the national average.

How many homes are available for sale in Nevada?

There are 26,905 homes currently listed for sale in Nevada. Of these, 30 are Nevada's hot properties and 10 are newly listed homes across Nevada.

What is the average utility cost in Nevada?

The average monthly utility cost in Nevada is around $538, including electricity, gas, water, and internet. Electricity averages $143/month, with costs rising in summer due to air conditioning. Natural gas is about $139/month, and water typically adds $46/month.

Utility costs vary by location, home size, and usage. Cities like Las Vegas and Reno often see higher bills, especially during hot months. While Nevada's utilities are above the national average, energy-efficient homes and smart usage can help keep costs down.

What are the average HOA fees in Nevada?

The average HOA (Homeowners Association) fee in Nevada typically ranges from $70 to $400 per month. The exact amount depends on the property's location, size, and amenities. In cities like Las Vegas, the average is around $200 per month. Fees are lower in basic communities and higher in luxury neighborhoods.

Upscale or gated communities often charge higher fees for amenities like pools, gyms, and security. In contrast, smaller condos or townhomes may have fees as low as $50 to $150. These fees typically cover services like landscaping, exterior maintenance, and insurance.

Is it smarter to rent or buy a home in Nevada?

Whether it's smarter to rent or buy a home depends on your financial situation, long-term plans, and Nevada's housing market. In many parts of the state, buying can be a better long-term option. The average home price in Nevada is about $466,000, while the average rent is around $1,625 per month.

With 20% down and a 30-year mortgage at 6.5%, your monthly mortgage payment would be roughly $2,360, excluding taxes and insurance. In cities like Reno or Las Vegas, rent may be cheaper in the short term, but buying helps build equity over time.

If you're financially ready and plan to stay at least five years, buying may be the smarter move. However, renting offers flexibility and lower upfront costs, which can be ideal if you're unsure about long-term plans or saving for a down payment. Use a mortgage calculator to compare actual costs in your area.

Is Nevada a good place to live?

Yes, Nevada is considered a good place to live for many people. It offers no state income tax, a moderate cost of living, and plenty of sunshine year-round. Cities like Las Vegas and Reno provide job opportunities, entertainment, and a growing economy.

Henderson is widely considered the best city to live in Nevada. With a median home price of about $497,500, it boasts low crime rates, highly rated schools, and many parks. Its well-planned neighborhoods and proximity to Las Vegas make it popular among families and retirees.

However, drawbacks include extreme summer heat, limited water supply, and higher utility costs. Whether Nevada is right for you depends on your lifestyle, career goals, and budget.

What's the safest place to live in Nevada?

Boulder City is one of the safest places to live in Nevada. It has a violent crime rate of about 1.4 per 1,000 residents, well below state and national averages.

The city offers a quiet, family-friendly environment with strong community values and reliable public services. Its low crime, slower pace, and scenic desert setting make it a top choice for retirees and families.

Can a foreigner buy a house in Nevada?

Yes, foreigners can legally buy a house in Nevada. There are no US or Nevada laws that stop non-citizens from owning residential or investment property. In fact, many international buyers purchase homes in places like Las Vegas, Henderson, and Reno.

What are the disadvantages of moving to Nevada?

Extreme heat: Summers, especially in southern Nevada, can reach temperatures above 110°F. Prolonged heat waves can make outdoor activities difficult and increase utility bills.

High utility costs: Due to the intense climate, electricity bills for air conditioning are often high, especially in cities like Las Vegas and Henderson.

Limited water supply: Nevada faces ongoing drought conditions and water restrictions, which may impact landscaping and long-term sustainability.

Urban crowding and traffic: In rapidly growing cities like Las Vegas and Reno, traffic congestion and housing demand have increased noticeably in recent years.

Public education concerns: Nevada consistently ranks below average in national education rankings. Public schools may have large class sizes and limited funding in some areas.

Limited public transit: Outside urban centers, public transportation is minimal, making car ownership essential in most parts of the state.
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    Based on information from the Greater Las Vegas Association of REALTORS® Multiple Listing Service through Aug 27, 2026, 1:45 PM. The data relating to real estate for sale on this web site comes in part from the INTERNET DATA EXCHANGE Program of the Greater Las Vegas Association of REALTORS® MLS. Real estate listings held by brokerage firms other than this site owner are marked with the IDX logo. GLVAR MLS deems information reliable but not guaranteed. Copyright 2024 of the Greater Las Vegas Association of REALTORS® MLS. All rights reserved.
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    Based on information from the Northern Nevada Regional Multiple Listing Service® through Aug 27, 2026, 1:45 PM. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of the content displayed here other than by a search performed by a consumer looking to purchase or rent real estate is prohibited. Any suspected “scraping” would be reported to NNRMLS for immediate investigation and action. IDX information is deemed reliable but not guaranteed. The content relating to real estate for sale on this website comes in part from the IDX program of the Northern Nevada Regional Multiple Listing Service®. Real estate listings held by brokerage firms other than Congress Realty, Inc. includes the name of the listing brokerage. © 2025 Northern Nevada Regional Multiple Listing Service®, Inc. All rights reserved.

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Nevada Housing Marketlink qauare
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9,260

Homes Available

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$ 464,970

Median List Price

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56 Days

Avg on Market

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