Homes for Sale Under 400K in Albany, NY

831 Homes for Sale

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Albany, NY Housing Market Overview

Albany is a balanced market, giving buyers and sellers room to negotiate. With 0.4 months of supply and homes averaging 56 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

56

Inventory

831

Aug 2021May 2024Jul 2026

Median Home Price

$317,500Up 7.26%

In Jul 2026 · YoY

Aug 2021May 2024Jul 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
831 Down 20.93%
Newly Listed Homes
35 Down 30.00%
Months of Supply
0.4 Down 54.20%

Housing Demand

Homes Sold
164 Up 72.63%
Sale-to-List Ratio
104.6% Up 2.15%
Homes Sold Above List
64.8% Up 17.62%

30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.

View Full Albany Market Report
No. of Homes
Prices
Houses for Sale in Pine Hills, Albany
48
$284,875
Houses for Sale in Delaware Area, Albany
43
-
Houses for Sale in West Hill, Albany
35
-
Houses for Sale in Arbor Hill, Albany
25
-
Houses for Sale in South End, Albany
21
-
Houses for Sale in Eagle Hill, Albany
21
-
Houses for Sale in Buckingham Lake, Albany
20
-
Houses for Sale in Center Square, Albany
20
-
Houses for Sale in Upper Washington Avenue, Albany
18
-
Houses for Sale in Hudson Park, Albany
17
-
Houses for Sale in Sheridan Hollow, Albany
17
-
Houses for Sale in Beverwyck, Albany
16
-
Houses for Sale in Second Avenue, Albany
12
-
Houses for Sale in Melrose, Albany
12
-
Houses for Sale in New Scotland Woodlawn, Albany
11
-
Houses for Sale in Washington Square, Albany
11
-
Houses for Sale in West End, Albany
10
-
Houses for Sale in Whitehall, Albany
9
-
Houses for Sale in Helderberg, Albany
8
-
Houses for Sale in Mansion, Albany
7
-
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Sep 19, 2026, 11:15 AM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.

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Albany, NY Housing Marketlink qauare
Homes Available icon

831

Homes Available

Median List Price icon

$ 317,500

Median List Price

Avg on Market icon

56 Days

Avg on Market

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