Homes for Sale Under 400K in Clay, NY

160 Homes for Sale

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Clay, NY Housing Market Overview

Clay's housing market currently favors sellers. With just a 1.1-month supply of homes and properties taking an average of 37 days to sell, sellers have considerable pricing power and can command premium offers.

Status

Seller's Market

Days on Market

37

Inventory

160

Aug 2021Mar 2024Mar 2026

Median Home Price

$285,000Up 0.08%

In Mar 2026 · YoY

Aug 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
160 Down 0.38%
Newly Listed Homes
38 Down 0.22%
Months of Supply
1.1 Down 0.00%

Housing Demand

Homes Sold
21 Down 0.00%
Sale-to-List Ratio
104.5% Up 0.24%
Homes Sold Above List
71.4% Up 3.86%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Clay Market Report
  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Sep 6, 2026, 12:45 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2025 the New York State Alliance of MLSs. All Rights Reserved.

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Clay, NY Housing Marketlink qauare
Homes Available icon

160

Homes Available

Median List Price icon

$ 285,000

Median List Price

Avg on Market icon

37 Days

Avg on Market

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