Homes for Sale Under 400K in Clay, NY

180 Homes for Sale

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Clay, NY Housing Market Overview

Clay is moving fast, and is a seller's market. Just 1.1 months of supply and 37 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

37

Inventory

24

Sep 2021Mar 2024Mar 2026

Median Home Price

$285,000Up 0.08%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
24 Down 0.38%
Newly Listed Homes
38 Down 0.22%
Months of Supply
1.1 Down 0.00%

Housing Demand

Homes Sold
21 Down 0.00%
Sale-to-List Ratio
104.5% Up 0.24%
Homes Sold Above List
71.4% Up 3.86%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Oct 26, 2026, 7:13 AM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Oct 26, 2026, 7:13 AM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
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Clay, NY Housing Marketlink qauare
Homes Available icon

180

Homes Available

Median List Price icon

$ 285,000

Median List Price

Avg on Market icon

37 Days

Avg on Market

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