Homes for Sale Under 400K in Montgomery, NY

291 Homes for Sale

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Montgomery, NY Housing Market Overview

Montgomery is a buyer's market right now. Homes are sitting on the market for 81 days on average. With 8 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

81

Inventory

8

Sep 2021Mar 2024Mar 2026

Median Home Price

$554,000Up 0.20%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
8 Up 0.33%
Newly Listed Homes
3 Down 0.57%
Months of Supply
8 Up 5.00%

Housing Demand

Homes Sold
1 Down 0.00%
Sale-to-List Ratio
100.7% Up 2.68%
Homes Sold Above List
100% Up 100.00%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Oct 11, 2026, 1:45 AM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
  • mls-imgIDX Logo
    Based on information from OneKey MLS, through Oct 11, 2026, 1:46 AM. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 OneKey® MLS. All rights reserved.
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Montgomery, NY Housing Marketlink qauare
Homes Available icon

291

Homes Available

Median List Price icon

$ 554,000

Median List Price

Avg on Market icon

81 Days

Avg on Market

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