Homes for Sale Under 400K in Oswego, NY

657 Homes for Sale

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Oswego, NY Housing Market Overview

Oswego is a balanced market, giving buyers and sellers room to negotiate. With 2.5 months of supply and homes averaging 57 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

57

Inventory

20

Sep 2021Mar 2024Mar 2026

Median Home Price

$158,500Up 0.17%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
20 Down 0.31%
Newly Listed Homes
7 Down 0.56%
Months of Supply
2.5 Up 0.30%

Housing Demand

Homes Sold
8 Down 0.00%
Sale-to-List Ratio
93.2% Down 5.41%
Homes Sold Above List
50% Up 26.92%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Oct 23, 2026, 8:45 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
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Oswego, NY Housing Marketlink qauare
Homes Available icon

657

Homes Available

Median List Price icon

$ 158,500

Median List Price

Avg on Market icon

57 Days

Avg on Market

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