Homes for Sale Under 200K in Otsego, NY

174 Homes for Sale

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Otsego, NY Housing Market Overview

Otsego is a balanced market, giving buyers and sellers room to negotiate. With 10 months of supply and homes averaging 2 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

2

Inventory

174

Aug 2021Jan 2024Mar 2026

Median Home Price

$400,000Up 0.67%

In Mar 2026 · YoY

Aug 2021Jan 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
174 Up 0.25%
Newly Listed Homes
4 Up 3.00%
Months of Supply
10 Up 2.00%

Housing Demand

Homes Sold
1 Down 0.00%
Sale-to-List Ratio
100% Up 14.26%
Homes Sold Above List
0% Down 0.00%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Otsego Market Report
  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Sep 19, 2026, 2:30 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Sep 19, 2026, 2:30 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.

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Otsego, NY Housing Marketlink qauare
Homes Available icon

174

Homes Available

Median List Price icon

$ 400,000

Median List Price

Avg on Market icon

2 Days

Avg on Market

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