Homes for Sale Under 400K in Oyster Bay, NY

11 Homes for Sale

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Oyster Bay, NY Housing Market Overview

Oyster Bay is a balanced market, giving buyers and sellers room to negotiate. With 2 months of supply and homes averaging 59 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

59

Inventory

11

Aug 2021Jan 2024Feb 2026

Median Home Price

$390,000Down 0.59%

In Feb 2026 · YoY

Aug 2021Jan 2024Feb 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
11 Down 0.54%
Newly Listed Homes
1 Down 0.88%
Months of Supply
2 Down 1.30%

Housing Demand

Homes Sold
3 Down 0.00%
Sale-to-List Ratio
97.6% Down 4.34%
Homes Sold Above List
0% Down 25.00%

30-yr fixed rate 6.23% · Data as of Feb 2026 · Source: Houzeo Research.

View Full Oyster Bay Market Report
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    Based on information from OneKey MLS, through Sep 19, 2026, 10:18 AM. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 OneKey® MLS. All rights reserved.

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Oyster Bay, NY Housing Marketlink qauare
Homes Available icon

11

Homes Available

Median List Price icon

$ 390,000

Median List Price

Avg on Market icon

59 Days

Avg on Market

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