Homes for Sale Under 400K in Phelps, NY

15 Homes for Sale

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Phelps, NY Housing Market Overview

Phelps's housing market currently favors buyers. This gives buyers the upper hand in negotiations. With a 1-month supply of homes and an average of 96 days on the market, buyers have plenty of time to choose and significant bargaining power.

Status

Buyer's Market

Days on Market

96

Inventory

15

Aug 2021Apr 2024Mar 2026

Median Home Price

$210,000Down 0.02%

In Mar 2026 · YoY

Aug 2021Jan 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
15 Down 0.50%
Newly Listed Homes
1 Down 0.00%
Months of Supply
1 Down 0.00%

Housing Demand

Homes Sold
1 Down 0.00%
Sale-to-List Ratio
95.5% Down 3.81%
Homes Sold Above List
0% Down 50.00%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Phelps Market Report
  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Sep 6, 2026, 9:45 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2025 the New York State Alliance of MLSs. All Rights Reserved.

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Phelps, NY Housing Marketlink qauare
Homes Available icon

15

Homes Available

Median List Price icon

$ 210,000

Median List Price

Avg on Market icon

96 Days

Avg on Market

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