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Homes for Sale Under 200K in Waterford, NY
5 Homes for Sale
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Building 1 Unit Available
Unit #
$199,000
4
--Bds
--Ba
1.42acres lot
Land for sale
Armida Rose Realty Group
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34 2nd Street, Waterford, NY 12188
Real Broker Ny Llc
Building 1 Unit Available
$45,000
2
--Bds
--Ba
0.14acre lot
Land for sale
Howard Hanna Capital Inc
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Waterford, NY Housing Market Overview
Waterford is a balanced market, giving buyers and sellers room to negotiate. With 2.5 months of supply and homes averaging 140 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
140
Inventory
5
Aug 2021Feb 2024Mar 2026
Median Home Price
$398,000Up 0.03%
In Mar 2026 · YoY
Aug 2021Feb 2024Mar 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 5 Up 0.11%
- Newly Listed Homes
- 6 Down 0.14%
- Months of Supply
- 2.5 Down 2.00%
Housing Demand
- Homes Sold
- 4 Up 1.00%
- Sale-to-List Ratio
- 97% Down 3.93%
- Homes Sold Above List
- 25% Down 25.00%
30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.
View Full Waterford Market ReportNo. of Homes
Based on information from the Global Multiple Listing Service, Inc. through Sep 19, 2026, 9:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
Houzeo Corp. holds real estate brokerage licenses in Alabama (License No. 000157023 - 0) and Texas (License No. 9013396)
TREC: Info About Brokerage Services, Consumer Protection Notice.
§ 442‑H New York Standard Operating Procedure.
New York State Fair Housing Notice.
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Waterford, NY Housing Market
5
Homes Available
$ 398,000
Median List Price
140 Days
Avg on Market
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