Homes for Sale Under 300K in Waterford, NY

18 Homes for Sale

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Waterford, NY Housing Market Overview

Waterford is a balanced market, giving buyers and sellers room to negotiate. With 2.5 months of supply and homes averaging 140 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

140

Inventory

18

Aug 2021Feb 2024Mar 2026

Median Home Price

$398,000Up 0.03%

In Mar 2026 · YoY

Aug 2021Feb 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
18 Up 0.11%
Newly Listed Homes
6 Down 0.14%
Months of Supply
2.5 Down 2.00%

Housing Demand

Homes Sold
4 Up 1.00%
Sale-to-List Ratio
97% Down 3.93%
Homes Sold Above List
25% Down 25.00%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Waterford Market Report
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Sep 19, 2026, 11:30 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.

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Waterford, NY Housing Marketlink qauare
Homes Available icon

18

Homes Available

Median List Price icon

$ 398,000

Median List Price

Avg on Market icon

140 Days

Avg on Market

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