Homes for Sale Under 400K in Troy, OH

113 Homes for Sale

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Troy, OH Housing Market Overview

Troy is moving fast, and is a seller's market. Just 1.9 months of supply and 35 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

35

Inventory

57

Sep 2021Mar 2024Mar 2026

Median Home Price

$265,500Up 0.02%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
57 Up 0.24%
Newly Listed Homes
35 Up 0.17%
Months of Supply
1.9 Down 0.10%

Housing Demand

Homes Sold
30 Down 0.00%
Sale-to-List Ratio
100.2% Up 2.89%
Homes Sold Above List
36.7% Up 10.58%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from Dayton Realtors® MLS through Oct 9, 2026, 2:30 PM. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Dayton Area Board of Realtors®, Inc. All rights reserved.
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Troy, OH Housing Marketlink qauare
Homes Available icon

113

Homes Available

Median List Price icon

$ 265,500

Median List Price

Avg on Market icon

35 Days

Avg on Market

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