Homes for Sale Under 200K in Elgin, TX

72 Homes for Sale

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Elgin, TX Housing Market Overview

Elgin is a buyer's market right now. Homes are sitting on the market for 136 days on average. With 6.9 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

136

Inventory

132

Sep 2021Mar 2024Mar 2026

Median Home Price

$273,900Down 0.07%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
132 Up 0.33%
Newly Listed Homes
28 Up 0.04%
Months of Supply
6.9 Down 0.70%

Housing Demand

Homes Sold
19 Down 0.00%
Sale-to-List Ratio
97.4% Up 2.59%
Homes Sold Above List
21.1% Down 2.02%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from the association of REALTORS® (alternatively, from the Central Texas MLS) through Oct 11, 2026, 9:30 AM. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Central Texas MLS, All Rights Reserved.
  • mls-img
    Based on information submitted to the MLS GRID from Unlock MLS through Oct 11, 2026, 9:30 AM. All information provided is deemed reliable but is not guaranteed and should be independently verified. Unlock MLS and its affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The information being provided is for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Unlock MLS. All Rights Reserved.
  • mls-img
    Based on information from the Houston Realtors® Information Service or its MLS through Oct 11, 2026, 9:30 AM. IDX feed of MLS data is provided exclusively to Participants or Subscribers for display on their website solely for consumers’ personal, non commercial use. MLS data may not be used for any purpose other than to display prospective properties consumers may be interested in purchasing or leasing, and the MLSdata is not guaranteed accurate by the MLS. All information provided should be independently verified. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026, Houston Realtors Information Service, Inc. All Rights Reserved
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Elgin, TX Housing Marketlink qauare
Homes Available icon

72

Homes Available

Median List Price icon

$ 273,900

Median List Price

Avg on Market icon

136 Days

Avg on Market

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