Homes for Sale Under 400K in Elgin, TX

446 Homes for Sale

Sort by:Newest Listings

Don't miss out on new listings — and get instant email alerts!

Do Real Estate on the Go!

Find your dream home, receive real-time updates, and many more!

OPEN APP

Elgin, TX Housing Market Overview

Elgin is a buyer's market right now. Homes are sitting on the market for 136 days on average. With 6.9 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

136

Inventory

132

Sep 2021Mar 2024Mar 2026

Median Home Price

$273,900Down 0.07%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
132 Up 0.33%
Newly Listed Homes
28 Up 0.04%
Months of Supply
6.9 Down 0.70%

Housing Demand

Homes Sold
19 Down 0.00%
Sale-to-List Ratio
97.4% Up 2.59%
Homes Sold Above List
21.1% Down 2.02%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Elgin Market Report
Mortgage Calculator
How Much House Can I Afford
How to Buy a House
Best Places to Live in Texas
Safest Places to Live in Texas
Expensive Places to Live in Texas
Cheapest Places to Live in Texas
  • mls-img
    Based on information from the association of REALTORS® (alternatively, from the Central Texas MLS) through Oct 10, 2026, 12:30 PM. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Central Texas MLS, All Rights Reserved.
  • mls-img
    Based on information submitted to the MLS GRID from Unlock MLS through Oct 10, 2026, 12:31 PM. All information provided is deemed reliable but is not guaranteed and should be independently verified. Unlock MLS and its affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The information being provided is for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Unlock MLS. All Rights Reserved.
  • mls-img
    Based on information from the San Antonio Board of REALTORS® MLS through Oct 10, 2026, 12:30 PM. Information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed. © 2026 San Antonio Board of REALTORS - All Rights Reserved.
  • mls-img
    Based on information from the Houston Realtors® Information Service or its MLS through Oct 10, 2026, 12:30 PM. IDX feed of MLS data is provided exclusively to Participants or Subscribers for display on their website solely for consumers’ personal, non commercial use. MLS data may not be used for any purpose other than to display prospective properties consumers may be interested in purchasing or leasing, and the MLSdata is not guaranteed accurate by the MLS. All information provided should be independently verified. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026, Houston Realtors Information Service, Inc. All Rights Reserved
Click to see all homes
static map image
Satellite
Elgin, TX Housing Marketlink qauare
Homes Available icon

446

Homes Available

Median List Price icon

$ 273,900

Median List Price

Avg on Market icon

136 Days

Avg on Market

Close IconHouzeo

Do Real Estate on the Go!

OPEN APP
For Sale
Price
Beds & Baths
Home Type
Filters
Save Search Share