Homes for Sale Under 400K in Temple, TX

900 Homes for Sale

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Temple, TX Housing Market Overview

Temple is a buyer's market right now. Homes are sitting on the market for 88 days on average. With 7.3 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

88

Inventory

792

Sep 2021Jun 2024Sep 2026

Median Home Price

$266,305Down 0.43%

In Sep 2026 · YoY

Sep 2021Jun 2024Sep 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
792 Up 14.95%
Newly Listed Homes
664 Down 1.19%
Months of Supply
7.3 Up 48.98%

Housing Demand

Homes Sold
325 Down 23.71%
Sale-to-List Ratio
0% Down 0.00%
Homes Sold Above List
0% Down 0.00%

30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from the North Texas Real Estate Information Systems, Inc., through Oct 8, 2026, 10:30 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. ©2026 North Texas Real Estate Information Systems, Inc. All Rights Reserved.
  • mls-img
    Based on information from the association of REALTORS® (alternatively, from the Central Texas MLS) through Oct 8, 2026, 10:30 PM. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Central Texas MLS, All Rights Reserved.
  • mls-img
    Based on information submitted to the MLS GRID from Unlock MLS through Oct 8, 2026, 10:31 PM. All information provided is deemed reliable but is not guaranteed and should be independently verified. Unlock MLS and its affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The information being provided is for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Unlock MLS. All Rights Reserved.
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Temple, TX Housing Marketlink qauare
Homes Available icon

900

Homes Available

Median List Price icon

$ 266,305

Median List Price

Avg on Market icon

88 Days

Avg on Market

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