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Homes for Sale Under 500K in Panama City Beach, FL

1,026 Homes for Sale

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Showing 841 - 882 of 1,026 homes for sale in Panama City Beach, FL

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Panama City Beach, FL Housing Market Overview

Panama City Beach is a buyer's market right now. Homes are sitting on the market for 90 days on average. With 13 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

90

Inventory

931

Oct 2021Jul 2024Oct 2026

Median Home Price

$365,000Up 2.82%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
931 Up 31.87%
Newly Listed Homes
570 Up 9.40%
Months of Supply
13 Up 62.50%

Housing Demand

Homes Sold
215 Down 18.87%
Sale-to-List Ratio
95.6% Up 0.52%
Homes Sold Above List
5.6% Up 112.50%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

View Full Panama City Beach Market Report
No. of Homes
Homes for Sale in Panama City Beach With AC
1,322
Houses for Sale in Panama City Beach With Pool
1,053
Condos in Panama City Beach
831
Waterfront Houses for Sale in Panama City Beach
635
Single Family Homes for Sale in Panama City Beach
547
Patio Homes for Sale in Panama City Beach
527
Country Homes for Sale in Panama City Beach
430
Cheap Houses for Sale in Panama City Beach
337
New Homes for Sale in Panama City Beach
216
Townhomes in Panama City Beach
189
Land for Sale in Panama City Beach
147
Historic Homes for Sale Panama City Beach
101
Tiny Homes for Sale in Panama City Beach
55
Ranch Homes for Sale in Panama City Beach
54
Manufactured Homes for Sale in Panama City Beach
32
Open Houses in Panama City Beach
26
Multi Family Homes for Sale in Panama City Beach
19
Duplex Homes for Sale in Panama City Beach
9
Homes With Acreage in Panama City Beach
8
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  • mls-imgIDX Logo
    Based on information from Central Panhandle Association of REALTORS® MLS through Nov 5, 2026, 12:45 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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Homes Available icon

1,026

Homes Available

Median List Price icon

$ 365,000

Median List Price

Avg on Market icon

90 Days

Avg on Market