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Homes for Sale Under 400K in Pensacola, FL

1,404 Homes for Sale

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Showing 421 - 462 of 1,404 homes for sale in Pensacola, FL

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Pensacola, FL Housing Market Overview

Pensacola is a balanced market, giving buyers and sellers room to negotiate. With 3.6 months of supply and homes averaging 90 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

90

Inventory

291

Sep 2021Jun 2024Sep 2026

Median Home Price

$360,000Down 1.37%

In Sep 2026 · YoY

Sep 2021Jun 2024Sep 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
291 Up 115.56%
Newly Listed Homes
329 Down 5.73%
Months of Supply
3.6 Up 140.00%

Housing Demand

Homes Sold
241 Down 8.37%
Sale-to-List Ratio
97% Up 0.27%
Homes Sold Above List
11% Down 3.76%

30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.

View Full Pensacola Market Report
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  • mls-img
    Based on information from Stellar MLS® through Oct 31, 2026, 7:45 AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
  • mls-img
    Based on information from the Pensacola Association of REALTORS (alternatively, from the Pensacola MLS) through (date). This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Multiple Listing Service of the Pensacola Association of REALTORS®. All Rights Reserved.
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Homes Available icon

1,404

Homes Available

Median List Price icon

$ 360,000

Median List Price

Avg on Market icon

90 Days

Avg on Market