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Homes for Sale Under 400K in Champaign, IL

357 Homes for Sale

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Price CutPrice Drop: $5.1K
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Photo 1 of Single family home for sale at 1200 Patton Pl, Urbana, IL 61801 | MLS# 12757662 | Listing updated on 2026-10-06

$169,900

Views: 19

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 975sqft

Single family home for sale

1200 Patton Pl, Urbana, IL 61801

MLS ID #12757662, Keller Williams-Trec

Price CutPrice Drop: $5K
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Photo 1 of Single family home for sale at 1810 Greendale Dr, Champaign, IL 61821 | MLS# 12706027 | Listing updated on 2026-10-21

$169,000

Views: 11

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,116sqft

Single family home for sale

1810 Greendale Dr, Champaign, IL 61821

MLS ID #12706027, Re/Max Realty Associates-Cha

Photo 1 of Single family home for sale at 503 S Anderson St, Urbana, IL 61801 | MLS# 12747834 | Listing updated on 2026-10-29

$165,000

Views: 3

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 731sqft

Single family home for sale

503 S Anderson St, Urbana, IL 61801

MLS ID #12747834, Trautman Real Estate Agency & Appraisal Llc

Price CutPrice Drop: $3K
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Photo 1 of Single family home for sale at 715 N Church St, Thomasboro, IL 61878 | MLS# 12751517 | Listing updated on 2026-10-20

$165,000

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,646sqft

Single family home for sale

715 N Church St, Thomasboro, IL 61878

MLS ID #12751517, Taylor Realty Associates

HotHot
Photo 1 of Single family home for sale at 202 S Cider St, Sadorus, IL 61872 | MLS# 12767552 | Listing updated on 2026-10-04

$164,900

Views: 14

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,332sqft

Single family home for sale

202 S Cider St, Sadorus, IL 61872

MLS ID #12767552, Coldwell Banker R.E. Group

Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 1107 E Fairlawn Dr, Urbana, IL 61801 | MLS# 12751048 | Listing updated on 2026-11-01

$159,900

Views: 14

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,164sqft

Single family home for sale

1107 E Fairlawn Dr, Urbana, IL 61801

MLS ID #12751048, Town & Country Realty,Llp

HotHot
Photo 1 of Multi family home for sale at 401 S Main St, Homer, IL 61849 | MLS# 12765171 | Listing updated on 2026-10-02

$152,000

Views: 18

Bedrooms: 5Bds

Bathrooms: 2Ba

Area: --sqft

Multi family home for sale

401 S Main St, Homer, IL 61849

MLS ID #12765171, Green Street Realty

Price CutPrice Drop: $15K
Photo 1 of Single family home for sale at 304 Franklin St, Mahomet, IL 61853 | MLS# 12703682 | Listing updated on 2026-11-04

$150,000

Views: 15

Bedrooms: 2Bds

Bathrooms: 2Ba

Area: 1,400sqft

Single family home for sale

304 Franklin St, Mahomet, IL 61853

MLS ID #12703682, Coldwell Banker R.E. Group

HotHot
No HOANo HOA
Photo 1 of Single family home for sale at 1406 Eastern Dr, Urbana, IL 61801 | MLS# 12768716 | Listing updated on 2026-10-11

$150,000

Views: 23

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,229sqft

Single family home for sale

1406 Eastern Dr, Urbana, IL 61801

MLS ID #12768716, Champaign County Realty

New
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Photo 1 of Single family home for sale at 1114 Robin Rd, Mahomet, IL 61853 | MLS# 12797067 | Listing updated on 2026-11-04

$150,000

Views: 5

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,224sqft

Single family home for sale

1114 Robin Rd, Mahomet, IL 61853

MLS ID #12797067, Taylor Realty Associates

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Photo 1 of Single family home for sale at 703 S East St, Homer, IL 61849 | MLS# 12785286 | Listing updated on 2026-10-27

$149,900

Views: 6

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,362sqft

Single family home for sale

703 S East St, Homer, IL 61849

MLS ID #12785286, Ryan Dallas Real Estate

Showing 253 - 294 of 357 homes for sale in Champaign, IL

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Champaign, IL Housing Market Overview

Champaign is a balanced market, giving buyers and sellers room to negotiate. With 2.7 months of supply and homes averaging 52 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

52

Inventory

154

Oct 2021Jul 2024Oct 2026

Median Home Price

$240,000Up 3.78%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
154 Up 1.99%
Newly Listed Homes
199 Down 31.62%
Months of Supply
2.7 Up 42.11%

Housing Demand

Homes Sold
174 Down 26.89%
Sale-to-List Ratio
98.5% Down 0.46%
Homes Sold Above List
25.3% Down 8.80%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 4, 2026, 11:45 AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 4, 2026, 11:45 AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

357

Homes Available

Median List Price icon

$ 240,000

Median List Price

Avg on Market icon

52 Days

Avg on Market