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Homes for Sale Under 400K in Champaign, IL

357 Homes for Sale

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Photo 1 of Single family home for sale at 1306 Stout Dr, Urbana, IL 61802 | MLS# 12757527 | Listing updated on 2026-10-29

$139,900

Views: 20

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 920sqft

Single family home for sale

1306 Stout Dr, Urbana, IL 61802

MLS ID #12757527, Ryan Dallas Real Estate

Price CutPrice Drop: $5K
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Photo 1 of Single family home for sale at 908 E Water St, Urbana, IL 61802 | MLS# 12755165 | Listing updated on 2026-11-03

$139,900

Views: 10

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 1,053sqft

Single family home for sale

908 E Water St, Urbana, IL 61802

MLS ID #12755165, Re/Max Realty Associates-Cha

Price CutPrice Drop: $2.5K
Photo 1 of Single family home for sale at 1110 Rainbow View, Urbana, IL 61802 | MLS# 12752658 | Listing updated on 2026-10-30

$137,500

Views: 17

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 963sqft

Single family home for sale

1110 Rainbow View, Urbana, IL 61802

MLS ID #12752658, Coldwell Banker Real Estate Group

Price CutPrice Drop: $10K
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Photo 1 of Single family home for sale at 1403 Glendale Dr, Champaign, IL 61821 | MLS# 12777629 | Listing updated on 2026-11-03

$130,000

Views: 1

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 925sqft

Single family home for sale

1403 Glendale Dr, Champaign, IL 61821

MLS ID #12777629, Ryan Dallas Real Estate

Showing 295 - 336 of 357 homes for sale in Champaign, IL

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Champaign, IL Housing Market Overview

Champaign is a balanced market, giving buyers and sellers room to negotiate. With 2.7 months of supply and homes averaging 52 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

52

Inventory

154

Oct 2021Jul 2024Oct 2026

Median Home Price

$240,000Up 3.78%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
154 Up 1.99%
Newly Listed Homes
199 Down 31.62%
Months of Supply
2.7 Up 42.11%

Housing Demand

Homes Sold
174 Down 26.89%
Sale-to-List Ratio
98.5% Down 0.46%
Homes Sold Above List
25.3% Down 8.80%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 4, 2026, 11:45 AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 4, 2026, 11:45 AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

357

Homes Available

Median List Price icon

$ 240,000

Median List Price

Avg on Market icon

52 Days

Avg on Market