2 Bedroom Homes for Sale in Elgin, IL

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Photo 3 of Single family home for sale at 987 South St, Elgin, IL 60123 | MLS# 12715630 | Listing updated on 2026-09-18Photo 1 of Single family home for sale at 987 South St, Elgin, IL 60123 | MLS# 12715630 | Listing updated on 2026-09-18Photo 2 of Single family home for sale at 987 South St, Elgin, IL 60123 | MLS# 12715630 | Listing updated on 2026-09-18

$289,900

2Bds

2Ba

1,000sqft

Single family home for sale

987 South St, Elgin, IL 60123

MLS ID #12715630, Berkshire Hathaway Homeservices Starck Real Estate

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Elgin, IL Housing Market Overview

Elgin is a balanced market, giving buyers and sellers room to negotiate. With 1.4 months of supply and homes averaging 49 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

49

Inventory

138

Sep 2021Jun 2024Sep 2026

Median Home Price

$360,000Up 9.09%

In Sep 2026 · YoY

Sep 2021Jun 2024Sep 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
138 Down 29.59%
Newly Listed Homes
408 Down 22.14%
Months of Supply
1.4 Down 17.65%

Housing Demand

Homes Sold
303 Down 11.66%
Sale-to-List Ratio
100.4% Up 0.45%
Homes Sold Above List
40.3% Up 7.88%

30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.

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    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 9, 2026, 12:00 PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Oct 9, 2026, 12:00 PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Elgin, IL Housing Marketlink qauare
Homes Available icon

68

Homes Available

Median List Price icon

$ 360,000

Median List Price

Avg on Market icon

49 Days

Avg on Market

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