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Homes for Sale Under 450K in Elgin, IL

183 Homes for Sale

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Price CutPrice Drop: $20K
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Photo 1 of Single family home for sale at 586 Wexford Dr, Elgin, IL 60124 | MLS# 12759816 | Listing updated on 2026-11-11

$449,900

Views: 17

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 2,512sqft

Single family home for sale

586 Wexford Dr, Elgin, IL 60124

MLS ID #12759816, Exp Realty - St. Charles

HotHot
Photo 1 of Single family home for sale at 2205 Jordan Ln, Elgin, IL 60123 | MLS# 12789922 | Listing updated on 2026-11-12

$449,000

Views: 14

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 2,623sqft

Single family home for sale

2205 Jordan Ln, Elgin, IL 60123

MLS ID #12789922, Realty Of America, Llc

Price CutPrice Drop: $7K
Open House
Photo 1 of Single family home for sale at 11n583 Howard Ave, Elgin, IL 60124 | MLS# 12741716 | Listing updated on 2026-11-07

$442,500

Views: 15

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 2,092sqft

Single family home for sale

11n583 Howard Ave, Elgin, IL 60124

MLS ID #12741716, Baird & Warner

Photo 1 of Single family home for sale at 63 Lockman Cir, Elgin, IL 60123 | MLS# 12783725 | Listing updated on 2026-11-03

$430,000

Views: 2

Bedrooms: 4Bds

Bathrooms: 4Ba

Area: 2,468sqft

Single family home for sale

63 Lockman Cir, Elgin, IL 60123

MLS ID #12783725, Berkshire Hathaway Homeservices Starck Real Estate

No HOANo HOA
Photo 1 of Single family home for sale at 36w155 Weld Rd, Elgin, IL 60123 | MLS# 12789768 | Listing updated on 2026-11-11

$421,000

Views: 10

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,248sqft

Single family home for sale

36w155 Weld Rd, Elgin, IL 60123

MLS ID #12789768, Mainstay Brokerage

No HOANo HOA
Photo 1 of Single family home for sale at 515 Preston Ave, Elgin, IL 60120 | MLS# 12781035 | Listing updated on 2026-10-15

$399,000

Views: 13

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 2,275sqft

Single family home for sale

515 Preston Ave, Elgin, IL 60120

MLS ID #12781035, City Habitat Realty Llc

Price CutPrice Drop: $11K
No HOANo HOA
Photo 1 of Single family home for sale at 1177 Meadow Ln, Elgin, IL 60123 | MLS# 12764530 | Listing updated on 2026-11-11

$398,900

Views: 20

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,900sqft

Single family home for sale

1177 Meadow Ln, Elgin, IL 60123

MLS ID #12764530, A Squared Realty Llc

HotHot
Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 571 Shenandoah Trl, Elgin, IL 60123 | MLS# 12787136 | Listing updated on 2026-11-08

$389,900

Views: 13

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,956sqft

Single family home for sale

571 Shenandoah Trl, Elgin, IL 60123

MLS ID #12787136, Parkvue Realty Corporation

Showing 1 - 42 of 183 homes for sale in Elgin, IL

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Elgin, IL Housing Market Overview

Elgin is a balanced market, giving buyers and sellers room to negotiate. With 1.7 months of supply and homes averaging 49 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

49

Inventory

140

Oct 2021Jul 2024Oct 2026

Median Home Price

$350,000Up 3.24%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.18%Down 0.06%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
140 Down 35.78%
Newly Listed Homes
386 Down 26.76%
Months of Supply
1.7 Down 15.00%

Housing Demand

Homes Sold
247 Down 24.92%
Sale-to-List Ratio
100.2% Up 0.23%
Homes Sold Above List
39.7% Up 17.26%

30-yr fixed rate 7.18% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 12, 2026, 2:15 PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 12, 2026, 2:15 PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

183

Homes Available

Median List Price icon

$ 350,000

Median List Price

Avg on Market icon

49 Days

Avg on Market