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Homes for Sale Under 450K in Elgin, IL

183 Homes for Sale

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Photo 1 of Single family home for sale at 720 Adams St, Elgin, IL 60123 | MLS# 12806407 | Listing updated on 2026-11-11

$269,900

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,577sqft

Single family home for sale

720 Adams St, Elgin, IL 60123

MLS ID #12806407, Realty Of America, Llc

No HOANo HOA
Photo 1 of Single family home for sale at 952 Larkin Ave, Elgin, IL 60123 | MLS# 12754700 | Listing updated on 2026-10-24

$269,900

Views: 4

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: --sqft

Single family home for sale

952 Larkin Ave, Elgin, IL 60123

MLS ID #12754700, Coldwell Banker Realty

Photo 1 of Single family home for sale at 58 Vine St, Elgin, IL 60123 | MLS# 12796698 | Listing updated on 2026-11-10

$267,000

Views: 11

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 990sqft

Single family home for sale

58 Vine St, Elgin, IL 60123

MLS ID #12796698, Keller Williams Success Realty

Photo 1 of Single family home for sale at 87 Highbury Dr, Elgin, IL 60120 | MLS# 12755126 | Listing updated on 2026-10-03

$260,000

Views: 13

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,282sqft

Single family home for sale

87 Highbury Dr, Elgin, IL 60120

MLS ID #12755126, Netgar Investments, Inc

HotHot
Photo 1 of Single family home for sale at 612 Page Ave, Elgin, IL 60120 | MLS# 12764038 | Listing updated on 2026-10-20

$256,900

Views: 21

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,306sqft

Single family home for sale

612 Page Ave, Elgin, IL 60120

MLS ID #12764038, Homesmart Connect Llc

Photo 1 of Single family home for sale at 465 Slade Ave, Elgin, IL 60120 | MLS# 12484570 | Listing updated on 2026-10-07

$249,900

Views: 18

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 960sqft

Single family home for sale

465 Slade Ave, Elgin, IL 60120

MLS ID #12484570, Preferred Homes Realty

Price CutPrice Drop: $20K
Photo 1 of Single family home for sale at 311 Locust St, Elgin, IL 60123 | MLS# 12762722 | Listing updated on 2026-10-26

$249,900

Views: 19

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 816sqft

Single family home for sale

311 Locust St, Elgin, IL 60123

MLS ID #12762722, Tanis Group Realty

Price CutPrice Drop: $5K
No HOANo HOA
Photo 1 of Single family home for sale at 1168 Erie St, Elgin, IL 60123 | MLS# 12790788 | Listing updated on 2026-11-11

$244,900

Views: 8

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 1,044sqft

Single family home for sale

1168 Erie St, Elgin, IL 60123

MLS ID #12790788, Re/Max Horizon

No HOANo HOA
Photo 1 of Single family home for sale at 854 S Liberty St, Elgin, IL 60120 | MLS# 12793570 | Listing updated on 2026-11-03

$235,000

Views: 5

Bedrooms: 5Bds

Bathrooms: 1Ba

Area: 1,347sqft

Single family home for sale

854 S Liberty St, Elgin, IL 60120

MLS ID #12793570, Epic Real Estate Group

HotHot
Photo 1 of Single family home for sale at 186 S Lyle Ave, Elgin, IL 60123 | MLS# 12779056 | Listing updated on 2026-10-27

$229,900

Views: 13

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 1,000sqft

Single family home for sale

186 S Lyle Ave, Elgin, IL 60123

MLS ID #12779056, Inspire Realty Group Llc

HotHot
3D Tour3D Tour
Photo 1 of Townhouse for sale at 1312 Kenneth Cir, Elgin, IL 60120 | MLS# 12778048 | Listing updated on 2026-10-10

$226,000

Views: 11

Bedrooms: 1Bd

Bathrooms: 2Ba

Area: 1,500sqft

Townhouse for sale

1312 Kenneth Cir, Elgin, IL 60120

MLS ID #12778048, @Properties Christie'S International Real Estate

Price CutPrice Drop: $20K
No HOANo HOA
Photo 1 of Single family home for sale at 33 S Aldine St, Elgin, IL 60123 | MLS# 12764761 | Listing updated on 2026-11-08

$220,000

Views: 18

Bedrooms: 2Bds

Bathrooms: 2Ba

Area: 754sqft

Single family home for sale

33 S Aldine St, Elgin, IL 60123

MLS ID #12764761, Executive Realty Group Llc

Photo 1 of Townhouse for sale at 802 Kenneth Cir, Elgin, IL 60120 | MLS# 12801509 | Listing updated on 2026-11-11

$209,900

Views: 3

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 1,064sqft

Townhouse for sale

802 Kenneth Cir, Elgin, IL 60120

MLS ID #12801509, Legacy Properties, A Sarah Leonard Company, Llc

HotHot
Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 679 Villa St, Elgin, IL 60120 | MLS# 12762758 | Listing updated on 2026-11-10

$209,900

Views: 31

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,256sqft

Single family home for sale

679 Villa St, Elgin, IL 60120

MLS ID #12762758, Tanis Group Realty

Price CutPrice Drop: $10K
No HOANo HOA
Photo 1 of Single family home for sale at 1401 Sherwood Ave, Elgin, IL 60120 | MLS# 12753865 | Listing updated on 2026-11-12

$205,000

Views: 20

Bedrooms: 2Bds

Bathrooms: 1Ba

Area: 815sqft

Single family home for sale

1401 Sherwood Ave, Elgin, IL 60120

MLS ID #12753865, Homesmart Connect Llc

Showing 127 - 168 of 183 homes for sale in Elgin, IL

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Elgin, IL Housing Market Overview

Elgin is a balanced market, giving buyers and sellers room to negotiate. With 1.7 months of supply and homes averaging 49 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

49

Inventory

140

Oct 2021Jul 2024Oct 2026

Median Home Price

$350,000Up 3.24%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.18%Down 0.06%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
140 Down 35.78%
Newly Listed Homes
386 Down 26.76%
Months of Supply
1.7 Down 15.00%

Housing Demand

Homes Sold
247 Down 24.92%
Sale-to-List Ratio
100.2% Up 0.23%
Homes Sold Above List
39.7% Up 17.26%

30-yr fixed rate 7.18% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 12, 2026, 2:30 PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 12, 2026, 2:30 PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

183

Homes Available

Median List Price icon

$ 350,000

Median List Price

Avg on Market icon

49 Days

Avg on Market