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Homes for Sale Under 450K in Elgin, IL

183 Homes for Sale

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No HOANo HOA
Photo 1 of Single family home for sale at 1431 Maple Ln, Elgin, IL 60123 | MLS# 12767580 | Listing updated on 2026-10-20

$384,900

Views: 13

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 2,014sqft

Single family home for sale

1431 Maple Ln, Elgin, IL 60123

MLS ID #12767580, Universal Real Estate Llc

New ConstructionNew Construction
Photo 1 of Townhouse for sale at 426 Comstock Rd, Elgin, IL | MLS# 12576132 | Listing updated on 2026-04-26

$379,990

Views: 9

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,577sqft

Townhouse for sale

426 Comstock Rd, Elgin, IL

MLS ID #12576132, Little Realty

Price CutPrice Drop: $10K
No HOANo HOA
Photo 1 of Single family home for sale at 468 Locust St, Elgin, IL 60123 | MLS# 12759419 | Listing updated on 2026-10-31

$379,896

Views: 14

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 3,060sqft

Single family home for sale

468 Locust St, Elgin, IL 60123

MLS ID #12759419, Garry Real Estate

Price CutPrice Drop: $14.9K
Photo 1 of Single family home for sale at 1223 Larkin Ave, Elgin, IL 60123 | MLS# 12799569 | Listing updated on 2026-11-10

$375,000

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 2,499sqft

Single family home for sale

1223 Larkin Ave, Elgin, IL 60123

MLS ID #12799569, Homesmart Connect Llc

3D Tour3D Tour
No HOANo HOA
Photo 1 of Single family home for sale at 835 Scott Dr, Elgin, IL 60123 | MLS# 12679296 | Listing updated on 2026-09-18

$375,000

Views: 12

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 2,482sqft

Single family home for sale

835 Scott Dr, Elgin, IL 60123

MLS ID #12679296, Compass

Photo 1 of Single family home for sale at 209 Maureen Dr, Elgin, IL 60123 | MLS# 12705018 | Listing updated on 2026-08-07

$369,900

Views: 9

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: --sqft

Single family home for sale

209 Maureen Dr, Elgin, IL 60123

MLS ID #12705018, O'Neil Property Group, Llc

Photo 1 of Single family home for sale at 889 Kane St, South Elgin, IL 60177 | MLS# 12776324 | Listing updated on 2026-10-24

$364,900

Views: 5

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,154sqft

Single family home for sale

889 Kane St, South Elgin, IL 60177

MLS ID #12776324, Baird & Warner Real Estate - Algonquin

Price CutPrice Drop: $5K
Photo 1 of Single family home for sale at 904 Chippewa Dr, Elgin, IL 60120 | MLS# 12763987 | Listing updated on 2026-11-10

$364,900

Views: 12

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 2,200sqft

Single family home for sale

904 Chippewa Dr, Elgin, IL 60120

MLS ID #12763987, Great Homes Real Estate, Inc.

No HOANo HOA
Photo 1 of Sale Pending at 845 Cedar Ave, Elgin, IL 60120 | MLS# 12799352 | Listing updated on 2026-11-11

$359,900

Views: 5

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,716sqft

Sale Pending

845 Cedar Ave, Elgin, IL 60120

MLS ID #12799352, Suburban Life Realty, Ltd

Photo 1 of Single family home for sale at 96 Joslyn Dr, Elgin, IL 60120 | MLS# 12797713 | Listing updated on 2026-11-05

$359,900

Views: 5

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,550sqft

Single family home for sale

96 Joslyn Dr, Elgin, IL 60120

MLS ID #12797713, Epic Real Estate Group

HotHot
Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 401 Longford Dr, Elgin, IL 60120 | MLS# 12783715 | Listing updated on 2026-11-03

$349,900

Views: 17

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,630sqft

Single family home for sale

401 Longford Dr, Elgin, IL 60120

MLS ID #12783715, Great Homes Real Estate, Inc.

Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 265 Slade Ave, Elgin, IL 60120 | MLS# 12657508 | Listing updated on 2026-11-11

$345,000

Views: 13

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 2,100sqft

Single family home for sale

265 Slade Ave, Elgin, IL 60120

MLS ID #12657508, Arni Realty Incorporated

HotHot
Price CutPrice Drop: $5K
Photo 1 of Townhouse for sale at 176 Goldenrod Dr, Elgin, IL 60124 | MLS# 12696973 | Listing updated on 2026-11-11

$334,900

Views: 15

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,758sqft

Townhouse for sale

176 Goldenrod Dr, Elgin, IL 60124

MLS ID #12696973, Whyrent Real Estate Company

Showing 43 - 84 of 183 homes for sale in Elgin, IL

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Elgin, IL Housing Market Overview

Elgin is a balanced market, giving buyers and sellers room to negotiate. With 1.7 months of supply and homes averaging 49 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

49

Inventory

140

Oct 2021Jul 2024Oct 2026

Median Home Price

$350,000Up 3.24%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.18%Down 0.06%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
140 Down 35.78%
Newly Listed Homes
386 Down 26.76%
Months of Supply
1.7 Down 15.00%

Housing Demand

Homes Sold
247 Down 24.92%
Sale-to-List Ratio
100.2% Up 0.23%
Homes Sold Above List
39.7% Up 17.26%

30-yr fixed rate 7.18% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 12, 2026, 2:30 PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 12, 2026, 2:30 PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

183

Homes Available

Median List Price icon

$ 350,000

Median List Price

Avg on Market icon

49 Days

Avg on Market