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Homes for Sale Under 450K in Elgin, IL

183 Homes for Sale

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Photo 1 of Single family home for sale at 340 Moseley St, Elgin, IL 60123 | MLS# 12747915 | Listing updated on 2026-10-27

$329,900

Views: 12

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,664sqft

Single family home for sale

340 Moseley St, Elgin, IL 60123

MLS ID #12747915, Epic Real Estate Group

Photo 1 of Single family home for sale at 790 Wing St, Elgin, IL 60123 | MLS# 12766554 | Listing updated on 2026-10-14

$329,900

Views: 9

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,513sqft

Single family home for sale

790 Wing St, Elgin, IL 60123

MLS ID #12766554, Whyrent Real Estate Company

New
Photo 1 of Single family home for sale at 345 Hubbard Ave, Elgin, IL 60123 | MLS# 12796874 | Listing updated on 2026-11-10

$324,900

Views: 4

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,200sqft

Single family home for sale

345 Hubbard Ave, Elgin, IL 60123

MLS ID #12796874, Executive Realty Group Llc

HotHot
Photo 1 of Single family home for sale at 612 Cookane Ave, Elgin, IL 60120 | MLS# 12797376 | Listing updated on 2026-11-04

$320,000

Views: 11

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: --sqft

Single family home for sale

612 Cookane Ave, Elgin, IL 60120

MLS ID #12797376, Mpower Residential Brokerage Llc

HotHot
No HOANo HOA
Photo 1 of Single family home for sale at 582 Park St, Elgin, IL 60120 | MLS# 12773938 | Listing updated on 2026-10-08

$319,000

Views: 17

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 2,000sqft

Single family home for sale

582 Park St, Elgin, IL 60120

MLS ID #12773938, Compass

Price CutPrice Drop: $9K
Photo 1 of Single family home for sale at 557 Willard Ave, Elgin, IL 60120 | MLS# 12763820 | Listing updated on 2026-10-27

$315,900

Views: 11

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,200sqft

Single family home for sale

557 Willard Ave, Elgin, IL 60120

MLS ID #12763820, Fox Valley Real Estate

HotHot
Price CutPrice Drop: $10K
Photo 1 of Townhouse for sale at 3348 Cameron Dr, Elgin, IL 60124 | MLS# 12722941 | Listing updated on 2026-10-30

$315,000

Views: 19

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,420sqft

Townhouse for sale

3348 Cameron Dr, Elgin, IL 60124

MLS ID #12722941, Cagan'S Realty, Inc.

3D Tour3D Tour
No HOANo HOA
Photo 1 of Single family home for sale at 422 Summit St, Elgin, IL 60120 | MLS# 12709302 | Listing updated on 2026-11-05

$309,900

Views: 10

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,998sqft

Single family home for sale

422 Summit St, Elgin, IL 60120

MLS ID #12709302, @Properties Christie�S Internal Real Estate

Price CutPrice Drop: $4.9K
Photo 1 of Townhouse for sale at 955 Ascot Dr, Elgin, IL 60123 | MLS# 12723770 | Listing updated on 2026-10-28

$305,000

Views: 17

Bedrooms: 2Bds

Bathrooms: 2Ba

Area: 1,449sqft

Townhouse for sale

955 Ascot Dr, Elgin, IL 60123

MLS ID #12723770, Results Realty Era Powered

Photo 1 of Single family home for sale at 506 Barrett St, Elgin, IL 60120 | MLS# 12750216 | Listing updated on 2026-10-02

$299,900

Views: 9

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,430sqft

Single family home for sale

506 Barrett St, Elgin, IL 60120

MLS ID #12750216, Realty Of America, Llc

HotHot
Photo 1 of Townhouse for sale at 2375 Cove Ct, Elgin, IL 60123 | MLS# 12591952 | Listing updated on 2026-08-06

$299,000

Views: 17

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,542sqft

Townhouse for sale

2375 Cove Ct, Elgin, IL 60123

MLS ID #12591952, Homeone Real Estate, Inc.

Photo 1 of Single family home for sale at 618 Grace St, Elgin, IL 60120 | MLS# 12796818 | Listing updated on 2026-11-03

$289,900

Views: 7

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,236sqft

Single family home for sale

618 Grace St, Elgin, IL 60120

MLS ID #12796818, Realty Of America, Llc

HotHot
Photo 1 of Single family home for sale at 524 Lavoie Ave, Elgin, IL 60120 | MLS# 12788375 | Listing updated on 2026-10-27

$285,000

Views: 28

Bedrooms: 2Bds

Bathrooms: 2Ba

Area: 1,201sqft

Single family home for sale

524 Lavoie Ave, Elgin, IL 60120

MLS ID #12788375, Homesmart Connect Llc

No HOANo HOA
Photo 1 of Single family home for sale at 515 Walnut Ave, Elgin, IL 60123 | MLS# 12599919 | Listing updated on 2026-09-25

$284,500

Views: 13

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,725sqft

Single family home for sale

515 Walnut Ave, Elgin, IL 60123

MLS ID #12599919, Chicagoland Brokers Inc.

Showing 85 - 126 of 183 homes for sale in Elgin, IL

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Elgin, IL Housing Market Overview

Elgin is a balanced market, giving buyers and sellers room to negotiate. With 1.7 months of supply and homes averaging 49 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

49

Inventory

140

Oct 2021Jul 2024Oct 2026

Median Home Price

$350,000Up 3.24%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.18%Down 0.06%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
140 Down 35.78%
Newly Listed Homes
386 Down 26.76%
Months of Supply
1.7 Down 15.00%

Housing Demand

Homes Sold
247 Down 24.92%
Sale-to-List Ratio
100.2% Up 0.23%
Homes Sold Above List
39.7% Up 17.26%

30-yr fixed rate 7.18% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 12, 2026, 2:30 PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 12, 2026, 2:30 PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

183

Homes Available

Median List Price icon

$ 350,000

Median List Price

Avg on Market icon

49 Days

Avg on Market