Homes for Sale Under 450K in Ottawa, IL

59 Homes for Sale

Sort by:Newest Listings
Price CutPrice Drop: $13.1K
No HOANo HOA
Photo 3 of Single family home for sale at 704 Fort St, Ottawa, IL 61350 | MLS# 12707502 | Listing updated on 2026-09-29Photo 1 of Single family home for sale at 704 Fort St, Ottawa, IL 61350 | MLS# 12707502 | Listing updated on 2026-09-29Photo 2 of Single family home for sale at 704 Fort St, Ottawa, IL 61350 | MLS# 12707502 | Listing updated on 2026-09-29

$346,900

count-img 4

4Bds

4Ba

2,168sqft

Single family home for sale

704 Fort St, Ottawa, IL 61350

MLS ID #12707502, Coldwell Banker Real Estate Group

Don't miss out on new listings — and get instant email alerts!

Do Real Estate on the Go!

Find your dream home, receive real-time updates, and many more!

OPEN APP

Ottawa, IL Housing Market Overview

Ottawa is a balanced market, giving buyers and sellers room to negotiate. With 4.8 months of supply and homes averaging 42 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

42

Inventory

82

Sep 2021Mar 2024Mar 2026

Median Home Price

$250,000Up 0.40%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
82 Up 0.06%
Newly Listed Homes
22 Down 0.35%
Months of Supply
4.8 Up 2.00%

Housing Demand

Homes Sold
17 Down 0.00%
Sale-to-List Ratio
97.3% Down 0.72%
Homes Sold Above List
35.3% Down 0.42%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Ottawa Market Report
Mortgage Calculator
How Much House Can I Afford
How to Buy a House
Best Places to Live in Illinois
Safest Places to Live in Illinois
Expensive Places to Live in Illinois
Cheapest Places to Live in Illinois
  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 9, 2026, 2:30 PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Oct 9, 2026, 2:30 PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
Click to see all homes
static map image
Satellite
Ottawa, IL Housing Marketlink qauare
Homes Available icon

59

Homes Available

Median List Price icon

$ 250,000

Median List Price

Avg on Market icon

42 Days

Avg on Market

Close IconHouzeo

Do Real Estate on the Go!

OPEN APP
For Sale
Price
Beds & Baths
Home Type
Filters
Save Search Share