Homes for Sale Under 700K in Ottawa, IL

116 Homes for Sale

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Ottawa, IL Housing Market Overview

Ottawa is a balanced market, giving buyers and sellers room to negotiate. With 4.8 months of supply and homes averaging 42 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

42

Inventory

116

Aug 2021Mar 2024Mar 2026

Median Home Price

$250,000Up 0.40%

In Mar 2026 · YoY

Aug 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
116 Up 0.06%
Newly Listed Homes
22 Down 0.35%
Months of Supply
4.8 Up 2.00%

Housing Demand

Homes Sold
17 Down 0.00%
Sale-to-List Ratio
97.3% Down 0.72%
Homes Sold Above List
35.3% Down 0.42%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Ottawa Market Report
  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Sep 15, 2026, 6:15 AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Sep 15, 2026, 6:15 AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved

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Ottawa, IL Housing Marketlink qauare
Homes Available icon

116

Homes Available

Median List Price icon

$ 250,000

Median List Price

Avg on Market icon

42 Days

Avg on Market

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