Homes for Sale Under 400K in Somerset, KY

569 Homes for Sale

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Somerset, KY Housing Market Overview

Somerset is a balanced market, giving buyers and sellers room to negotiate. With 3.8 months of supply and homes averaging 151 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

151

Inventory

50

Sep 2021Mar 2024Mar 2026

Median Home Price

$232,000Up 0.18%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
50 Up 0.04%
Newly Listed Homes
20 Up 1.22%
Months of Supply
3.8 Up 0.60%

Housing Demand

Homes Sold
13 Down 0.00%
Sale-to-List Ratio
96.3% Up 4.81%
Homes Sold Above List
7.7% Down 12.31%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-imgIDX Logo
    Based on information from the IMAGINE MLS® through Oct 9, 2026, 2:30 PM. Copyrighted by the Imagine MLS®. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data on this website is deemed reliable but is not guaranteed accurate by the MLS. © 2026 IMAGINE MLS®. All Rights Reserved.
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Somerset, KY Housing Marketlink qauare
Homes Available icon

569

Homes Available

Median List Price icon

$ 232,000

Median List Price

Avg on Market icon

151 Days

Avg on Market

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