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Homes for Sale Under 400K in Albany, NY

817 Homes for Sale

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Price CutPrice Drop: $45K
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Photo 1 of Sale Pending at 49 Ramsey Pl, Albany, NY 12208 | MLS# S1713928 | Listing updated on 2026-10-05

$230,000

Views: 13

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,656sqft

Sale Pending

49 Ramsey Pl, Albany, NY 12208

MLS ID #S1713928, Capital Region Preferred Prop

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Photo 1 of Multi family home for sale at 38 Trinity Pl, Albany, NY 12202 | MLS# 202629158 | Listing updated on 2026-10-30

$229,900

Views: 1

Bedrooms: 5Bds

Bathrooms: 2Ba

Area: 1,760sqft

Multi family home for sale

38 Trinity Pl, Albany, NY 12202

Coldwell Banker Prime Properties

HotHot
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Photo 1 of Single family home for sale at 263 Remsen St, Cohoes, NY 12047 | MLS# 202627028 | Listing updated on 2026-11-02

$225,000

Views: 13

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,944sqft

Single family home for sale

263 Remsen St, Cohoes, NY 12047

Miranda Real Estate Group Inc

HotHot
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Photo 1 of Multi family home for sale at 30 Main St, Cohoes, NY 12047 | MLS# 202627576 | Listing updated on 2026-10-07

$220,000

Views: 16

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 2,008sqft

Multi family home for sale

30 Main St, Cohoes, NY 12047

New Scotland Realty

Price CutPrice Drop: $10K
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Photo 1 of Single family home for sale at 17 Swan St, Troy, NY 12183 | MLS# 202627840 | Listing updated on 2026-10-26

$219,900

Views: 9

Bedrooms: 5Bds

Bathrooms: 2Ba

Area: 2,640sqft

Single family home for sale

17 Swan St, Troy, NY 12183

Renee Farley Realty Group Inc

Showing 547 - 588 of 817 homes for sale in Albany, NY

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Albany, NY Housing Market Overview

Albany is a balanced market, giving buyers and sellers room to negotiate. With 3.2 months of supply and homes averaging 65 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

65

Inventory

232

Oct 2021Jul 2024Oct 2026

Median Home Price

$295,000Down 0.15%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
232 Up 87.10%
Newly Listed Homes
417 Up 20.17%
Months of Supply
3.2 Up 100.00%

Housing Demand

Homes Sold
218 Down 4.39%
Sale-to-List Ratio
101.4% Up 1.41%
Homes Sold Above List
53.2% Up 23.26%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

View Full Albany Market Report
No. of Homes
Prices
Houses for Sale in Pine Hills, Albany
53
$284,875
Houses for Sale in Delaware Area, Albany
48
-
Houses for Sale in West Hill, Albany
40
-
Houses for Sale in Arbor Hill, Albany
22
-
Houses for Sale in Eagle Hill, Albany
21
-
Houses for Sale in South End, Albany
20
-
Houses for Sale in Upper Washington Avenue, Albany
20
-
Houses for Sale in Hudson Park, Albany
18
-
Houses for Sale in Center Square, Albany
16
-
Houses for Sale in Melrose, Albany
16
-
Houses for Sale in Beverwyck, Albany
15
-
Houses for Sale in Helderberg, Albany
13
-
Houses for Sale in New Scotland Woodlawn, Albany
13
-
Houses for Sale in Second Avenue, Albany
12
-
Houses for Sale in Buckingham Lake, Albany
12
-
Houses for Sale in Sheridan Hollow, Albany
12
-
Houses for Sale in Whitehall, Albany
10
-
Houses for Sale in Park South, Albany
9
-
Houses for Sale in Washington Square, Albany
9
-
Houses for Sale in Normanskill Area, Albany
8
-
Center Square, Albany Neighborhood Guide
Helderberg, Albany Neighborhood Guide
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  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Nov 4, 2026, 12:45 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Nov 4, 2026, 12:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
  • mls-imgIDX Logo
    Based on information from OneKey MLS® through Nov 4, 2026, 12:46 PM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 OneKey MLS. All rights reserved.
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Homes Available icon

817

Homes Available

Median List Price icon

$ 295,000

Median List Price

Avg on Market icon

65 Days

Avg on Market