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Homes for Sale Under 500K in Oneonta, NY

109 Homes for Sale

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$249,500

Views: 15

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,688sqft

Single family home for sale

5 Morgan Ave, Oneonta, NY 13820

MLS ID #R1711751, Benson Agency Real Estate Llc

$249,000

Views: 6

Bedrooms: 4Bds

Bathrooms: 4Ba

Area: 2,132sqft

Multi family home for sale

91 Main St, Oneonta, NY 13820

MLS ID #R1711127, The Holscher Group

$245,000

Views: 13

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 2,261sqft

Multi family home for sale

6 Columbia St, Oneonta, NY 13820

MLS ID #R1701720, Keller Williams Upstate Ny Properties

$224,900

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,364sqft

Single family home for sale

5 Walnut St, Oneonta, NY 13820

MLS ID #R1672787, Bordinger Realty, Llc

$214,900

Views: 11

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 1,370sqft

Single family home for sale

30 Reynolds St, Oneonta, NY 13820

MLS ID #R1696195, Keller Williams Upstate Ny Properties

$199,000

Views: 17

Bedrooms: 5Bds

Bathrooms: 2Ba

Area: 2,595sqft

Multi family home for sale

360 362 Main St, Oneonta, NY 13820

MLS ID #R1698495, Keller Williams Upstate Ny Properties

Price CutPrice Drop: $36K

$199,000

Views: 15

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,663sqft

Single family home for sale

17 Monroe Ave, Oneonta, NY 13820

MLS ID #R1706576, Keller Williams Upstate Ny Properties

$189,900

Views: 8

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 1,800sqft

Multi family home for sale

14 East St, Oneonta, NY 13820

MLS ID #R1720398, Oneonta Realty, Llc

$185,000

Views: 11

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,736sqft

Multi family home for sale

14 Columbia St, Oneonta, NY 13820

MLS ID #R1705203, Benson Agency Real Estate Llc

$184,500

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,800sqft

Single family home for sale

10 Jefferson Ave, Oneonta, NY 13820

MLS ID #R1696513, Coldwell Banker Timberland Properties

$179,900

Views: 7

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,344sqft

Single family home for sale

9 Kearney St, Oneonta, NY 13820

MLS ID #R1696099, Charlotteville Realty, Llc

Price CutPrice Drop: $25.1K

$179,900

Views: 11

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,188sqft

Single family home for sale

34 Grand St, Oneonta, NY 13820

MLS ID #R1670214, The Holscher Group

$179,000

Views: 20

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,383sqft

Single family home for sale

8 High St, Oneonta, NY 13820

MLS ID #R1699236, Keller Williams Upstate Ny Properties

$170,000

Views: 11

Bedrooms: 2Bds

Bathrooms: 2Ba

Area: 1,218sqft

Sale Pending

9 Pine St, Oneonta, NY 13820

MLS ID #R1688721, Keller Williams Upstate Ny Properties

$169,900

Views: 8

Bedrooms: 2Bds

Bathrooms: 2Ba

Area: 1,734sqft

Multi family home for sale

3 Pine St, Oneonta, NY 13820

MLS ID #R1719641, Exit Realty Homeward Bound

$169,000

Views: 7

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,180sqft

Single family home for sale

25 Orchard St, Oneonta, NY 13820

MLS ID #R1710467, Keller Williams Upstate Ny Properties

3D Tour3D Tour

$169,000

Views: 9

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,240sqft

Single family home for sale

6 Hill Pl, Oneonta, NY 13820

MLS ID #R1684646, Benson Agency Real Estate Llc

$159,000

Views: 6

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,296sqft

Single family home for sale

30 Center St, Oneonta, NY 13820

MLS ID #R1720033, Keller Williams Upstate Ny Properties

$155,000

Views: 9

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,512sqft

Single family home for sale

11 Linden Ave, Oneonta, NY 13820

MLS ID #R1688380, Keller Williams Upstate Ny Properties

Price CutPrice Drop: $5K

$144,900

Views: 14

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,100sqft

Single family home for sale

1 Highland St, Oneonta, NY 13820

MLS ID #R1698624, Benson Agency Real Estate Llc

$139,000

Views: 5

Bedrooms: 4Bds

Bathrooms: 1Ba

Area: 1,700sqft

Single family home for sale

8 Depew, Oneonta, NY 13820

MLS ID #R1724324, Bordinger Realty, Llc

$129,000

Views: 12

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 962sqft

Single family home for sale

9 Gilbert St, Oneonta, NY 13820

MLS ID #R1691371, Keller Williams Upstate Ny Properties

Showing 43 - 84 of 109 homes for sale in Oneonta, NY

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Oneonta, NY Housing Market Overview

Oneonta is a balanced market, giving buyers and sellers room to negotiate. With 3.8 months of supply and homes averaging 108 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

108

Inventory

50

Oct 2021Jul 2024Oct 2026

Median Home Price

$230,150Up 12.96%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
50 Up 38.89%
Newly Listed Homes
46 Up 4.55%
Months of Supply
3.8 Down 2.56%

Housing Demand

Homes Sold
40 Up 42.86%
Sale-to-List Ratio
95.6% Up 0.54%
Homes Sold Above List
10% Down 6.63%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

View Full Oneonta Market Report
  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Nov 2, 2026, 2:15 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Nov 2, 2026, 2:15 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
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Homes Available icon

109

Homes Available

Median List Price icon

$ 230,150

Median List Price

Avg on Market icon

108 Days

Avg on Market