Homes for Sale Under 250K in Schenectady, NY

301 Homes for Sale

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Schenectady, NY Housing Market Overview

Schenectady is moving fast, and is a seller's market. Just 2.5 months of supply and 42 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

42

Inventory

86

Sep 2021Mar 2024Mar 2026

Median Home Price

$225,000Down 0.03%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
86 Down 0.04%
Newly Listed Homes
54 Down 0.17%
Months of Supply
2.5 Up 0.50%

Housing Demand

Homes Sold
35 Down 0.00%
Sale-to-List Ratio
98.2% Down 0.84%
Homes Sold Above List
31.4% Down 7.21%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-imgIDX Logo
    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by BeachesMLS. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This data is not verified for authenticity or accuracy and may not reflect all real estate activity in the market. Based on information © 2026 BeachesMLS, Inc. All Rights Reserved.
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Oct 1, 2026, 2:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
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Schenectady, NY Housing Marketlink qauare
Homes Available icon

301

Homes Available

Median List Price icon

$ 225,000

Median List Price

Avg on Market icon

42 Days

Avg on Market

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