Homes for Sale Under 400K in Schenectady, NY

674 Homes for Sale

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Schenectady, NY Housing Market Overview

Schenectady is moving fast, and is a seller's market. Just 2.5 months of supply and 42 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

42

Inventory

86

Sep 2021Mar 2024Mar 2026

Median Home Price

$225,000Down 0.03%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
86 Down 0.04%
Newly Listed Homes
54 Down 0.17%
Months of Supply
2.5 Up 0.50%

Housing Demand

Homes Sold
35 Down 0.00%
Sale-to-List Ratio
98.2% Down 0.84%
Homes Sold Above List
31.4% Down 7.21%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Oct 1, 2026, 2:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
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Schenectady, NY Housing Marketlink qauare
Homes Available icon

674

Homes Available

Median List Price icon

$ 225,000

Median List Price

Avg on Market icon

42 Days

Avg on Market

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