Homes for Sale Under 400K in Shelby, NC

327 Homes for Sale

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Shelby, NC Housing Market Overview

Shelby is a balanced market, giving buyers and sellers room to negotiate. With 5.3 months of supply and homes averaging 97 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

97

Inventory

171

Sep 2021Mar 2024Mar 2026

Median Home Price

$220,500Down 0.08%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
171 Down 0.04%
Newly Listed Homes
43 Down 0.32%
Months of Supply
5.3 Down 0.70%

Housing Demand

Homes Sold
32 Down 0.00%
Sale-to-List Ratio
96.2% Down 2.19%
Homes Sold Above List
12.5% Down 7.50%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information submitted to the MLS GRID from Canopy MLS through Oct 11, 2026, 11:15 PM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.
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Shelby, NC Housing Marketlink qauare
Homes Available icon

327

Homes Available

Median List Price icon

$ 220,500

Median List Price

Avg on Market icon

97 Days

Avg on Market

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