Homes for Sale Under 600K in Whitesburg, TN

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20th image of Shirley Dr, Whitesburg, TN 37891 | MLS# 13472291st image of Shirley Dr, Whitesburg, TN 37891 | MLS# 13472292nd image of Shirley Dr, Whitesburg, TN 37891 | MLS# 1347229

$375,000

count-img 1

3Bds

2Ba

1,985sqft

Single family home for sale

Shirley Dr, Whitesburg, TN 37891

Southbound Real Estate, Llc, Listing provided by East Tennessee Realtors® Mls

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Frequently Asked Questions

Where is the cheapest place to buy a house in Tennessee?

Rockwood is the cheapest place to buy a house in Tennessee. The median home price is $209,472, and the cost of living is 15% cheaper than the national average.

Other affordable cities include LaFollette, Jackson, Alcoa, and Johnson City, where median home prices are under $300K.

What is the average cost to buy a house in Tennessee?

The average cost to buy a house in Tennessee is $402,900, showing a 2.5% increase compared to last year. Moreover, the cost of living in Tennessee is 6% lower than the national average.

How many homes are available for sale in Tennessee?

There are 83,732 homes currently listed for sale in Tennessee. Of these, 72 are Tennessee's hot homes and 879 are newly listed properties across Tennessee.

What is the average utility cost in Tennessee?

The average monthly utility cost in Tennessee is approximately $373, covering electricity, natural gas, water, and internet. However, costs can vary based on location, home size, and usage.

In cities like Nashville or Memphis, bills may be slightly higher due to greater demand. In contrast, rural areas or energy-efficient homes often see lower monthly expenses.

What are the average HOA fees in Tennessee?

The average HOA (Homeowners Association) fee in Tennessee is around $150 per month, which is lower than the national average. In upscale communities or condo developments with amenities like pools or fitness centers, fees typically range from $300 to $500 per month.

In contrast, suburban or basic HOA communities without many shared amenities often charge between $150 to $200 per month. Before buying, it's important to review what the fees cover. Some include landscaping, exterior maintenance, and insurance, while others may charge extra for special services or reserve funds.

Is it smarter to rent or buy a home in Tennessee?

Whether renting or buying is smarter depends on your goals, finances, and Tennessee's housing market. The average home value in Tennessee is about $336,100, while the average monthly rent is around $1,258.

Renting is generally more affordable across the state, especially for short-term living or if you're not financially ready to buy. However, buying can be the smarter long-term choice in cities like Memphis, Clarksville, and Jackson, where home prices are lower and the price-to-rent ratio favors ownership.

If you plan to stay for five years or more and can afford the upfront costs, buying may help you build equity and save in the long run. Use a mortgage calculator to compare your real costs based on location and budget.

What's the safest place to live in Tennessee?

Nolensville is widely regarded as the safest city in Tennessee based on the latest crime data. It has just 0.26 violent crimes and 2.72 property crimes per 1,000 residents, well below national averages.

This tight-knit suburb boasts outstanding schools, a strong job market, and a family-friendly atmosphere. With low crime and high community livability, Nolensville is ideal for families, retirees, and anyone prioritizing safety.

Is Tennessee a good place to live?

Yes, Tennessee is a good place to live. It has no state income tax, a relatively low cost of living, and a mix of city life and nature. Major cities like Nashville, Knoxville, and Memphis offer diverse job opportunities and vibrant culture.

Chattanooga stands out as one of the best places to buy a home. The median home price is around $325,000, and the city offers strong job growth, good schools, and plenty of outdoor activities. It's ideal for families, young professionals, and retirees.

Tennessee also has mild winters, scenic beauty, and a friendly atmosphere. While property taxes and healthcare access can vary by area, overall, the state offers great value and quality of life.

Can a foreigner buy a house in Tennessee?

Yes, foreigners can buy property in Tennessee. There are no legal restrictions on property ownership. You'll need a valid passport, proof of funds, and possibly a higher down payment if using a loan.

What are the disadvantages of moving to Tennessee?

High sales tax: Tennessee has no state income tax, but its combined state and local sales tax rate averages around 9.5 percent, making it one of the highest in the country.

Limited healthcare access: The state ranks low in healthcare access, especially in rural areas where medical facilities and providers are limited.

Lower-ranked public schools: Tennessee's public education system ranks below the national average, with some areas showing poor academic performance and limited funding.

Extreme weather: Summers can be very hot and humid. The state is also prone to severe storms and tornadoes, especially in spring and summer.

Limited public transportation: Outside of larger cities like Nashville and Memphis, public transit options are minimal, making car ownership almost necessary.

Air quality and allergens: Some areas experience poor air quality due to industrial pollution and traffic. Tennessee is also known for high pollen levels, which can worsen allergies.
  • mls-img
    Based on information from the Knoxville Area Association of REALTORS MLS through Aug 27, 2026, 7:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2025 Knoxville Area Association of REALTORS® MLS. All Rights Reserved.

    Angela Fowler Real Estate, LLC | 423.320.4620 | afowler@catt.com
    Mailing Address: 452 Kailors Cove Cir, Ringgold, GA 30736
  • mls-img
    Based on information from Realtracs® through Aug 27, 2026, 7:47 PM. Data courtesy of Realtracs® MLS as distributed by MLS GRID. Some IDX listings have been excluded from this website. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by Realtracs® MLS. © 2025 RealTracs Solutions. All Rights Reserved.

    Angela Fowler Real Estate, LLC | 423.320.4620 | afowler@catt.com
    Mailing Address: 452 Kailors Cove Cir, Ringgold, GA 30736

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