For Sale
Price CutPrice Drop: $16K (09/21)
Single family home for sale at 109 Blue Sage Rd, Panama City Beach, FL 32413 | MLS# 785506 | Listing updated on 2026-09-21
Photo 1 of Single family home for sale at 109 Blue Sage Rd, Panama City Beach, FL 32413 | MLS# 785506 | Listing updated on 2026-09-21
Photo 2 of Single family home for sale at 109 Blue Sage Rd, Panama City Beach, FL 32413 | MLS# 785506 | Listing updated on 2026-09-21
Photo 3 of Single family home for sale at 109 Blue Sage Rd, Panama City Beach, FL 32413 | MLS# 785506 | Listing updated on 2026-09-21
Photo 4 of Single family home for sale at 109 Blue Sage Rd, Panama City Beach, FL 32413 | MLS# 785506 | Listing updated on 2026-09-21
48+
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Street View

$449,000

Monthly Est:$2,235

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,924sqft

109 Blue Sage Rd, Panama City Beach, FL 32413

$2,235/moEst:

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  • Single Family Residence

  • Built in 2014

  • $261.67/mo HOA

  • 0.15 acre lot

  • $233/sq.ft

Description

Experience low-maintenance coastal living in this 3BR/2BA home in Whisper Dunes, located just a half-mile from dedicated beach access. Whisper Dunes remains one of the West End's most desirable primary-residence communities, known for its pet-friendly atmosphere, consistent upkeep, and HOA-covered lawn care that simplifies everyday living.

Designed with both durability and comfort in mind, this home features 2x6 construction, Hardie board siding, 6-inch exterior walls, and a 30-year architectural shingle rated for 130 mph winds -- details that matter in today's insurance and long-term ownership landscape. A 5-star energy rating, high-efficiency Low E2 windows, and a 14...

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  • Houzeo last checked: 7 minutes ago
  • Listing updated: September 21, 2026 at 4:01 pm
  • Listing Provided by: Craig Duran (850) 290-0417 DRE #3050909 | Berkshire Hathaway HomeServices Beach Properties of Florida (850) 252-4160
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 785506 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2014

  • HOA Fees

    $261.67/mo

  • Finished Area

    1,924 sqft

  • Lot Size

    0.15 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    785506

  • MLS Status

    Active

  • Days on Market

    214

  • Cumulative Days on Market

    214

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HOA Management

N/A

HOA Fees

$785.47/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Trash Pickup Trash Pickup

Maintenance Maintenance

AssociationManagement AssociationManagement

Gazebo Gazebo

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 148.68 Square Feet

    Dimensions: 11.8 x 12.6

  • Bedroom

    Level: First

    Area: 125.00 Square Feet

    Dimensions: 12.5 x 10

  • PrimaryBedroom

    Level: First

    Area: 220.80 Square Feet

    Dimensions: 13.8 x 16

Interior

  • Sewer

    Public Sewer

  • Heating

    Electric

  • Interior Features

    Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

Construction

  • Year Built

    Year Built: 2014

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Foundation Details

    Slab

  • Roof

    Composition, Shingle

Utilities & Energy

  • Association Amenities

    Gazebo

  • Utilities

    Electricity Available

  • Pool Features

    Community

Other Features

  • Community Features

    Pool

  • Patio And Porch Features

    Covered, Patio

  • Lot Features

    Sprinkler System

  • Subdivision Name

    Whisper Dunes

Price History

DateEventPrice

09/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785506

Listed for Sale

$449,000

$233/sqft

07/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785506

Pending

$449,000 -3.44%

$233/sqft

05/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785506

Price Decreased

$465,000 -2.11%

$242/sqft

04/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785506

Price Decreased

$475,000 -2.06%

$247/sqft

03/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785506

Price Decreased

$485,000 -2.02%

$252/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 22, 2026, 05:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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