The best Flat Fee MLS New York listing service for you depends on how much support you need. For most home sellers in 2026, Houzeo ranks #1, followed by HomeZu, and ISoldMyHouse.com.
Houzeo ranks first because of its 4.9-star ratings on Google and Trustpilot, fast listing activation, 4.7 star-rated mobile app, and transparent pricing. Independent publishers like Clever Real Estate and Real Estate Bees have also ranked Houzeo as the #1 Flat Fee MLS service. In 2025, New York home sellers who used Houzeo saved an average of $8,701 in listing agent commissions.
HomeZu ranks second for its hands-on agent support and 4.9-star rating on Google. ISoldMyHouse.com ranks third due to its extensive coverage and a 4.5-star Google rating. However, ISoldMyHouse.com does charge a hidden 0.25% compliance fee at closing.
All New York Flat Fee MLS services syndicate your listing to Zillow, Trulia, Redfin, and Realtor.com, giving your property maximum home buyer exposure.
To help you choose the right service, we’ve ranked the 11 best Flat Fee MLS New York services based on pricing, features, customer reviews, technology, coverage, and overall value.
We reviewed 50+ national and local Flat Fee MLS services that operate in New York. We used public information: search results, websites of different Flat Fee MLS New York providers, customer reviews, MLS data, FAQ pages, and published pricing. We evaluated each company across six factors.
This comparison includes Houzeo, which was assessed using the same criteria as all other services.
- Pricing Transparency and Value: We checked whether each company publishes its full cost upfront. We flagged closing fees and looked at additional or hidden charges disclosed at closing. For example, if the cancellation terms or charges were not disclosed upfront on the pricing page, we deducted points. Sites with clear and upfront pricing scored higher.
- Customer Reviews and Reputation: We read verified reviews on Google, Trustpilot, the Better Business Bureau, and Yelp. We analyzed review volume, recent ratings, and unresolved complaints. Companies with strong recent ratings and few open complaints scored higher.
- MLS Exposure and Listing Features: We checked which MLS each company lists on, how many photos it allows, and which portals it syndicates to, including Zillow, Trulia, Redfin, and Realtor.com. We also looked at listing term period and charges for listing changes.
- Technology and User Experience: We tested each company’s website, dashboard, and listing tools. We looked at how sellers upload photos, edit listings, whether there was an ability to manage showings or review offers, mobile app, etc.
- Customer Support. We compared support channels, hours, and response quality. Companies offering phone, email, and chat support ranked better than those offering only one channel.
- Seller Success Tools and Services: We reviewed services that offer help after the listing is live on the MLS. Those that help with closing, such as pricing, offer management, disclosure forms, and transaction support, fared higher than those that didn’t.
Prices, plans, and terms change often. We cite the source and date for every figure when we refresh our content. Always confirm current pricing on the provider’s site before you sign up.
Rankings: New York’s Best Flat Fee MLS Companies in 2026
| Flat Fee MLS Service | Price | Mobile App | 100% Online | Offer Management | Showing Management | 5-Star Reviews |
|---|---|---|---|---|---|---|
| 1. Houzeo | $399 | ✅ | ✅ | ✅ | ✅ | ✅ |
| 2. HomeZu By Simple Choice | $399 +0.1% at close | ❌ | ❌ | ❌ | ❌ | ✅ |
| 3. ISoldMyHouse.com | $299 extra add-ons | ❌ | ❌ | ❌ | ❌ | ❌ |
| 4. Homecoin | $149 extra add-ons | ❌ | ❌ | ❌ | ✅ | ❌ |
| 5. FSBO.com | $399 extra add ons | ❌ | ❌ | ❌ | ❌ | ❌ |
| 6. Flat Fee Realty | $199 + extra add-ons | ❌ | ❌ | ❌ | ❌ | ❌ |
| 7. Flat Fee Group | $199 extra add ons | ❌ | ❌ | ❌ | ❌ | ❌ |
| 8. Net Realty Now | $299 add ons | ❌ | ❌ | ❌ | ❌ | ✅ |
| 9. Long Island Flat Fee | $69 add ons | ❌ | ❌ | ❌ | ✅ | ✅ |
| 10. Northern Star Realty | $395 add ons | ❌ | ✅ | ❌ | ❌ | ✅ |
| 11. Realmart Realty | $395 add ons | ❌ | ❌ | ❌ | ❌ | ❌ |
Key Takeaways
- A New York Flat Fee MLS listing gets your home on the MLS for a fixed upfront fee. Houzeo’s $399 Bronze plan saves you $15,389 on a $526,267 median-priced home in New York.
- Cheap $75 to $149 Flat Fee MLS services often provide only a basic listing and may charge extra for features like listing changes, lockboxes, contract support, or closing fees.
- The 3 best Flat Fee MLS listing services in New York are Houzeo.com, HomeZu by Simple Choice, and ISoldMyHouse.com.
- Houzeo is the largest Flat Fee MLS listing service in America. Houzeo also has the most number of homes for sale in New York.
- Houzeo has also been ranked #1 by independent third-party publishers such as Clever Real Estate and Real Estate Bees and holds a 4.9-star rating on Google Reviews.
What Is a New York Flat Fee MLS Listing Service?
A Flat Fee MLS service in New York is a company that will help get your home on the MLS for a small upfront fee, instead of charging a traditional listing commission. It’s best for those who can manage inquiries, negotiations, and paperwork on their own, while still having access to customer support when needed.
Some companies advertise listings priced between $99 and $140. But these entry-level packages generally include only a basic MLS listing with limited or no additional services.
Reviews: 11 Best New York’s Flat Fee MLS Listing Services in 2026
Below are the 11 best Flat Fee MLS services in the Empire State. We’ve compared their fees, features, and overall effectiveness to help you make an informed decision.
1. Houzeo: New York’s #1 Flat Fee MLS Service
100% ONLINE
Listing Fee: $399Houzeo dominates the Flat Fee MLS market with over 50k active New York real estate listings. The company offers four packages – Bronze, Silver, Gold, and Platinum. Here are how they differ from one another:
- Bronze Package – $399: Get 6 months of MLS exposure with up to 24 high-quality photos and no closing fee. Your listing syndicates to Zillow, Trulia, Realtor.com, Redfin, and more. You get 10 free listing changes and can cancel anytime.
- Silver Package – $449 + 0.5% at Close: This package offers MLS visibility for 6 months with 24 high-quality photos. You can take charge of showings and make unlimited changes to your listing. You also get a yard sign for free, if you submit a selfie with it.
- Gold Package – $479 + 1% at Close: You get all the Silver package benefits, plus unlimited photo uploads. Relevant documents, like New York seller disclosures, automatically get assigned to you. You can review and sign them digitally.
- Platinum Package – $499 + 1.25% at Close: You get all the features in the Gold plan, along with a year-long listing duration. It also includes dedicated concierge support designed specifically for new home sellers.
Here’s why homeowners trust Houzeo as the #1 New York Flat Fee MLS service:
- Max Exposure: Your New York home listing will be visible on your local MLS and major real estate platforms like Zillow, Trulia, and Realtor.com.
- 100% Online: You can list your home, manage offers, and close deals, all at your fingertips with the powerful Houzeo Mobile App. To simplify the process, Houzeo will automatically assign the correct MLS paperwork based on your address.
- Instant Social Sharing: You can share your home listing with just a tap across social platforms like Facebook, WhatsApp, LinkedIn, and X.
- 5-Star Customer Service: You can get prompt, expert answers from Houzeo’s 5-star support team via chat 6 days a week. This helps you keep your home sale on track.
- No Hidden Fees: All applicable fees, including upfront and closing costs, are clearly outlined before you list.
There are no dealbreakers.
» Is Houzeo Legit? Find out why savvy homeowners choose Houzeo to sell smarter, faster, and on their terms.
Houzeo maintains an overall 4.9-star rating across major review platforms. It has received 4.9 stars from 1,700+ Google reviews and also holds a 4.9-star rating on Trustpilot based on 3,500+ reviews.
» Industry Recognition: Various independent publishers, including Clever Real Estate and Real Estate Bees, rank Houzeo as the #1 Flat Fee MLS Listing Service in the US.
» Houzeo Reviews: Read verified customer reviews and discover what sellers love about Houzeo.
👉 Our Take: We recommend Houzeo’s Gold Plan for most home sellers. It gives you maximum exposure, big savings, and access to high-tech tools. You also get licensed broker assistance with home pricing, offer negotiations, inspections, and closing.
2. HomeZu By Simple Choice
SIMPLE, LOW-COST MLS LISTING
Listing Fee: $399HomeZu by Simple Choice operates in multiple states with different Flat Fee MLS packages. However, they do have one standardized package across all states:
- Basic Package – $399 + 0.1% at Close: This package includes a 6-month MLS listing with up to 20 photos, a FSBO yard sign, and all necessary seller disclosure forms.
Here are some advantages of listing with HomeZu by Simple Choice:
- Market Exposure: Your home is listed on popular real estate websites like Realtor.com, Zillow, Trulia, and others, maximizing buyer visibility.
- Free Listing Changes: You can make updates to your listing without paying any additional fees.
- Automatically Assigned Seller Disclosures: HomeZu by Simple Choice provides all necessary state-mandated disclosures to streamline your listing process.
- Free Open House Ads: You can add 2 open house ads on the MLS for no extra cost to help attract potential buyers.
Here are some deal breakers we found that you should consider before listing your house with HomeZu by Simple Choice:
- Varying Prices: Package prices differ by state, which may create uncertainty when opting for a plan.
- Unclear Policies: HomeZu’s refund and cancellation policies aren’t clearly mentioned on their website.
- No Mobile App: You must manage all property tasks through a web browser. You miss out on instant mobile notifications when buyers express interest, and it becomes less convenient to respond to inquiries.
- Not Fully Online: You cannot complete the entire home-selling process digitally. You’ll need to handle certain tasks through phone calls or in-person interactions, which can slow down your transaction.
HomeZu by Simple Choice has 4.9 out of 5 stars from 100+ reviews on Google.
👉 Our Take: HomeZu by Simple Choice offers features like free listing changes and included required disclosures. However, you should carefully research the company due to their varying state-based pricing and unclear refund and cancellation policies.
3. ISoldMyHouse.com
UNDISCLOSED FEES
Listing Fee: $299ISoldMyHouse.com is a referral service licensed in only 8 states. In the other 42 states and D.C., it sends your lead to a partner company. So, a broker you didn’t choose handles your listing.
ISoldMyHouse.com offers two Flat Fee MLS packages and several add-ons to help sell your home:
- Get LISTED – $299: This package includes a 6-month listing term and allows you to upload up to 10 photos of your home. It also offers quick and responsive online customer support. However, you won’t get any paperwork or negotiation support.
- Get SOLD – $399: With this package, your home can be on the MLS for a duration of 12 months. You can upload the maximum number of photos allowed by the MLS and get online customer support.
Add-ons:
- 1-Month Featured Listing – $25
- 1 Realtors Combo Lockbox- $50
- 2 Realtors Combo Lockboxes- $90
- 2 Custom Printed Yard Signs- $140
You can also list with a partner agent at a discounted rate that ISoldMyHouse.com sets, not you. The company doesn’t publish those commission terms up front. If your partner agent also represents the buyer, you skip paying the buyer agent commission, but have to pay the entire 3% listing agent fee.
🚨 Additional Costs You May Have to Pay:
- Minimum-service-state Fees: In states with minimum-service laws, such as Colorado, Georgia, Indiana, Iowa, Kentucky, Missouri, and Nebraska, brokers must provide additional services and charge for them. Colorado, for example, adds 0.5% plus $250 at closing.
- Closing Fee: Reviewers who were promised “no hidden fees” had to pay a 0.25% fee at closing. One reviewer says the listing was handed to a separate brokerage, List With Freedom, that charged a compliance fee.
🚩Proceed with Caution: Several reviews cite unresponsive support, week-long delays, and undisclosed closing fees passed on through third-party brokers. Moreover, they have only two poor reviews on Trustpilot, complaining about hidden closing fees.
Here are the benefits of choosing ISoldMyHouse.com:
- Maximum Exposure: Your listing is syndicated to major real estate websites like Zillow, Trulia, Redfin, etc., giving it nationwide exposure.
- FSBO Listing: Your home is listed as ‘For Sale By Owner’ on ISoldMyHouse.com’s website. This makes your property visible to buyers looking for FSBO properties on the company’s website.
- Buyer Leads Are Forwarded: All buyer leads are forwarded to you, so you can negotiate directly without involving any agent.
- Free Cancellation: ISoldMyHouse.com allows you to cancel your listing any time before signing the listing agreement.
- Quick Cash Sale: If you’re in a hurry and need quick cash for your home, you can sell your home as is to ISoldMyHouse.com’s network of cash buyers and pick a closing date of your choice.
Here are some red flags to consider before choosing ISoldMyHouse.com:
- Undisclosed Fees: Some reviewers were quoted “no hidden fees” but were later charged a 0.25% closing fee. In some instances, sellers were redirected mid-transaction to a different company, List With Freedom, which handled the actual listing.
- Broker Association Without Consent: Since ISoldMyHouse.com is licensed in only 8 states, it sends your listing to a referral partner in every other state. One seller was paired with an agent who wasn’t a member of their local MLS, and the seller could not get out of the contract.
- Non-Responsive Support: Multiple sellers were forced to follow up with a third-party answering service via emails and voicemails. Often, they had to wait for weeks at a stretch for a response. Several reviews mention that a phone call with an agent is almost impossible and that they have to use only emails.
- Slow Listing Process: ISoldMyHouse.com’s listing process is slow. In fact, one seller had to wait for nearly a week for the contract after purchasing the plan.
- No Personalized Assistance: You must handle pricing, negotiations, paperwork, and closing yourself. If at all you do get agent assistance, you need to verify their coverage area.
- Limited Marketing Support: ISoldMyHouse.com does not offer professional real estate photography or showing management. Yard signs and lockboxes also aren’t included and cost extra.
ISoldMyHouse.com has a 4.5 out of 5 rating based on 60+ reviews on Google. However, they have only a 3.1 rating on Trustpilot based on 2 reviews. Both reviews warn users about hidden fees that ISoldMyHouse.com charges at closing.
» ISoldMyHouse.com Reviews: What You Should Watch Out For When Selling With This Flat Fee MLS Service.
👉 Our Take: ISoldMyHouse.com may work for sellers comfortable managing the sale themselves, but it isn't ideal if you need agent support or reliable customer service. With only two Trustpilot reviews warning about hidden fees and several negative reviews on Google, ISoldMyHouse.com's credibility is worth questioning.
4. Homecoin
EXPENSIVE ADD-ONS
Listing Fee: $149Homecoin offers a single Flat Fee MLS package:
- Listing Package – $149: You get a 12-month listing term with a free Homecoin sign.
Additional Services:
- Post Rental: $99+ (price varies by area)
- Lockbox Rentals: $125 (price varies by MLS)
- Pro Real Estate Photography: $182 (price varies by area)
- Seller Agent (varies): You can avail two packages for seller agent. Standard package costs $149/hr and the premium package costs $2,999.
Homecoin offers the following advantages to home sellers:
- Free Disclosures: You get all the necessary state and federal seller disclosures.
- Covers 22 States: You can avail Homecoin services in 22 states across America. Some of the major states they cover are Florida, California, Texas, and Arizona.
In our research, we found some limitations of Homecoin, which could make your experience less satisfactory:
- Essentials as Add-Ons: Homecoin will charge you extra for essential features like showing management and a lockbox.
- Variable Pricing by Location: Prices vary by location depending on your state. This makes it difficult to budget accurately without first checking your specific area’s pricing.
- No Offer Management: You lack a centralized system to track, compare, and manage multiple offers. This makes it difficult to organize competing bids and can lead to confusion when handling negotiations with several interested buyers.
- No Mobile App for iOS or Android: You manage all property tasks through their website. You miss out on instant mobile notifications when buyers express interest, and it becomes less convenient to respond to inquiries or upload photos on the go.
- Delayed Buyer Communication: You don’t receive buyer inquiries directly. All messages from interested buyers go to Homecoin first and then get forwarded to you. This creates an unnecessary delay in communication.
Homecoin has 4.4 out of 5 stars from 140+ reviews on Google.
» Homecoin Reviews: Is the company worth it? Read our blog to find out.
👉 Our Take: Homecoin offers only a single package for listing on the MLS. While the $149 flat fee is definitely attractive, the additional features, such as professional photography and lockbox rentals, come with a hefty price tag.
5. FSBO.com
NATIONAL REFERRAL COMPANY
Listing Fee: $399FSBO.com offers 1 Flat Fee MLS Package:
- MLS Package – $399: You can list your home on the MLS and FSBO.com for 6 months, with syndication to other real estate websites. The services in this package vary from state to state.
These are the advantages of listing with FSBO.com:
- Nationwide Coverage: FSBO.com provides services in all the states of the US. The company has a good coverage with multiple MLSs.
- Syndication to Major Real Estate Websites: Your home gets listed on major real estate websites like Zillow, Trulia, and Realtor.com, helping you get greater exposure.
We came across some red flags of listing with FSBO.com:
- Delayed Process: FSBO.com doesn’t have a mobile app, and some of the processes have to be done manually. This can delay the process.
- Limited Features: The Flat Fee MLS package does not mention much about the features included. The only listed features are the listing term and the websites your listing will be syndicated to.
- Inconsistent Services: They offer different services based on the state and zip code. These services are not listed visible until you fill out the detailed form.
- Transaction Fees: In case of some cities/MLSs, the listing brokers charge extra at closing.
- Fewer Reviews: Despite being an old company, they have very few reviews and the ratings are average.
FSBO.com has 3.2 stars out of 5 from 5 reviews on Trustpilot.
» FSBO.com Reviews: Read why the oldest FSBO website isn’t the best anymore.
👉 Our Take: The MLS plan of FSBO.com lacks key features like a yard sign, contract review, and full negotiation assistance. We do not recommend them as you don't get the list of included services until you fill out their detailed form.
6. Flat Fee Realty
LIMITED SERVICES
Listing Fee: $199Flat Fee Realty offers a single listing package to get your home on the MLS:
- $199 Package: This plan offers a 6-month listing term with up to 5 property photos. Your home is listed on the local MLS and syndicated to Zillow, Trulia, and Realtor.com for maximum exposure. You also get free listing status and price changes.
These are some pros of Flat Fee Realty in the areas it operates:
- Free Listing Updates: Sellers can update the status or price of their listing at no additional cost.
- Cancellation Flexibility: You can cancel your listing anytime without penalties, offering greater control over the process.
- Broad MLS Exposure: Your listing gets syndicated to major real estate websites like Zillow, Trulia, and Realtor.com, maximizing visibility.
In our research, we have found certain drawbacks of Flat Fee Realty:
- Limited Photos: The base package only includes up to 5 photos, which may not be sufficient for attracting buyers.
- Photo Upgrade Fee: To add more than 6 photos, you must pay an extra $50, increasing the overall cost.
- No Full-Service Support: The package does not include real estate agent assistance for negotiations, pricing guidance, or listing agreement reviews, which can be challenging for inexperienced sellers.
- Hidden Commissions: The brokers charge a closing transaction fee of 0.10% to 0.25% of the sale price. Apart from this, there may be additional fees after your listing is completed, as well. These charges are not mentioned upfront but rather in FAQs.
- Unclear Cancellation Fees: Even though no cancellation fees are disclosed upfront, they are buried deep in the FAQs.
Flat Fee Realty has a rating of 2.7 out of 5 stars from 5+ reviews on Houzeo.
» Flat Fee Realty Reviews: Check out our in-depth analysis of their services.
👉 Our Take: Flat Fee Realty can be a good option for experienced sellers who can handle the sale independently. However, we do not recommend them for their limited services and lack of transparency with charges.
7. Flat Fee Group
CUSTOMIZABLE PACKAGES
Listing Fee: $99Flat Fee Group is a network of independent brokers who charge a flat fee to list your home on the MLS. They offer 2 to 4 packages depending on the state where you are selling your property.
- Basic Package – $99 + 0.25% (or $499 minimum) at closing: You get a 6-month MLS listing with up to 20 photos, syndicated to Realtor.com, Zillow, Trulia, and MLS partner sites, plus social media exposure. You handle all contracts and negotiations yourself, this tier is MLS data entry only, best suited for experienced sellers. Includes phone/email support, a yard sign, electronic signatures, and a money-back guarantee. Cancelling costs a $99 termination fee.
- Premium Package – $1 + 0.50% (or $1,999 minimum) at closing: Nearly free upfront, but with a much higher closing fee. You get everything in Basic plus up to 60 photos, and the broker actively assists with negotiations, replies to offers, and helps maximize your sale price, best for inexperienced sellers who want more hands-on support.
Flat Fee Group offers certain advantages:
- Multiple Packages: Flat Fee Group offers three packages that differ in services offered. You can select the package that suits your real estate needs.
- Maximum Market Exposure: Your property gets listed on many popular websites like Zillow, Trulia, Realtor.com, etc. This market exposure will help you sell your house faster.
- Access to Legal Documents: Flat Fee Group provides you with state-wise contracts, forms, and seller disclosures. This saves you time by eliminating the need to gather documents from different sources.
Flat Fee Group has several drawbacks:
- No Uniform Pricing: The prices and services are not standardized and vary by state, so you may encounter unexpected fees.
- Inconsistent Service Quality: Based on the package chosen, you can upload from 10 to 99 photos and list your house from 3 months until it’s sold.
- Minimal Service: With the basic flat fee MLS plan, you typically get listing on MLS and syndication. You basically handle all other processes which might not be convenient for you.
- Non-refundable: The paid upfront cost is non-refundable, regardless of the outcome. If your home isn’t sold or you wish to switch to another service, you lose the deposit.
Flat Fee Group has a rating of 2.3 stars out of 5 from 10+ reviews on Houzeo.
» Is Flat Fee Group legit? Read our in-depth reviews on Flat Fee Group and choose accordingly.
👉 Our Take: When you choose Flat Fee Group, you’ll work with an independent flat-fee brokerage. The quality of service may vary depending on the broker you’re matched with, leading to inconsistent experiences for homeowners.
8. Net Realty Now
EXPERIENCED BROKER
Listing Fee: $299Net Realty Now offers 2 Flat Fee MLS packages:
- Flat Fee MLS Listing Package – $299: You can upload up to 50 photos, and your listing term will be of 6 months. Your listing will appear on 85+ websites and NetRealtyNow.com social media to increase visibility.
- Full Support Flat Fee MLS Property Listing Package – $1,899: This package includes everything in the $299 plan plus unlimited consulting, contract negotiation, and full support from a licensed broker.
Some of the advantages of Net Realty Now are:
- Buyer Lead Forwarded: You receive buyer inquiries directly, allowing you to negotiate without broker interference.
- Comparable Sales Report: You also get a detailed CMA report, which will help you price the property properly.
- Unlimited Text Editing: Unlimited changes can be made to your MLS listing to keep it up to date.
- Legal Documents Provided: You receive the necessary paperwork for selling a house to facilitate a smooth transaction.
In our research, we have found certain drawbacks of Net Realty Now:
- Limited Coverage: The company offers its services in New York, Maryland, Virginia, and Washington DC only.
- Limited Agent Support: The Flat Fee MLS listing package does not include professional assistance, requiring sellers to handle negotiations and paperwork themselves.
- No In-Person Services: Unlike traditional agents, there are no open houses or in-person showings conducted for you.
Net Realty Now has 5 out of 5 stars from 3 customer reviews on Google.
👉 Our Take: We recommend Net Realty Now for sellers seeking digital brokerage services with contract assistance. However, key services like contract negotiation and marketing advice are only available in higher-tier plans.
9. Long Island Flat Fee
LOCAL OPTION
Listing Fee: $199Long Island Flat Fee offers 3 flat fee plans and 1 full service plan.
- $69+ Minimum 1% Commission at Closing: You can list your home on the MLS for 1 month with 50 photos. You get free flyers, disclosures and paperwork, and broker support by email. You can also make unlimited changes to your listing.
- $199 + Minimum 1% Commission at Closing: The listing is live for 6 months. You get all the services included in the $69 plan.
- $499+ Minimum 1% Commission at Closing: This plan includes the agents coming to your home (only in Long Island and Queens) and filling out the paperwork. You get 1 year listing with a CMA and home overview. All the services of $199 plan are also included.
- 1/2% Commission at Closing (Minimum $2500): In this plan, you get all the services of $499 plan along with phone support. The agents negotiate offers, verify buyers pre-approvals and/or proof of funds, fill out paperwork, and handle inspections and home appraisal.
Add Ons:
- Professional Photos: $175
- Professional Yard Sign: $99
- Editable Open House Sign In Sheet: Price not specified
- Lockbox: Price not specified
Here are some benefits of listing your home with Long Island Flat Fee.
- Affordable Listing Plans: Long Island Flat Fee provides listing plans starting at just $69. Your home is syndicated to popular websites like Zillow, Trulia, Realtor.com.
- Free Disclosures and Paperwork: With each of the plans, you get free legal disclosures and paperwork required for selling your home.
- Buyer Leads and Broker Support: All the buyer leads are directly forwarded to you. Plus, you also get local broker support by email.
There are some drawbacks to list a property with Long Island Flat Fee.
- Commission at Closing: You have to pay at least 1% commission at closing for all the flat fee plans. In case of full service plan, it is 1/2% commission with a minimum of $2500.
- Limited Assistance: The flat fee plans don’t provide any assistance with open houses, showings, or negotiations.
- Expensive Add-ons: Some essential services like professional yard sing costs $99.
- Lack of Technology: Long Island Flat Fee doesn’t provide a dashboard or a mobile app to manage your listing digitally. You have to reach out through email.
- Local Coverage: The company provides services only in certain areas of New York like Long Island, Queens, and some more.
Long Island Flat Fee has a 5 out 5 rating based on 20+ reviews on Google.
👉 Our Take: Long Island Flat Fee is a good local option with affordable listing plans. However, renewing the monthly plan may become expensive if your property takes longer to sell. Additionally, you get limited assistance with these affordable plans.
10. Northern Star Realty
EXPERIENCED BROKER
Listing Fee: $395Northern Star Realty offers 2 Flat Fee MLS packages for home sellers:
- Silver – $395: Your house is syndicated to major IDX websites. You can make unlimited free listing changes and receive proper seller disclosures, an e-flyer, and 24/7 marketing support from a highly experienced Realtor.
- Gold – $495: This package offers a 6-month listing with 50 photos on the MLS. You can also add a virtual tour video to your listing. You get free broker assistance, a CMA report, For Sale yard sign, etc.
Northern Star Realty is a great option for FSBO home sellers and has the following advantages:
- Market Exposure: Your listing gets syndicated to Zillow, Trulia, Homes.com, Realtor.com as well as popular broker websites for maximum exposure.
- Buyer Lead Forwarding: All buyers’ leads are forwarded to you to retain your right to sell your property.
- Unlimited Changes and Cancellations: You can make unlimited changes to your listing and cancel anytime without any extra charges.
- Marketing Assistance: You get expert 24/7 marketing support from a veteran Realtor.
- 100% Money-Back Guarantee: You get the full money back if you sell through a full-service Realtor referred by Northern Star Realty.
In our research, we found a few drawbacks to Northern Star Realty:
- Lacks on Tech: The processes are not completely online and they lack a seller dashboard and a mobile app.
- Price Limitations: Their package is restricted to homes under $500,000 and 1-4 unit properties.
- Limited Coverage: Northern Star Realty offers its MLS services only in Buffalo, Rochester, and Syracuse.
Northern Star Realty has 4.9 out of 5 stars from 95+ reviews on Google.
👉 Our Take: Northern Star Realty is a local company that offers attractive Flat Fee MLS packages. While the features included are extensive, it only allows the sale of houses priced below $500,000, which can be restrictive.
11. Realmart Realty
CUSTOMIZABLE PACKAGES
Listing Fee: $395Realmart Realty offers two MLS plans for home sellers:
- Flat Fee Listing Plan – $395: Your home will be listed on the MLS for 6 months with 25 photos and syndicated to various real estate websites.
- 1% Professional Agency Plan – $695: You can list your home until it’s sold with a free rolling 1-year extension. You can also access a Realtor digital lockbox, dedicated agent assistance, and full support with paperwork for selling a house.
🚩Cancellation Fee: There is a $25 cancellation fee if you cancel your listing within 30 days. No refunds will be made if you cancel after 30 days.
Some of the advantages of Realmart Realty are:
- Market Exposure: Your listing will be displayed on sites like Realtor.com, Zillow, Trulia, etc.
- Customizable Packages: You can customize your package with add-ons like sign upgrades, lockboxes, personal assistance, and professional photography. These options allow you to tailor your listing based on your needs.
In our research, we found certain drawbacks of Realmart Realty:
- Extra Charges for Add-Ons: You will be charged $29 to $199 for add-on services like in-house professional real estate photography and a CMA report. Therefore, you may end up paying more than expected.
- Limited Coverage: Realmart Realty is licensed to offer services only in New York and New Jersey.
Realmart Realty has 3.7 out of 5 stars from 50+ reviews on Google.
» Realmart Realty Reviews: Here is our in-depth review of Realmart Realty.
👉 Our Take: We recommend Realmart Realty for sellers who want flexible MLS support options. However, if you need professional guidance, negotiation support, and extended listing benefits, you’ll have to go for the $695 + 1% Agency Plan, which is expensive.
Why Does MLS Exposure Matter?
MLS exposure is important because most buyer agents look for homes for their clients on the MLS. It is the #1 tool to market your home for sale.
According to the National Association of Realtors 2025 report, 88% of home buyers use an agent to search the MLS for their new homes. Additionally, a study by BrightMLS found that homes on the MLS sell for 17.5% more than those not on the MLS.
Listing on the MLS showcases your home to a massive pool of buyers. Here’s how it works:
- First, your house is on your local MLS, a database used by agents searching for properties for their clients.
- Second, it automatically shares your listing on top real estate websites like Zillow, Trulia, Realtor.com, Redfin, etc.
Which Are New York’s Popular MLS Boards?
New York has multiple regional MLSs serving different parts of the state. When you list your home for sale, it should appear on the MLS covering your county to maximize visibility among local buyers and real estate agents.
The five most important MLSs in the Empire State include:
- OneKey MLS: The largest multiple listing service in New York, serving more than 45,000 real estate professionals. It covers Long Island, New York City, the Hudson Valley, and surrounding counties, making it the primary MLS for downstate New York.
- Global MLS: One of the largest MLSs in Upstate New York, serving the Capital Region and surrounding areas. It covers Albany, Schenectady, Saratoga, Rensselaer, Columbia, and nearby counties.
- Greater Rochester Association of REALTORS (GRAR) MLS: The primary MLS for the Rochester metropolitan area. It covers Monroe County and neighboring counties in Western New York, providing extensive local market exposure.
- Central New York Information Service (CNYIS): A major MLS serving Central New York. It includes the Syracuse, Utica, and Rome metropolitan areas and surrounding communities.
- Buffalo Niagara Association of REALTORS (BNAR) MLS: The leading MLS for Western New York. It covers Erie, Niagara, Chautauqua, Cattaraugus, and Allegany counties, including the Buffalo and Niagara Falls housing markets.
👉 List on MLS in New York with Houzeo: Get your home on your local MLS for just $399!
Flat Fee MLS vs. By Owner vs. Agent vs. iBuyer: Which Is the Best?
It depends on whether your focus is cost savings or convenience. If your objective is to save money and maintain complete control over your sale, a Flat Fee MLS listing may be a better choice than a traditional full-service agent.
A traditional agent offers a full-service experience but charges a steep commission. For Sale By Owner sites in New York save you that fee, but cut you off from the MLS, limiting your buyer pool. An iBuyer offers a fast, hassle-free sale, but you’ll typically receive 10% to 30% less than your home’s market value. Most iBuyers also charge a 5% service fee and have strict eligibility requirements.
A Flat Fee MLS listing gives your home MLS exposure while allowing you to sell for close to 100% of its market value. Depending on the package you choose, you may also receive assistance with pricing, marketing, negotiations, and paperwork.
| Features | Traditional Agent | Flat Fee MLS | FSBO | iBuyer |
| Listing/Service Fee | 2.5% to 3% | $399 | $0 | 5% |
| Control | Less control | Total control | Total control | No control |
| MLS Exposure | Yes | Yes | No | No |
| Pricing Assistance | Yes | Optional* | No | No |
| Yard Signs | Yes | Optional* | No | No |
| Lock Box | Yes | Optional* | No | No |
| Negotiation Assistance | Yes | Optional* | No | No |
🚩Do New York Flat Fee Listing Services Have Hidden Fees?
Yes. Many Flat Fee MLS services charge hidden fees in New York, raising your home sale cost. For example, some companies may list your property for $99 but add undisclosed fees of $300 or more for extras like a yard sign or lockbox.
Watch out for these sneaky fees that you may encounter at closing:
- Cancellation Fee ($50–$100): If you take your home off the market before the listing agreement expires, you may have to pay an early termination fee.
- Listing Modification Fee ($25-$75): Need to change your asking price, update photos, or correct property details? Many services charge a fee for each modification made after the initial listing is published.
- Addendum and Open House Fees ($25-$50): Fees may apply for processing addenda to your contract or for posting and updating open house schedules on the MLS. Moreover, each action could incur a separate charge.
👉 Pro Tip: Always read the terms and conditions, confirm all fees upfront, and compare providers to avoid unpleasant surprises.
Find a Flat Fee MLS Listing Service Near You
How Does a Flat Fee Multiple Listing Service in New York Work?
A Flat Fee MLS service gives you MLS exposure without paying a steep 2.5% to 3% listing commission. Since only licensed real estate brokers can access local MLSs like OneKey MLS, Global MLS, CNYIS, and others, Flat Fee MLS companies partner with New York brokers to list your home.
A home sale with a Flat Fee MLS listing service in New York usually follows these 4 steps:
1. Pay an Upfront Fee: Pay a one-time flat fee to the MLS listing service to get started. Plans vary by provider, so choose one that offers the level of support you need.
2. Get Listed on the MLS: Once your property details are verified, a licensed broker lists your home on your local MLS, often within 24 to 48 hours. Your listing is also syndicated to popular real estate websites like Zillow, Realtor.com, Trulia, and Redfin, giving your home maximum exposure.
3. Manage Showings and Offers: Depending on the package you choose, you may receive assistance with pricing, disclosures, offer reviews, negotiations, and paperwork, while maintaining full control over the sale.
4. Close and Collect: After accepting an offer, complete the closing process, sign the required documents, pay any applicable closing fees, and finalize the sale.
With over 302,835 Washingtonians and New Jerseyans moving to New York, the chances of your property getting multiple offers are high. Once your property is on the MLS, agents can share it with interested buyers looking for houses for sale in New York.
How Much Can You Save With a Flat Fee MLS Service in New York?
As a New York home seller, you can save $15,389 on a median-priced home. That’s the power of Flat Fee MLS listings in New York.
Historically, traditional agents charge about 2.5% to 3% to list homes on the MLS. So, for a home priced at $526,267, you would pay $15,788 in listing agent commissions. This amount can be even higher in expensive markets like New York City and Buffalo.
On the other hand, a Flat Fee MLS listing service like Houzeo charges a flat upfront fee of just $399. That means you could save $15,389 compared to paying a traditional 3% listing commission.
Did You Know: In 2025, New York home sellers who used Houzeo saved an average of $8,701 in listing agent commissions!
Estimated Savings With Houzeo in New York’s Largest Cities
Here’s what a seller in the New York housing market actually pays and saves with Houzeo’s Bronze Plan compared to a traditional 3% listing agent commission.
| City | Median Home Price | With a Traditional Agent (3%) | With Houzeo Bronze Plan | Your Savings |
|---|---|---|---|---|
| New York City | $875,726 | $26,271 | $399 | $25,872 |
| Buffalo | $204,877 | $6,146 | $399 | $5,747 |
| Rochester | $197,882 | $5,936 | $399 | $5,537 |
| Yonkers | $594,644 | $17,839 | $399 | $17,440 |
| Syracuse | $179,892 | $5,396 | $399 | $4,997 |
Who Should Use Flat Fee MLS?
Flat Fee MLS is a great choice for sellers who are comfortable managing showings, communicating with buyers, and handling the basics of a home sale. However, it may not be the best fit if your sale involves legal complexities, major repairs, or if you need full-service guidance from an agent throughout the process.
✅ Opt for Flat Fee MLS in New York if:
- You want to save on listing agent commissions.
- You’re selling in a competitive market like New York City, Long Island, or Buffalo.
- You’re comfortable handling buyer inquiries and scheduling showings.
- Your home is move-in ready and priced competitively.
❌ Do not opt for Flat Fee MLS in New York if:
- You need to sell your house fast in New York and want quick cash.
- Your sale involves legal complexities such as probate, foreclosure, short sales, or tenant-occupied properties requiring additional assistance.
How to Choose the Best Flat Fee MLS Service in New York for Your Home Sale?
To choose the best Flat Fee MLS service in New York, evaluate your budget, determine how much support you need, and consider how quickly you want your home listed. The right company gives you maximum MLS exposure, transparent pricing, and the right level of support when it matters most.
Ask yourself these questions before choosing a provider:
- What Level of Support Do You Need? While choosing an MLS service or package, base your decision on the level of support you need. If you’re comfortable managing the sale yourself, a basic listing may be enough. If not, premium packages can help with pricing, contracts, negotiations, and paperwork.
- What Is the True Cost? Look beyond the initial listing fee. Check for additional charges, such as fees for listing changes, yard signs, lockboxes, or a percentage-based fee at closing.
- How Quickly Will Your Home Be Listed? Ask about the turnaround time from when you submit your information to when your listing goes live on the MLS. Top services can get your home listed within 48 hours.
- What MLS and Syndication Coverage Is Included? Confirm that your home will be listed on your local New York MLS. Your listing should also be syndicated to major real estate websites like Zillow, Realtor.com, and Redfin for maximum exposure.
- How Accessible Is Customer Support? Before, during, and after your listing is active, you may have questions. Verify the company’s support hours to ensure you can get help when you need it.
The answers to these questions will help you choose a Flat Fee MLS service that aligns with your budget, selling strategy, and preferred level of support.
👉 List your New York home with Houzeo in just a few clicks. Get started now!
Should You Choose the Cheapest Flat Fee MLS Service in New York?
No, cheap Flat-Fee MLS services may not be the right choice for you as they typically provide only bare-bones listings. Additionally, some charge extra for essentials like yard signs, showings management, or lockbox access, raising your total costs.
In fact, basic MLS services are known for charging $25–$50 per listing update, requiring manual email requests to the broker. Meanwhile, high-tech services offer online dashboards for unlimited, instant edits to your price, photos, and description at no additional cost.
Customer reviews of many low-cost listing services also mention limited support, inconsistencies in services, and slower listing timelines. The cheapest option may save money upfront, but could cost more later. Compare overall value, read reviews, and pick a service that balances affordability with quality.
The perfect flat fee package depends on how much work you’re willing to take on for the home sale and how much you can afford to pay. Basic MLS listing packages in New York usually focus on getting you access to your local MLS. Premium packages offer additional marketing, listing, and paperwork support.
Here are the core features that must be present in your MLS listing:
- Local MLS Entry: Ensure the service lists your property in your specific New York county MLS so that local buyer agents can see it.
- High Photo Capacity: Basic plans may limit you to 6–12 photos. But in the current highly competitive market, you need 20+ high-quality images to stand out.
- Listing Duration: Look for at least 6 to 12 months of coverage or an “until sold” guarantee to avoid renewal fees.
- Yard Sign: A yard sign is a great lead generator for local drive-by interest. Without it, you’re missing out on a lot of traffic.
- Comparative Market Analysis (CMA): A data-backed report that helps you price your home accurately based on recent local sales. This will help you stay competitive with the other listings in your area.
Yes! You can list your home for sale or search millions of homes on the Houzeo mobile app!
Download now on the Apple App Store or the Google Play Store.
How to List Your Home on MLS Without a Realtor in New York?
You can list your home on MLS in New York without a traditional agent by using a Flat Fee MLS service. Your home will be on the local MLS and major home sites like Zillow, Trulia, and Redfin.
High-tech Flat Fee MLS services can provide you with the required forms and ensure that your listing complies with all MLS rules. You can handle the showings, negotiations, and offers, making the process straightforward.
Pros and Cons of Listing With New York Flat Fee MLS Services
A New York Flat Fee MLS service provides significant cost savings and gives you full control over the sale process. However, this approach carries the risk of hidden fees and limited professional support. Here are some pros and cons of listing your New York home with a Flat Fee MLS service:
✅ Pros
- Great Savings: With a traditional agent, you have to pay a steep 3% listing commission. However, with an affordable Flat Fee MLS service, you can list your home For Sale By Owner and save $15,389 on a median-priced $526,267 home.
- Max Exposure: With a Flat Fee MLS listing, your home will be visible on major real estate websites like Zillow, Redfin, and Realtor.com, giving it maximum exposure to buyers.
- Complete Control: You can set your price, negotiate directly with buyers, and manage your showing schedule with a Flat Fee MLS listing service.
❌ Cons
- Hidden Fees: One of the biggest drawbacks of some Flat Fee MLS companies is the hidden fees disclosed at closing. By then, it may be too late to switch providers without additional costs.
- Additional Charges: Even some of the best New York Flat Fee MLS services charge extra for features like yard signs, lockboxes, pricing assistance, or contract support. Depending on the provider, these add-ons can increase your overall costs.
- Limited Support: Basic Flat Fee MLS packages require you to handle much of the paperwork, marketing, negotiations, and closing process yourself.
What Are the Most Common Complaints About Flat Fee MLS Services in New York?
The most common complaints about Flat Fee MLS services in New York involve limited broker support, confusing refund policies, slow listing updates, and unexpected closing fees. These concerns are frequently discussed across consumer forums like Reddit and Quora.
Concern 1: I Expected More Agent Support
Some sellers assume a Flat Fee MLS service works like a traditional full-service brokerage. They later discover they’re responsible for pricing, negotiations, showings, and contract management.
👉 What Sellers Should Know:
Not all Flat Fee MLS services offer the same level of support. Basic $99 plans typically only get your home listed on the MLS. More comprehensive plans, usually priced between $399 and $499, often include unlimited listing changes, seller disclosures, paperwork assistance, and access to licensed brokers. Always compare what’s included before choosing a package.
Concern 2: The Refund Policy Was Confusing
Refund policies are a common source of complaints among Flat Fee MLS providers. Some sellers expect a full refund if they cancel shortly after purchasing a listing package.
👉 What Sellers Should Know:
Most providers begin preparing your listing and processing paperwork soon after your order is placed. As a result, refund eligibility is often limited once work has started or listing documents have been signed. Always review the company’s refund policy before purchasing a package.
Concern 3: Listing Changes Take Too Long to Update
Some sellers report delays when updating their listing price, photos, or property details after the home is already live on the MLS.
👉 What Sellers Should Know:
Listing updates often require approval from the local MLS or partner brokerage, which can affect turnaround times. Technology-driven Flat Fee MLS companies generally make the process faster, but update times still depend on MLS rules.
Concern 4: I Didn’t Realize There Was a Closing Fee
Some sellers are surprised to learn that certain Flat Fee MLS companies charge a closing fee in addition to the upfront listing fee.
👉 What Sellers Should Know:
A closing fee doesn’t always mean you’re paying twice for the same service. Some companies keep their upfront listing fee low and charge a success fee at closing to cover services such as contract assistance, negotiation support, and broker guidance. Review the pricing breakdown carefully so you understand exactly what you’ll pay before signing up.
» Houzeo Reviews: Read what over 11,000 customers have to say – New York’s #1 home buying and selling website.
