Buyer

Your credit score is a crucial factor that determines your financial health and your ability to access loans, credit cards, and other financial products. Unfortunately, many people struggle with a low credit...

You can modify the terms of your loan or reduce your monthly payments by refinancing your FHA loan. Read to find out more about the advantages of FHA refinance...

To buy a house with a student loan, you need a high credit score, a low DTI ratio, and good savings. In addition, a few tips can help you...

Opting to find and buy homes for sale by owner? Know the importance of the process on how to find a home that really...

43% of new homeowners struggle to make their mortgage payments. This underscores the importance of understanding debt-to-income ratio (DTI) before making a major financial commitment.  DTI measures your...

Here's all you need to know about Private Mortgage Insurance: when you need PMI, how it helps you buy a house, and the pros and cons to...

The percentage of income for a mortgage is the portion of a borrower's income that is allocated towards their monthly mortgage...

Loan-to-Valued(LTV) in real estate represents the ratio between the loan amount and the appraised value of the property being...

Discover the pros, cons, and options of seller financing. Learn how it works, its benefits, and the risks for buyers and...

Deed of trust is a legal instrument in which the buyer transfers the title of the property to a trustee as security against a mortgage. Learn how a deed of trust...