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Homes for Sale Under 400K in Palm Harbor, FL

340 Homes for Sale

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Showing 1 - 42 of 340 homes for sale in Palm Harbor, FL

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Palm Harbor, FL Housing Market Overview

Palm Harbor is a balanced market, giving buyers and sellers room to negotiate. With 5.1 months of supply and homes averaging 74 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

74

Inventory

404

Oct 2021Jul 2024Oct 2026

Median Home Price

$412,000Up 4.30%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.18%Down 0.06%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
404 Down 13.68%
Newly Listed Homes
355 Down 12.99%
Months of Supply
5.1 Up 2.00%

Housing Demand

Homes Sold
238 Down 15.90%
Sale-to-List Ratio
96.6% Up 0.34%
Homes Sold Above List
9.7% Up 5.11%

30-yr fixed rate 7.18% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from Stellar MLS® through Nov 7, 2026, 9:45 AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
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Homes Available icon

340

Homes Available

Median List Price icon

$ 412,000

Median List Price

Avg on Market icon

74 Days

Avg on Market