9850 S Thomas Dr #109W, Panama City, FL 32408
Piece Of Parysdise
Skip to Main Content 
New Construction
00 Spring Ave, Panama City, FL 32401
3D Tour
6102 Stephanie Dr, Panama City, FL 32404
Price Drop: $19.98K
580 Melrose Way, Panama City Beach, FL 32413New Construction
7528 Delancey St, Panama City, FL 32404 
New Construction
7051 Merlyn Dethlefsen Rd, Panama City, FL 32404 New Construction
7524 Delancey St, Panama City, FL 32404 
329 W 34th Place, Panama City, FL 32405New Construction
7176 Merlyn Dethlefsen Rd, Panama City, FL 32404 New Construction
7164 Merlyn Dethlefsen Rd, Panama City, FL 32404 Price Drop: $5K
7106 William Pitsenbarger Rd, Panama City, FL 32404 New Construction
3170 Sawgrass St, Panama City, FL 32409 New Construction
7070 William Pitsenbarger Rd, Panama City, FL 32404 New Construction
222 Reddy Crk Dr, Panama City, FL 32404 
43 Park Pl, Panama City Beach, FL 32413
1513 S Berthe Ave, Panama City, FL 32404
Hot
New Construction
721 Arrow St, Panama City, FL 32404 
181 Robin Ln, Panama City Beach, FL 32407
505 Beth St, Panama City Beach, FL 32407
1737 Annabellas Dr, Panama City Beach, FL 32407
3940 Richardson Rd, Panama City, FL 32404
911 Cypress Ave, Panama City, FL 324013D Tour
520 N Richard Jackson Blvd520 N Richard Jackson Blvd #1405, Panama City Beach, FL 32407 
520 N Richard Jackson Blvd, Panama City Beach, FL 32407
9003 Banyan Beach Dr, Panama City, FL 32408
143 W Leslie Ln, Panama City Beach, FL 32407New Construction
12283 Bowen Way #HS 77, Panama City, FL 32409 New Construction
12267 Bowen Way #HS 73, Panama City, FL 32409 Price Drop: $5K
3007 Longwood Cir, Panama City, FL 32405 New Construction
7520 Delancey St, Panama City, FL 32404 
New Construction
226 Lawton Branch Way, Panama City, FL 32404 Price Drop: $10K
4896 Rosemary St, Panama City, FL 32404 
520 N Richard Jackson Blvd520 N Richard Jackson Blvd #2706, Panama City Beach, FL 32407New Construction
4908 Rosemary St, Panama City, FL 32404 
Do Real Estate on the Go!
Homes for Sale Under 400K in Panama City, FL
2,031 Homes for Sale
Sort by:
Building 24 Units Available
Unit #109W
New Construction$315,000
Views: 11
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,508sqft
Single family home for sale
Exp Realty, Llc
3D Tour$315,000
Views: 3
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,804sqft
Sale Pending
Keller Williams Success Realty
Price Drop: $19.98K$314,901
Views: 7
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,497sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
New Construction$314,900
Views: 4
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,045sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
8743 Thomas Dr #810, Panama City, FL 32408
Local Insight Realty
Building 21 Units Available
Unit #810
New Construction$314,900
Views: 4
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,580sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
New Construction$314,900
Views: 2
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,045sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
17680 Front Beach Rd #A202, Panama City Beach, FL 32413
Exp Realty Llc
Building 1 Unit Available
Unit #A202
9850 S Thomas Dr #606W, Panama City, FL 32408
Realjoy Realty Llc
$314,900
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,760sqft
Single family home for sale
Anchor Realty Florida
New Construction$314,900
Views: 2
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,580sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
New Construction$314,900
Views: 3
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,580sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
Price Drop: $5K$314,900
Views: 18
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,799sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
New Construction$314,900
Views: 10
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,856sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
New Construction$314,900
Views: 11
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,580sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
New Construction$313,900
Views: 9
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,799sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
$312,000
Views: 11
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,130sqft
Sale Pending
Think Real Estate
9900 Thomas Dr #1110, Panama City Beach, FL 32408
Anchor Realty Florida
Building 1 Unit Available
Unit #1110
520 Richard Jackson Blvd #118, Panama City Beach, FL 32407
Re/Max Horizons Realty
Building 5 Units Available
Unit #118
$310,000
Views: 3
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,524sqft
Sale Pending
Counts Real Estate Group Inc
Hot100 Cherry St #501, Panama City, FL 32401
Coldwell Banker Realty
Building 3 Units Available
Unit #501
9850 S Thomas Dr #902W, Panama City, FL 32408
Panhandle Real Estate
New Construction$310,000
Views: 5
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,745sqft
Single family home for sale
Era Neubauer Real Estate, Inc
$310,000
Views: 4
Bedrooms: 2Bds
Bathrooms: 3Ba
Area: 1,002sqft
Townhouse for sale
Emerald Coast Realty Inc
$310,000
Views: 15
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 960sqft
Single family home for sale
Compass Florida, Llc
$310,000
Views: 10
Bedrooms: 4Bds
Bathrooms: 4Ba
Area: 1,954sqft
Sale Pending
St Andrew Shores Realty Serv
$310,000
Views: 22
Bedrooms: 2Bds
Bathrooms: 1Ba
Area: 1,466sqft
Single family home for sale
Empire Real Estate Of Florida Llc
$310,000
Views: 5
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 2,403sqft
Single family home for sale
Virga Realty Inc
3D Tour$310,000
Views: 6
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,254sqft
Condo for sale
All City Real Estate
Building 26 Units Available
Unit #1405
520 N Richard Jackson Blvd
$159,000 - $499,000
9860 S Thomas 225 Dr #225, Panama City, FL 32408
Beach Time Realty, Inc
Building 1 Unit Available
Unit #225
$310,000
Bedrooms: 3Bds
Bathrooms: 3Ba
Area: 1,476sqft
Townhouse for sale
Exp Realty Llc
$310,000
Views: 1
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 972sqft
Townhouse for sale
Exp Realty, Llc
New Construction$309,990
Views: 9
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,891sqft
Sale Pending
Lennar Realty Inc
New Construction$309,990
Views: 5
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,891sqft
Sale Pending
Lennar Realty Inc
Price Drop: $5K$309,900
Views: 8
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,602sqft
Sale Pending
Compass Florida, Llc
New Construction$309,900
Views: 15
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 2,045sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
4726 Bay Point Rd #C223, Panama City, FL 32408
Dalton Wade Inc
Building 7 Units Available
Unit #C223
New Construction$309,900
Views: 2
Bedrooms: 4Bds
Bathrooms: 2Ba
Area: 1,799sqft
Single family home for sale
Dr Horton Realty Of Emerald Coast, Llc
Price Drop: $10K$309,900
Views: 14
Bedrooms: 4Bds
Bathrooms: 3Ba
Area: 1,960sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
$309,900
Views: 9
Bedrooms: 2Bds
Bathrooms: 2Ba
Area: 1,254sqft
Condo for sale
Counts Real Estate Group Inc
New Construction$309,900
Views: 4
Bedrooms: 3Bds
Bathrooms: 2Ba
Area: 1,637sqft
Sale Pending
Dr Horton Realty Of Emerald Coast, Llc
Showing 673 - 714 of 2,031 homes for sale in Panama City, FL
Don't miss out on new listings — and get instant email alerts!
- Real Estate
- Homes For Sale
- Florida
- Panama City
- Homes Under $400k
Do Real Estate on the Go!
Find your dream home, receive real-time updates, and many more!
Panama City, FL Housing Market Overview
Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.
Status
Balanced Market
Days on Market
85
Inventory
296
Sep 2021Mar 2024Mar 2026
Median Home Price
$292,900Down 0.12%
In Mar 2026 · YoY
Sep 2021Mar 2024Mar 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 296 Up 0.10%
- Newly Listed Homes
- 127 Up 0.63%
- Months of Supply
- 4.6 Up 0.20%
Housing Demand
- Homes Sold
- 65 Down 0.00%
- Sale-to-List Ratio
- 96.8% Down 0.50%
- Homes Sold Above List
- 10.8% Up 4.32%
30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.
View Full Panama City Market Report
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 12:15 PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Click to see all homes
2,031
Homes Available
$ 292,900
Median List Price
85 Days
Avg on Market