Skip to Main Content
Close IconHouzeo

Do Real Estate on the Go!

OPEN APP

Homes for Sale Under 700K in Panama City, FL

3,097 Homes for Sale

Sort by:

Showing 85 - 126 of 3,097 homes for sale in Panama City, FL

Don't miss out on new listings — and get instant email alerts!

Do Real Estate on the Go!

Find your dream home, receive real-time updates, and many more!

OPEN APP

Panama City, FL Housing Market Overview

Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

85

Inventory

296

Sep 2021Mar 2024Mar 2026

Median Home Price

$292,900Down 0.12%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
296 Up 0.10%
Newly Listed Homes
127 Up 0.63%
Months of Supply
4.6 Up 0.20%

Housing Demand

Homes Sold
65 Down 0.00%
Sale-to-List Ratio
96.8% Down 0.50%
Homes Sold Above List
10.8% Up 4.32%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Panama City Market Report
Millville, Panama City Neighborhood Guide
Bingoose Estates, Panama City Neighborhood Guide
Cove, Panama City Neighborhood Guide
Bunkers Cove, Panama City Neighborhood Guide
Lake Caroline, Panama City Neighborhood Guide
Edgewater Gulf Beach, Panama City Beach Neighborhood Guide
Mortgage Calculator
How Much House Can I Afford
How to Buy a House
Best Places to Live in Florida
Safest Places to Live in Florida
Expensive Places to Live in Florida
Cheapest Places to Live in Florida
  • mls-imgIDX Logo
    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by BeachesMLS. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This data is not verified for authenticity or accuracy and may not reflect all real estate activity in the market. Based on information © 2026 BeachesMLS, Inc. All Rights Reserved.
  • mls-imgIDX Logo
    Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 5:00 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Click to see all homes
static map image
Homes Available icon

3,097

Homes Available

Median List Price icon

$ 292,900

Median List Price

Avg on Market icon

85 Days

Avg on Market