Rhode Island Homes for Sale with No HOA Fee

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No. of Homes
Houses for Sale in Wanskuck, Providence
31
Houses for Sale in West End, Providence
20
Houses for Sale in Washington Park, East Providence
19
Houses for Sale in Downtown, Providence
19
Houses for Sale in Mount Pleasant, Providence
18
Houses for Sale in Smith Hill, Providence
17
Houses for Sale in Blackstone, East Providence
17
Houses for Sale in Federal Hill, Providence
15
Houses for Sale in Charles, Providence
15
Houses for Sale in Fox Point, East Providence
15
Houses for Sale in Silver Lake, Providence
15
Houses for Sale in College Hill, Providence
15
Houses for Sale in Elmhurst, Providence
13
Houses for Sale in Elmwood, Providence
11
Houses for Sale in Wayland, East Providence
10
Houses for Sale in Mount Hope, Providence
10
Houses for Sale in Manton, Providence
9
Houses for Sale in Olneyville, Providence
9
Houses for Sale in Lower South Providence, East Providence
8
Houses for Sale in Hartford, Providence
8

Frequently Asked Questions

Where is the cheapest place to buy a house in Rhode Island?

Woonsocket is one of the most affordable cities in Rhode Island, with a median home price around $280,000. The cost of living is also lower compared to coastal areas.

Other affordable places include Central Falls, Pawtucket, and West Warwick, which all offer homes under $350K and relatively lower living expenses.

What is the average cost to buy a house in Rhode Island?

The average cost to buy a house in Rhode Island is around $455,000. Prices have risen steadily due to strong demand and limited inventory. The cost of living in Rhode Island is about 10% higher than the national average.

How many homes are available for sale in Rhode Island?

Currently, there are around 6,300 homes for sale in Rhode Island. Of these, 112 are hot properties, and over 800 are homes without HOA fees.

What is the average utility cost in Rhode Island?

The average monthly utility bill in Rhode Island is about $540. This includes electricity, heating (gas or oil), water, trash, and internet. Winters can increase heating costs significantly.

Urban areas like Providence and Pawtucket often have slightly higher utility bills compared to rural towns. Using smart thermostats and energy-efficient systems can help reduce monthly expenses.

What are the average HOA fees in Rhode Island?

HOA fees in Rhode Island range from $100 to $500/month depending on location, property type, and amenities. Condo communities near the coast or in downtown Providence may charge higher fees—often $400 or more.

These fees usually cover services such as maintenance, landscaping, trash removal, and shared amenities like pools or clubhouses.

Is it smarter to rent or buy a home in Rhode Island?

It depends on your financial situation and how long you plan to stay. The average home price is around $455,000, while rent typically ranges from $1,800 to $2,200/month.

With a 20% down payment and a 30-year loan at 6.5%, monthly mortgage payments range from $2,300 to $2,600. If you're staying for 5+ years, buying may be better. Otherwise, renting offers flexibility and lower upfront costs. Use our mortgage calculator to compare costs.

Is Rhode Island a good place to live?

Yes, Rhode Island is known for its coastal charm, strong education system, and vibrant arts scene. It offers a mix of urban and small-town living with access to beaches, seafood, and historic architecture.

Areas like Narragansett and Barrington are popular for their scenic beauty, low crime, and good schools. However, Rhode Island has higher property taxes and home prices than many states.

What is the safest place to live in Rhode Island?

East Greenwich is considered one of the safest places in Rhode Island, with low crime rates and a strong community feel.

Other safe cities include Barrington, Portsmouth, and South Kingstown, known for family-friendly neighborhoods and high-quality schools.

Can a foreigner buy a house in Rhode Island?

Yes, foreigners can buy property in Rhode Island. There are no restrictions on non-citizens owning homes. Buyers can purchase land or property as individuals or through legal entities. However, visa requirements and tax implications should be considered.

What are the disadvantages of moving to Rhode Island?

High housing costs: Home prices and property taxes are higher than the national average, especially in coastal and metro areas.

Small job market: Rhode Island's economy is growing, but it still offers fewer job opportunities compared to larger states.

Harsh winters: Cold, snowy winters can increase heating costs and affect lifestyle preferences.

Limited public transport: Outside of Providence, public transportation is limited. A car is often necessary for commuting.

Higher utility bills: Due to seasonal energy needs, monthly utilities can be more expensive than in southern states.
  • mls-img
    Based on information from State-Wide MLS through Aug 27, 2026, 1:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2025 State-Wide MLS, Inc. All rights reserved.

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Rhode Island Housing Marketlink qauare
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293

Homes Available

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$ 520,000

Median List Price

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50 Days

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