Fort Lauderdale and Miami are among the best places to live in Florida in 2025. The state’s 2.9% unemployment rate indicates steady job growth, particularly in sectors such as fintech and aviation. And with no state income tax, living in Florida gets even better.
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Best Places to Live in Florida in 2025
Here’s our ranking of the top places to live in Florida. We’ve considered the community well-being score, median home price, monthly income, and the cost of living of the cities.
| # City | Median House Price | Median Income | Cost of Living | Livability Score (out of 100) | Changes in Ranking |
|---|---|---|---|---|---|
| 1. Fort Lauderdale | $640,000 | $87,676 | 14.6% ⬆️ | 81 | ⬆️ 9 |
| 2. Miami | $632,000 | $59,015 | 15.4% ⬆️ | 81 | ⬆️ 7 |
| 3. Tampa | $449,950 | $84,185 | 1.3% ⬆️ | 80 | ⬆️ 2 |
| 4. Orlando | $415,000 | $74,980 | 4.2% ⬆️ | 81 | ⬆️ 3 |
| 5. Pensacola | $317,500 | $93,160 | 6.1% ⬇️ | 83 | ⬇️ 3 |
| 6. Cape Coral | $390,000 | $81,987 | 2.6% ⬆️ | 76 | ⬇️ 2 |
| 7. Tallahassee | $251,500 | $80,462 | 2.5% ⬇️ | 85 | ⬇️ 4 |
| 8. Jacksonville | $299,493 | $77,309 | 0.1% ⬆️ | 84 | ⬇️ 7 |
| 9. Melbourne | $318,500 | $74,196 | 2% ⬇️ | 85 | ⬇️ 3 |
| 10. Naples | $1,200,000 | $185,223 | 2% ⬆️ | 79 | ⬇️ 2 |
10 Best Places to Live in Florida
Here’s our list of the top cities to live in Florida:
Sun, startups, and sky-high energy—Fort Lauderdale is where ambition meets beachside bliss. With booming tech and finance sectors and zero state income tax, it’s the best place to live in Florida for young adults, who chase success and a beach town living experience.
- Cost of Living in Fort Lauderdale, FL: The cost of living is about 14.6% higher than the national average, mostly driven by housing and transportation. A dual-income couple or small family needs at least $87,676+ income to live comfortably.
- Housing: You can buy a 2-bed home in Fort Lauderdale for around $640,000, while renting a 2-bed apartment ranges from $934 – $195,000/month, depending on proximity to premier locations like Las Olas or the beach.
- Job Market: The retail, hospitality, and healthcare sectors are the largest, jointly accounting for over 32% of local jobs. MSC Cruises is the largest employer in the city with around 23,500 employees.
- Outdoor Activities: Young professionals flock to Las Olas Boulevard, a hub of fine dining, art galleries, and cocktail lounges. For weekends, you can paddleboard around the Intracoastal or go to a yacht party.
- Traffic: I-95 and US-1 get heavily congested during rush hour. While public transit is available, it’s not very reliable—most residents depend on cars or ride-shares instead.
- Hurricane Season: June through November brings tropical storms and the occasional evacuation drill.
- High Rent & Property Costs: The median house price in Fort Lauderdale is $640,000, which is significantly higher than the national average.
- Tourist Overload: Expect crowded beaches and long lines for brunch sports during peak season from December to April.
Miami is one of the best places to live in Florida for young adults due to its strong job market in tech, finance, and healthcare. Neighborhoods like Brickell and Midtown provide walkable access to offices, public transit, and high-rise apartments, making it easier to commute.
- Cost of Living in Miami, FL: Miami’s cost of living is about 15.4% higher than the national average. To live comfortably in Miami, you would need a minimum income of around $59,015/year.
- Housing: Renting a 1-bedroom apartment in areas like Brickell or Edgewater costs between $350 – $200,000/month. You can buy a 2 bed room house in Miami neighborhoods for around $632,000.
- Job Market: Miami is becoming a hub for hospitality, retail, and healthcare companies. Employers like Baptist Health South Florida, Miami-Dade County, and Citadel are among the top job providers. Remote work is also very common, with many coworking spaces throughout the city.
- Outdoor Activities: Miami offers access to beaches, parks like Bayfront and Margaret Pace, and public transit options including the Metrorail, Metromover, and buses. Grocery stores, gyms, and cafes are walkable in many neighborhoods.
- High Housing Costs: With an average median home price of $632,000 and a rent of $2,900 for a two-bedroom house, housing in Miami is not cheap.
- Traffic Congestion: Commute times can be long, especially due to heavy traffic on I-95 and US-1.
- Hot, Humid Climate: Summers are very humid, with frequent thunderstorms, which make it prone to flooding and power outages, especially in low-lying areas.
- Hurricane Risk: The city is prone to hurricanes from June to November, which may affect your insurance costs.
Tampa is one of the best cities for young professionals due to its booming job market in tech, finance, and healthcare sectors. Plus, neighborhoods like SoHo and Seminole Heights are full of bars, cafés, and places to work. Plus, with the beach just minutes away and a buzzing nightlife, there’s always something to unwind with after work.
- Cost of Living in Tampa, FL: Living here is just 1.3% higher than the national average. You will need roughly $84,185/year to live comfortably in Tampa, FL.
- Housing: You can buy a 2-bedroom home in Tampa for $350,000–$450,000. Renting a 2-bed apartment ranges from $1,700 to $2,500/month, depending on the neighborhood—think Hyde Park vs. Ybor City.
- Job Market: Tampa’s economy is booming, with more than 55% of the jobs in the healthcare, retail, and professional services sectors. Companies like JPMorgan Chase, Moffitt Cancer Center, and ReliaQuest call this city home.
- Outdoor Activities: You can go night kayaking through Downtown, or stretch it out with rooftop yoga at Armature Works. Plus, you can go to Clearwater or St. Pete Beach on the weekend—they’re only 30 to 40 minutes away.
- Limited Public Transit Options: Tampa’s public transportation system isn’t very reliable or extensive. Getting around without a car can be difficult.
- Flood Zones & Home Insurance Costs: Many parts of Tampa are in flood-prone areas. Homeowners and even renters may face high insurance premiums.
- Healthcare Wait Times: While Tampa has excellent hospitals, patients sometimes report long wait times for appointments and ER visits due to high demand.
- Limited Walkability in Some Areas: Outside of a few neighborhoods like Downtown or Hyde Park, Tampa isn’t very walkable. A daily commute often requires driving.
Orlando is one of the good cities to live in Florida for young adults, looking for career opportunities in a growing city. It has a strong job market, especially in the healthcare and hospitality sectors, with 13.7% and 12.45% of the total jobs, respectively.
- Cost of Living in Orlando, FL: About 4.2% higher than the national average. You will need around $74,980 per year to live comfortably in Orlando, FL.
- Housing: You can buy a 2-bedroom home in Orlando for around $415,000. Renting a 2-bedroom apartment costs between $100 – $30,000 per month, depending on the neighborhood.
- Job Market: There are good opportunities in healthcare, tech, and education. Big employers include Lockheed Martin, AdventHealth, and the University of Central Florida.
- Outdoor Activities: Orlando offers plenty to keep you busy—enjoy outdoor spaces like Lake Eola and Bill Frederick Park, or shop and dine at places like The Mall at Millenia and Disney Springs. Plus, you will also find plenty of gyms and co-working spaces in neighborhoods like Winter Park and Lake Nona.
- High Humidity: The humidity in summer can make the heat feel even more intense and uncomfortable.
- Seasonal Crowds: Tourist-heavy times, especially during school breaks and holidays, can lead to traffic and crowded spots.
- Flooding Risk: Some areas are prone to flooding, particularly during heavy rains or hurricanes.
- Limited Job Growth: While education and healthcare sectors are booming, other industries might see slower growth, making job opportunities in those sectors more competitive.
- Higher Costs: Rent and home prices can be significantly higher in desirable areas like Thornton Park or Lake Nona, which may stretch your budget.
Pensacola offers a strong sense of community, making it one of the best places to live in Florida for retirees. The city’s senior living communities, like The Waterford at Carpenter’s Creek and Brookdale Pensacola, provide top-notch care options ranging from independent living to assisted care.
- Cost of Living in Pensacola, FL: The cost of living is 6.1% lower than the national average. You will need a minimum annual income of $93,160 to live comfortably in Pensacola, FL.
- Housing: You can buy a 2-bedroom home in Pensacola for about $317,500. If you’re looking to rent, a 2-bedroom apartment typically ranges from $700 – $5,500 per month, depending on the area.
- Job Market: While the job market in Pensacola is more suited for part-time or remote work for retirees, there are opportunities in the healthcare sector with facilities like Baptist Health Care and Sacred Heart Hospital.
- Outdoor Activities: Pensacola’s beautiful beaches, including Perdido Key and Pensacola Beach, are perfect for relaxing, walking, or fishing. The city also offers golf courses, parks, and nature trails, ideal for staying active and enjoying the outdoors.
- Humidity & Hurricane Season: Summers are hot and humid, and while hurricanes are not guaranteed, they can affect the area during peak season from June to November.
- Limited Public Transportation: Public transportation options are limited, so owning a car is important for getting around.
- Tourist Crowds: Pensacola’s popularity as a tourist destination means it can get crowded during peak seasons, especially at the beaches and popular attractions.
- Job Market Competition: While there are opportunities, competition for part-time or seasonal work can be higher during peak seasons.
Known for its scenic canals and laid-back coastal vibe, Cape Coral is a top choice for retirees in Florida. With over 400 miles of navigable waterways, peaceful neighbourhoods, and senior communities like Gulf Coast Village and The Windsor, the city offers a serene and supportive environment for retirement living.
- Cost of Living in Cape Coral, FL: The cost of living is about 2.6% higher than the national average. You will need around $81,987 per year to live comfortably in Cape Coral, FL.
- Housing: You can buy a 2-bedroom home in Cape Coral for around $390,000. Renting a similar home typically ranges from $750 – $50,000 per month, depending on proximity to the water and amenities.
- Job Market: While Cape Coral isn’t a hub for full-time employment, many retirees find part-time or volunteer opportunities in healthcare, hospitality, and retail. Major local employers include Lee Health and the City of Cape Coral.
- Outdoor Activities: You’ll find plenty to do—from boating and fishing to golf and nature walks at Four Mile Cove Ecological Preserve. Plus, with sunny weather year-round and access to nearby beaches like Sanibel and Fort Myers, staying active and relaxed is easy here.
- Hurricane Risk: Cape Coral is in a hurricane-prone zone, and strong storms can impact the area during hurricane season from June to November.
- High Humidity: Summers are very humid and can be uncomfortable for some people.
- Limited Public Transportation: Public transportation is limited, so owning a car is essential for getting around.
- Rising Insurance Costs: Homeowners may face increasing insurance premiums due to flood zone classifications and storm risks.
Tallahassee is the capital of Florida. It has good schools, quiet neighborhoods like Southwood and Killearn Estates, and plenty of parks. It’s a good place to raise children and enjoy a slower pace of life. This makes it one of the best Florida cities to live in for families.
- Cost of Living in Tallahassee, FL: The overall cost of living is 2.5% below the national average. You will need an annual income of around $80,462 to manage basic expenses and live comfortably.
- Housing: You can buy a 2-bedroom home in Tallahassee for just 251,500 on average. If you’re planning to rent, expect to pay between $294 – $4,500 per month, depending on the neighborhood and nearby school district.
- Job Market: The majority of the jobs are available in public administration, healthcare, and education. The largest employers in the city are Florida State University (FSU) and Florida A&M University (FAMU). While it’s not a major job hub, employment is generally stable and suitable for those working in the government or education sector.
- Family Activities: The city offers many family-friendly options like the Tallahassee Museum, Tom Brown Park, and the Challenger Learning Center. Tallahassee also has walking trails and sports complexes for families to enjoy on weekends.
- Traffic Congestion: While Tallahassee isn’t a large city, traffic can get backed up near downtown and around the universities, especially during school hours or state legislative sessions.
- Mixed Public School Performance: While some schools are highly rated, others may have lower performance. It’s important to research specific school zones before choosing a neighborhood.
- Limited Public Transit: The city has a bus system (StarMetro), but it doesn’t cover all areas well. Most families need a car for commuting and other daily activities.
Jacksonville is one of the best cities to live in Florida for families. It has quiet neighborhoods, public schools, and access to parks, healthcare, and basic amenities. Plus, areas like Mandarin, Bartram Park, and Ortega are popular with families due to their safety and family-friendly environment.
- Cost of Living: Jacksonville is just 0.1% above the national average, which makes it more affordable than many large U.S. cities. You will need about $77,309 per year to live comfortably in Jacksonville, FL.
- Housing: You can buy a 2-bedroom home in Jacksonville for $299,493. Renting a 2-bedroom similar unit typically ranges from $500 – $24,000 per month, depending on location.
- Job Market: Jacksonville has a steady job market with opportunities in healthcare, education, logistics, and banking. Major employers include the Mayo Clinic, Baptist Health, FIS, and Duval County Public Schools. Many roles are available in administration, support services, and transportation.
- Outdoor Activities: Jacksonville has many outdoor spaces that work well for families. There are over 400 city parks, with places like Hanna Park and Timucuan Preserve offering areas to walk, bike, or spend time near the water. Families often visit the Jacksonville Zoo, local playgrounds, or community centers for weekend activities.
- Traffic and Commuting: Jacksonville is a large city, so commuting by car is common. Roads like I-95 and I-295 often have heavy traffic during rush hours.
- Hurricane Risk: Jacksonville is vulnerable to tropical storms and hurricanes during the Atlantic hurricane season, which is from June to November.
- School Quality: While some public schools perform well, especially in neighborhoods like Mandarin and Ortega, others are rated below average. Parents should research school zones carefully.
Melbourne is a quiet and affordable city on Florida’s east coast. Its safe neighborhoods, public schools, and easy access to hospitals and essential services make it one of the best places to live in Florida for families. The city offers stability, clean surroundings, and enough space for children.
- Cost of Living in Melbourne, FL: Cost of Living in Melbourne is -2% below the national average. You will need at least $74,196 per year for basic expenses.
- Housing: You can buy a 2-bedroom home in Melbourne for about $318,500. Renting a 2-bedroom apartment usually ranges from $700 – $8,580 per month, depending on location.
- Job Market: Major employers include Northrop Grumman, L3Harris Technologies, Health First, and Brevard Public Schools. The majority of the jobs are in healthcare, retail, and manufacturing sectors.
- Outdoor Activities: Melbourne has family-friendly spots like Wickham Park and Brevard Zoo. Beaches like Melbourne and Paradise offer peaceful outings. For quiet time, the Indian River Lagoon is great for kayaking and bird watching.
- Hurricane Risk: Melbourne is in a hurricane-prone area. While it doesn’t get direct hits every year, families need a solid plan during storm season from June to November.
- Limited Public Transportation: The local bus service (Space Coast Area Transit) doesn’t cover all neighborhoods. Families almost always need at least one vehicle.
- Fewer Entertainment Options: Outside of parks and sports centers, there aren’t many indoor entertainment venues like arcades or youth-focused hangouts.
- Summer Weather: From June through September, the heat and humidity can be intense, often above 90°F with high humidity, which may limit outdoor playtime for children.
Located along the Gulf Coast, Naples is known for its calm beaches and upscale neighbourhoods. Retirement communities like The Carlisle Naples offer a range of independent and assisted living options. Plus, with a warm weather year-round and a quiet pace of life, Naples is one of the best places to live in Florida for retirees.
- Cost of Living in Naples, FL: Naples is about 2% higher than the national average. A single retiree should budget around $185,223 per year, depending on lifestyle.
- Housing: You can buy a 2-bedroom home in Naples for around $1,200,000. Renting a 2-bedroom apartment will cost you between $1,100 – $139,000 per month, depending on proximity to the beach and other amenities.
- Job Market: Though many retirees don’t work full-time, part-time roles in hospitality, healthcare, or volunteer services are common. Naples Community Hospital is one of the largest employers and offers healthcare-focused opportunities.
- Outdoor Activities: Retirees can enjoy peaceful beach walks at Lowdermilk Park or bird watching at Corkscrew Swamp Sanctuary. The Naples Botanical Garden and multiple golf courses offer peaceful recreation options for seniors.
- High Housing Prices: Home prices and rent in Naples are higher than compared to in other Florida cities.
- Limited Public Transport: Most residents need a car, as public transportation is minimal.
- Hurricane Risk: Like much of coastal Florida, Naples faces a risk of hurricanes during the summer and fall.
Best Places to Live in Florida Based on Demographics
We have researched the best places for single families, young professionals, and retirees. The cities are ranked on parameters like education, employment opportunities, and healthcare facilities.
| Demographic | #1 | #2 | #3 |
|---|---|---|---|
| Single Families | Melbourne | Tallahassee | Jacksonville |
| Young Professionals | Fort Lauderdale | Tampa | Miami |
| Retirees | Cape Coral | Naples | Pensacola |
Is Florida a Good Place to Live?
Florida is one of the best places to live in the US due to its tax-friendly policies and warm climate. It has a flourishing job market and sunny beaches. Moreover, the cost of living is 2% lower than the national average.
Whether you’re drawn to the city life of Miami or the coastal calm of Pensacola, Florida offers diverse lifestyles. Explore listings, compare prices, and make offers online with just a few clicks on Houzeo, Florida’s best home buying website.
Research Methodology
This study ranks cities using a weighted average scoring model based on eight parameters. We’ve linked the resources used in our study of the best areas to live in Florida:
- Redfin[1]: Median House Price
- Zipatlas[2]: Median Income, Unemployment Rate
- Salary[3]: Cost of Living
- Areavibes[4]: Livability Score
- Bestplaces[5]: Average Commute
- Statisticalatlas[6]: Major Employers
- Zillow[7]: Average Rent
- Neighborhoodscout[8]: Safety Score
- Walkscore[9]: Walkability Score
The total score for each city combines a weighted score for its rank. Here’s the weightage: median house price (1.25), median income (1.25), unemployment rate (1.00), cost of living (1.00), livability score (0.50).
Additionally, we have listed the good places to live in Florida for varying demographics. These include the best location to live in Florida for families, young adults, and retirees.
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