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Cost of Living in
Arkansas

Living cost is 6.75% lower than avg
Families spend upto $8,193/mo on avg
Homeowners spend $7,988/mo on avg
Renters spend $4,042/mo on avg

Cost of Living in
Arkansas

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A Breakdown of the Cost of Living in Arkansas

U.S. Avg.

Arkansas

Difference Diff

Home Price

$534,127

$460,940.5

14%

Apartment Rent (per month)

$1,354

$1,110.25

18%

U.S. Avg.

Arkansas

Difference Diff

Phone (per month)

$219.9

$212.83

Total Energy (per month)

$194.67

$198.68

U.S. Avg.

Arkansas

Difference Diff

Grocery Staples

Corn Flakes (per box)

$5.88

$4.97

15%

Frozen Corn (per bag)

$2.33

$2.22

Frozen Meal (per package)

$4.75

$3.47

27%

Cooking Oil (per bottle)

$6.00

$8.35

39%

Detergent (per bottle)

$18.81

$20.72

10%

Facial Tissues (per box)

$2.54

$2.12

17%

Sweet Peas (per can)

$1.74

$1.59

Sugar (per bag)

$4.46

$4.88

Bread (per loaf)

$3.66

$3.92

Frying Chicken (per lb)

$1.64

$1.49

Meat & Poultry

Chicken (per lb)

$1.67

$1.53

Steak (per lb)

$13.56

$17.03

26%

Sausage (per lb)

$4.89

$4.77

Ground Beef (per lb)

$7.90

$7.47

Snacks & Beverages

Soft Drink (per bottle)

$3.08

$2.91

Potato Chips (per bag)

$5.08

$3.88

24%

Coffee (per lb)

$5.92

$6.29

Fresh Orange Juice (per half gallon)

$4.85

$4.95

Fruits & Vegetables

Peaches (per can)

$4.29

$2.71

37%

Lettuce (per head)

$1.85

$2.01

Bananas (per lb)

$0.62

$0.7

12%

Potatoes (per bag)

$4.61

$5.78

25%

Dairy & Eggs

Parmesan Cheese (per lb)

$4.46

$4.69

Margarine (per lb)

$1.26

$1.35

Eggs (per dozen)

$4.50

$4.28

Whole Milk (per gallon)

$4.02

$4.71

17%

Seafood

Chunk Light Tuna (per can)

$1.06

$1.21

14%

U.S. Avg.

Arkansas

Difference Diff

Tire Balance (per tire)

$69.15

$62.56

10%

Gasoline (per gallon)

$2.82

$2.85

U.S. Avg.

Arkansas

Difference Diff

Doctor Visit (per visit)

$113.53

$162.32

43%

Dentist Visit (per visit)

$144.14

$93.33

35%

Ibuprofen (per bottle)

$11.48

$10.98

Prescription Drug (per month)

$21.09

$21.97

Optometrist Visit (per visit)

$93.18

$122.63

32%

U.S. Avg.

Arkansas

Difference Diff

Women’s Slacks

$34.9

$38.86

11%

Boys’ Jeans

$29.45

$27.57

Men’s Shirt

$39.14

$34.49

12%

Wine (per bottle)

$7.14

$13.81

93%

Beer (per 6-pack)

$10.78

$10.23

Veterinary Services (per visit)

$65.41

$77.08

18%

Tennis Balls (per pack)

$3.49

$3.88

11%

Yoga (per class)

$11.89

$23.79

100%

Movie (per ticket)

$11.41

$12.66

11%

Newspaper (per copy)

$18.96

$24.56

30%

Washer Repair (per service)

$109.38

$108.36

Women Slacks

$34.88

$38.38

10%

Boy Jeans

$29.51

$26.3

11%

Man Dress Shirt

$39.05

$32.34

17%

Dry Cleaning (per item)

$13.25

$16.91

28%

Shampoo (per bottle)

$1.56

$1.32

16%

Toothpaste (per tube)

$3.59

$3.98

11%

Beauty Salon (per visit)

$46.61

$48.83

Haircut (per cut)

$26.79

$29.27

Fried Chicken (per serving)

$4.36

$5.07

16%

Pizza (per pizza)

$11.88

$11.12

Hamburger (per serving)

$5.25

$6.08

16%

The cost of living in Arkansas is 6.75% lower than the national average. Known for its natural beauty, low crime rates, and affordable lifestyle, the state offers more value than many others across the US. With a thriving agricultural industry, a growing tech sector in Little Rock, and plenty of outdoor recreational activities, Arkansas provides a great quality of life without the high price tag.

Housing costs in Arkansas are 14% lower than the national median. The average home price in Arkansas is $460,940.50, which is well below the national median of $385,000. When buying a new home in Arkansas, most buyers make a down payment of 10% to 20% of the purchase price. Monthly mortgage costs tend to be much lower here than in high-cost states, typically 20 to 30% below the national average.
Renting in Arkansas is 18.0% lower than the national average of $1,110.25. A one-bedroom apartment in Little Rock or Fayetteville typically costs around $850 per month, while a two-bedroom apartment averages $1,100. Compared to more expensive states, Arkansas offers affordable rental options without compromising on location or amenities.
Utilities in Arkansas are 1% lower the national average. While basic utilities typically cost around $150 to $250 per month, you won’t see added costs like hurricane insurance or saltwater maintenance common in coastal states. However, heating costs in winter can rise during colder winter months.
Food prices in Arkansas are 3% lower than the US median. A gallon of milk costs around $4.71, compared to $4.10 in states like California. A family of four can expect to spend about $800 to $1,000 per month on groceries, while a single adult might spend between $300 to $450 per month, depending on dietary choices and shopping habits.
Transportation costs are 4.24% lower than the US average. Gas in Arkansas is $2.85 per gallon, which is more affordable than states like California and New York. Monthly car insurance premiums average $140, which is much lower than the national average of $183. With lower vehicle costs and fewer traffic congestion issues, getting around Arkansas is pretty budget-friendly.
Healthcare costs in Arkansas are 8.92% lower than the national average. A routine check-up costs approximately $90, which is much lower than in states like New York or Massachusetts. An emergency room visit can cost you around $1,500 to $2,000 without insurance. While costs for specialty treatments and procedures can vary, basic healthcare in Arkansas is highly affordable.
Miscellaneous expenses in Arkansas are 5.09% higher than the national average. Whether it’s enjoying a meal at a local restaurant, attending a weekend event, or spending time outdoors, Arkansas provides plenty of affordable entertainment options. A family day at the Arkansas State Park might cost $20 to $40, while a nice dinner and a movie in Little Rock could range from $40 to $70.

Moving to Arkansas? You’ll likely spend less overall. But hey, affordability is the win—just make sure your income covers housing and daily expenses.

👉 Next Step: Compare single-family homes in Arkansas. Cost of living data is sourced in part from the Council for Community and Economic Research (C2ER). Figures are provided for informational purposes only and may not reflect real-time changes.

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Is Living in Arkansas Expensive?

No, Arkansas is not an expensive place to live. In fact, it’s one of the more affordable states in the US, with a cost of living 6.75% lower than the national average. Housing plays a major role in this affordability, with rental rates and home prices in Arkansas significantly below national norms. Everyday expenses like groceries, transportation, and healthcare also tend to cost less here.

With a budget of $460,940.50, you could buy a spacious home with a large yard in cities like Bentonville or Little Rock. The same budget might only get you a townhouse in a larger city like Austin or Raleigh. The state's affordable housing and living expenses make it an excellent choice for individuals and families looking to stretch their budgets.

Housing in Arkansas

Those buying houses in Arkansas will find costs far more affordable than in high-cost states like California, New York, or Massachusetts. Housing prices in Arkansas are 14% lower than the national average, making it one of the most budget-friendly options for homebuyers. With mortgage rates generally between 6.5% and 7%, the total cost of owning a home remains much lower than in many other parts of the country.

Buying a House in Arkansas

For young adults or single people, homes in Little Rock or Fayetteville are popular choices, offering a mix of urban amenities and a suburban feel. Homes in Little Rock typically average around $200,000 to $300,000. Mortgage payments for homes in these areas generally range from $1,300 to $1,700 per month, excluding insurance and taxes. For those on a tighter budget, condos in Benton or Springdale can offer even more affordable entry points, typically between $120,000 and $180,000.
For married couples with young children (under 6), expect to pay between $250,000 and $400,000 for a three-bedroom home in Bryant, Conway, or Sherwood. These areas offer access to excellent public schools, parks, and local amenities. Three-bedroom homes in suburban areas also come with large yards, which are ideal for growing families.
For married couples with older children (ages 6 to 17), you can find a spacious four-bedroom in Rogers, Bentonville, or Jonesboro, ranging from $350,000 to $600,000. These multi-family homes in Arkansas often feature outdoor spaces like patios or decks, and are located near top-rated schools such as Bentonville High School and Jonesboro High School.

Renting a House in Arkansas

Renting in Arkansas is significantly more affordable compared to high-cost states, with average rents 18.0% lower than the national median. This makes Arkansas a strong choice for individuals and families looking to reduce monthly expenses. Let’s break down average rental costs across the state:

For young adults or singles, rent for a two-bedroom home in Fayetteville or Little Rock typically costs around $1,100 per month. Fayetteville provides a lively college-town atmosphere with plenty of local events and attractions, while Little Rock offers a vibrant downtown scene, great dining, and easy access to parks and cultural sites. If you’re looking for more affordable options, apartments in cities like Conway or Springdale can range from $900 to $1,200 monthly. These neighborhoods offer a quieter, suburban feel with convenient access to major highways.
For married couples with young children (under 6), expect to pay between $1,500 and $2,500 per month for a two- or three-bedroom home in Bentonville, Bryant, or Sherwood. These areas have top-rated public schools, community parks, and family-oriented amenities.
For families with older children (ages 6 to 17), renting a three- or four-bedroom home in Jonesboro, or Hot Springs typically costs between $2,000 and $3,500 per month. These neighborhoods provide larger homes with spacious yards, many of which are located near quality schools, sports complexes, and recreational centers.
If you’re downsizing, you could spend $1,200 to $1,800 per month renting a one-bedroom home in Maumelle or Fort Smith. These areas offer practical living spaces, as well as proximity to shopping centers and healthcare facilities. Many seniors also go for smaller homes or townhouses in these areas, for a more low-maintenance lifestyle.
International students should budget around $1,500 to $2,000 per month for a three-bedroom home in Fayetteville or Jonesboro. Sharing an apartment with roommates can help reduce your costs, especially in areas with large student populations.

Utilities in Arkansas

Food and Groceries in Arkansas

Transportation in Arkansas

Healthcare in Arkansas

Arkansas is one of the more affordable states for healthcare, with medical costs 8.92% lower than the national average. Prices for routine visits, prescriptions, and insurance premiums tend to be cheaper than in states like California or Massachusetts. While costs can vary by provider and region, here's a breakdown of typical medical costs in the state:

Doctor Visit — $162.32+ per visit: Routine care in Arkansas typically averages around $110 per visit. This covers typical needs like annual physicals, minor illnesses, or medication adjustments. Appointments with specialists (such as cardiologists or orthopedic doctors) often come at a higher cost, especially if advanced testing or treatment is involved.
Dentist Visit — $93.33+ per visit: Basic dental care in Arkansas is generally affordable, with routine cleanings and exams costing around $95. A cavity filling can cost between $120 and $180. Simple dental treatments in Arkansas, from sealants to tooth extractions, usually cost less than in most states, often by 5% to 10%.
Optometrist Visit — $122.63+ per visit: Routine eye exams in Arkansas cost about $110, which is slightly below the national average of $140. This cost typically includes a vision check and prescription updates. More advanced care, such as retinal imaging or diabetic eye exams, can add another $50 to $100 to your total cost.
Prescription Drugs — $21.97+ per package: A monthly supply of Lisinopril for high blood pressure usually costs between $8 and $15 without insurance. Metformin for type 2 diabetes is about $10 to $30 per month. For short-term needs, antibiotics like Amoxicillin typically cost $10 to $20.
Over-the-Counter Meds — $7+ per package: Everyday essentials like ibuprofen, allergy relief, and cold medications such as DayQuil or Mucinex average $7 to $10 per package. Thanks to lower overall healthcare costs, stocking up on over-the-counter medications tends to cost less than in many other states.

Arkansas’ affordable healthcare provides residents the opportunity to manage their health without facing exorbitant costs. The state's lower cost of living and reliable healthcare system keep medical care accessible for most individuals and families.
It’s still a good idea to get health insurance, as the average cost of a doctor’s visit in Arkansas is around $110*. Health insurance premiums in the state typically range from $300* to $700* per month, depending on the coverage and provider.

*Disclaimer: These figures are averages and can vary based on individual circumstances and specific insurance providers. It's recommended to compare plans and consult with insurance professionals to find the best coverage for your needs.

Miscellaneous Costs in Arkansas

Miscellaneous expenses in Arkansas are 5.09% higher than the national average, making it an affordable state for everyday extras. Here's a breakdown of typical daily costs:

Food and Drinks: Dining out in Arkansas offers great value. A burger at a local diner typically costs around $6.08, while a full sit-down meal (including an entrée, a side, and a beverage) usually ranges from $15 to $25 per person. Popular items like tacos are priced between $2 and $4 each, and a slice of pizza costs about $11.12. Sushi rolls at mid-range restaurants are generally priced from $10 to $15. A cup of brewed coffee averages $6.29, while a glass of local craft beer is usually $4 to over $10 at most bars.
Personal Care and Grooming: Grooming services in Arkansas are reasonably priced. A standard haircut averages around $29.27. A visit to a beauty salon, which includes shampoo, blow-dry, and basic styling, typically costs between $48.83. Skincare treatments range from $40 to $80 per session. Manicures are usually about $15, and spa services, such as massages, start at $50.
Clothing and Laundry: Clothing costs in Arkansas are relatively affordable. A dress shirt typically costs around $34.49, and a pair of jeans averages $27.57. Professional dry cleaning is approximately $16.91 per visit, so doing your laundry at home is a more budget-friendly option.
Fitness and Entertainment: Entertainment and fitness options in Arkansas are pretty accessible. A yoga class typically costs around $23.79, and movie tickets are usually priced between $12.66. For low-cost leisure options, residents can take advantage of the state’s many outdoor activities, like hiking, biking, and exploring scenic parks and lakes.
Pet-Related Expenses: Routine vet visits in Arkansas cost around $77.08, with emergency services typically more affordable than in larger cities. Basic treatments like vaccinations and check-ups are reasonably priced. The state is also very pet-friendly, with numerous dog parks, trails, and open spaces. Popular areas like Pinnacle Mountain and the Ozark National Forest provide plenty of room for pets to explore.

What Salary Do You Need to Live in Arkansas?

The average salary in Arkansas is 6.75% lower, which provides a comfortable lifestyle for most residents. Thanks to the state’s lower cost of living, you can enjoy a similar or better quality of life on a smaller income compared to higher-cost states such as California, New York, or Massachusetts.

Homeowners spend $95,850.00 per year: Mortgage payments, property taxes, utilities, and maintenance are all relatively low, helping homeowners keep expenses manageable across both rural and urban areas.

Renters spend $48,498.00 per year: Affordable rent in cities like Little Rock or Fayetteville makes it easier for individuals or couples to cover basic needs (housing, groceries, and transportation) without financial strain.

Families with kids spend $98,319.00 per year: With childcare, education supplies, healthcare, and larger housing needs, families will see higher expenses. But Arkansas' affordability ensures comfort without requiring a six-figure income.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Arkansas cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Arkansas's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Arkansas?

The cost of gas in Arkansas averages around $2.85 per gallon. Prices can fluctuate depending on location and market conditions, but overall, Arkansas’s fuel costs keep transportation costs manageable for residents.

Is Arkansas a good place to live?

Yes. Arkansas combines affordable living with abundant natural beauty and a relaxed lifestyle. Cities like Little Rock and Fayetteville deliver essential urban services while preserving a close-knit community feel. This balance makes Arkansas an appealing option for those seeking quality of life without high costs.

What is the cost of living in Arkansas?

The average cost of living in Arkansas is 6.75% lower than the national average. Arkansas' living expenses, such as housing, food, and utilities, are all relatively affordable, with rural areas offering even lower costs than cities.

What is the average rent in Arkansas?

A one-bedroom apartment in Arkansas typically rents for $800 to $1,110.25 per month, depending on location. Cities like Little Rock or Fayetteville will have higher rents, but they are still much more affordable compared to major metropolitan areas.

How much is a two-bedroom apartment in Arkansas?

A two-bedroom apartment in Arkansas usually costs between $1,500 and $1,800 per month. In Little Rock, neighborhoods like Hillcrest often rent for around $1,700, while Bentonville’s downtown area sees similar prices. Smaller towns offer more affordable options, sometimes below $1,200.

What is the average price of utilities in Arkansas?

Utilities in Arkansas typically range from $315 to $570 per month. This includes electricity, water, sewer, and trash services, with costs rising slightly in the colder months due to heating needs. Generally, utility costs in Arkansas are lower than in other states.

How much is childcare in Arkansas?

If you are moving to Arkansas, you can expect to pay around $600 to $1,000 per month for childcare of toddlers, depending on the location and type of care. Daycare centers in cities like Little Rock and Fayetteville usually charge more than in-home care providers.